Liverpool Lou

Not many tourists due to return home would be brave enough to do that and risk being locked up here pending a court case if they couldn't bail themselves!

Once it was handed in the money wasn't "lost anyway". But you're missing the point, it wasn't "lost" it was a scam.

If you're referring to VAT, yes, it would normally be included in the price shown, if the price isn't inclusive "+VAT" will be shown. VAT for tourists can be refunded at the airport when you leave the country for purchases made at participating shops that display the VAT refund sign. This includes most major department stores like Central World and brand shops. https://www.rd.go.th/english/28049.html https://www.centrepoint.com/blog/tax-refund-tips-in-thailand#:~:text=The VAT refund system for,visit while in the country.

120 baht, read again. Another pointless post from you. Read my comment again, this is the part you ignored... "...travelling internationally with less than £3/$3.3 cash on them...". Why the flame/personal attack, don't you know the rules?

Impossible for anyone to know without seeing the actual policy wording unless you have posted it exactly word for word in your OP and with all the associated context. Are the policy conditions only in Thai? If they're in English, don't take your wife's word for it, with all due respect, she is not the insurer. You mentioned having an accident, is it a health insurance policy or an accident insurance policy? Why would you not want to ask the insurer (as they're the ones that will make the decision)? They cannot alter the policy conditions to deny cover, as you seem to be suggesting, just because you've asked them questions about the cover that they are contracted to provide.

Trying to figure that one out. B50k...B30k...make up your mind!

A lot of labour also with modern cars.

That is true only for two or three specific rural banks that have accepted deposits from customers outside an area in which those deposits are permitted, it is not "a run" on Chinese banks as you seem to be suggesting.

Obviously, but why are you sowing the seed that that is a likely scenario here?

Don't be so hard on yourself.

Can't imagine anyone travelling internationally with less than £3/$3.3 cash on them...why would you do that while only carrying a Thai ATM?

Completely false. The bank's head of domestic retail services said last month that is what he wants in the future, that's all. There is no timeline for his "proposal" to be implemented.

"Imagine ... to use an ATM you need a Thai ID card..." That situation does not exist and, obviously, will never exist while there are still ATMs in the world.

...by serving their customers.

No, don't say that, don't take away Thaivisa posters' excuses for a good ol' Thai (bank) bash!

"This machine is out of service" usually just means that those ATMs were out of cash, nothing more onerous than that. They're not connected to a limitless supply of notes for restocking.

...with the exception of almost every Thai who is able to get finance fairly easily, and I'd guess that most of those purchases are financed one way or another.

cannabis? ???? Don't see the relevance of that to my question to Rhys re his bizarre statistic-less claim.

What?

Most Thais don't go anywhere near Thai roads? Really? You've got some stats for that bizarre assertion?

I think that you're being a little unkind, the speculators here were probably witnesses at the scene, that's how they can be so adamant about the circumstances.

What a pity there wasn't a witness there who saw everything and was able to tell the police what he saw. Hang on...

He's not looking for a shop at the airport so it doesn't matter.

Gosh, that's interesting, wonder why no one's ever heard of that before?

All those trucks that, these days. mostly run on LPG?