Liverpool Lou

Yes, no commercial banks run any risk of going out of business due to decentralised finance. Have you got anything sensible/rational that would support your assertion?

His Albert Tatlock mantra!

Common sense in almost any country except this one What? You're claiming that it's "common sense" that, in almost any country, an off duty police officer killing an intruder to his premises would be processed "with no questions asked"? Could you give an example of a country where that happens, please?

Get your story right about what I actually said and try again. I have no personal experience of health insurance claims, i.e. claims of my own, that's what I said. According to your posts here, it seems that you have no personal claims experience, just a couple of "friends'" "stories". I do have many years of experience in the insurance industry, here and in the UK, including general claims and life claims so I do know, forensically, how those claims are processed and what the stats on successful claims are. That's also what I said.

Shot dead with no questions asked? What do you base that on?

"So now we can not defend our self in our own houses against armed thai robbers". Where was that stated, there is an investigation going on, isn't there?

For all we know it's just as likely that they weren't "in cahoots".

why not just get it from the beach? Nobody's using it anyway. ???? Empty bags in which to put sand are available at the beach? That's useful information.

Insurance regulations in Thailand are not the same as farangland, just complete a questionaire and read the T&Cs and you can see it You're assuming, wrongly, that my insurance experience is restricted to other countries and does not include Thailand. "Insurance regulations in Thailand are not the same as farangland" Are you saying that there are Thai insurance regulations that allow insurers to deny legitimate claims? "T&Cs" on a "questionnaire" are not the sole consideration; policy conditions detailing specific cover and exclusions on issued policies are what matters.

Drinking together is social gathering I know that it is but it is the "gathering" that is restricted right now, not the consumption of alcohol. Read what I said in my comment.