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jerrymahoney

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Everything posted by jerrymahoney

  1. Everybody knows who he is and what he went through -- based on what you have posted, you do not even know that the "Some guy" you talked to was ever actually in a coma.
  2. Not in my experience. I just had a procedure 2 weeks ago at a hospital where the package price was on their website in Thai language. But that's what I got -- except as a farang I had to pay for the PCR which is free for Thais. All this while my wife was out of town.
  3. American Express. No credit limit. Visa and MC could be prepaid card.
  4. The claim I bang on about was me. Not anecdotal. I have documents. Unless you mean the guy I referenced just once who was in a coma for 6 months at a government hospital but that guy was once voted Poster of the Year on Thaivisa.com so not just "some guy".
  5. Compared to the potential upside of potentially USD 1 - 5 million per year in claims, to such persons as you describe, it is a pittance.
  6. And for others with millions of USD available, the premium for a multi-million USD per year limit policy is a pittance.
  7. OK if you say so.
  8. Self-insurance for one is a misnomer. Companies that self-insure spread the risk against a number of employees. When you are the only self-insuree you have a reserve. There is no sharing of risk when there is only one person.
  9. Well in your post you say 'a guy' was in coma for 6 months. What guy? How does one fact check 'a guy'? With CxnNxx he didn't have to pay as his wife's employment covered the bill
  10. Many non-Thai medical policies like CIGNA Global have coverages of up to $US 1 million or more per year. While very few will actually have claims anywhere near that amount, the reason they have such coverages in the policy is because SOME DO.
  11. Well there was 'a guy' CxnNxl on ThaiVisa in Khon Kaen in coma for 6 moths following motorbike accident which left him as paraplegic but his Thai wife was a local school administrator.
  12. Not if you don't have any money. Can't you just show them your self-insurance card?
  13. Then you might try this group here with particular note of "Acute onset of preexisting conditions" https://www.sevencorners.com/plans/travel-medical-insurance
  14. How long are you planning to go to LOS?
  15. Your wife is always with you when you end up at the hospital planned or not-planned?
  16. I would have an answer for that but, since this topic also has brought out the AN comedian cohort, I think I'll pass.
  17. In the USA -- although they have to be confirmed by a majority in the Senate -- a Cabinet Secretary does not have to prior be elected to any position by the general voting populace.
  18. My first colonoscopy at around age 50 and while still in the States, was because the GI doctor, who was a golfing buddy of my father, recommended that I should do it. I called United Healthcare, my insurance company at the time, and asked if they would cover colonoscopy. Their answer: Yes we will. And we wish more people would do it.
  19. This page gives a lot of statistic on colon cancer occurrence and morbidity. But the main point is: When colorectal cancer is found early, it can often be cured . https://www.cancer.net/cancer-types/colorectal-cancer/statistics And finding it early mostly means finding it before there are any outwardly recognizable symptoms.
  20. Max. application age April France 65.
  21. Yes they could hypothetically deny the claim. They could also hypothetically pay the claim. On another this- type topic I was asked Well what if they denied your claim? even after I said they had already paid the claim.
  22. If you can't get health insurance at a reasonable price and under reasonable conditions, then no- insurance is the way to go.
  23. that's over a 40 year period. I don't buy dumbbells. And I certainly don't ride a bicycle in Thailand.
  24. The problem is that even though you're in good health, eat right, exercise and drink in moderation, some things could put you in the hospital regardless of the above behavior. But that's OK. Lots of guys on here think self-insurance is the way to go based upon their healthy lifestyle.
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