I have lived in Thailand for a good 32 years.
Was also long time health insurance!
These HI were but all NO Thai companies!!!
My experiences with Thai HI are not the best!
From an age of 65, the contributions increase significantly!
From 70 it becomes really expensive!
My last Thai KV - LUMA - has informed me in writing, on my request, the premium increases for the next years!
If you change age group, your premium will increase by about 30-40% overall - medical inflation and community rating are already included. They are not in addition to this increase.
If you are still under the same age group, your premium will increase by about 8-12%. annually!
So unaffordable unless I'm rich ????.
Save for 5 years I save 300,000.-THB annually and that's my HI
.
Was just in the hospital now,2 surgeries, went to Korat for this!
Price difference to the BPH in Pattaya good 350.000.-THB.
Paid I there about 280.000.-THB private hospital!!!
The main problem is actually that if it is expensive, the HI tries everything to have to pay nothing, or only a little!