I don´t understand what kind of problem you have with Pattaya? Why on earth would it be hard for a western couple to settle down there and retire. Same as older people comes to Thailand, find a Thai woman and marry her. that would be same hard to maintain in Pattaya according to your view, right? You know, some of us aren´t focused on the most banging for the bucks (Count me out of that, I like to bang). However, there are people that are faithful 100% and could never even think about f-ing around. Ok, I feel sorry for them, but it´s the truth in some sad cases.