For capital investment to be possible we need two scenarios. Both which you can forget really quickly
First, people get work, save money, stop depending on one "breadwinner" and after invest in funds, stocks or insurances. Not gonna happen!
Second, the government will implement a pension fund for all! For that to be possible, all Thais will have to work the legal way. All companies must register their employees and pay tax for them. Not gonna happen!
So, then we have the handout of 10K. Is it positive or negative? In your world of thinking, it will be negative, as you have a much better scenario in your mind. Unfortunately, only in your mind, and living as a dream. I think it´s positive for poor people, and should only be given to poor people. I still stand by that almost 30 baht per day for a whole year, can make a difference for a person regarding the food situation. If a person get enough food, the person might have more energy, and be able to work or produce more......and so on.....
But, I am well aware of that is also a dream scenario, as it just don´t work that way. That´s why I posted if used in the right way.