
NoDisplayName
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Everything posted by NoDisplayName
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14th amendment, section 2: Representatives shall be apportioned among the several States according to their respective numbers, counting the whole number of persons in each State, ...... How are they counted? By census. Does the census ask about citizenship? No, not since 1950. What is census data used for? Hmmmmmmmmmmm...........
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You could repeat talking points, or you could google actual data. Legal Immigration and Adjustment of Status Report Supporting data tables (at bottom of this webpage) are additionally provided for these four categories: Lawful Permanent Residents (LPR) Refugee Admissions Naturalizations Nonimmigrant (I-94) Admissions https://ohss.dhs.gov/topics/immigration/legal-immigration-and-adjustment-status-report
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SWIFT-WISE Breakeven?
NoDisplayName replied to NoDisplayName's topic in Jobs, Economy, Banking, Business, Investments
Wise rate at 4:00 33.00 BKK TT rate at 4:15 32.83 Schwab swift, $15 fee, 500 baht deposit fee. 1,968,807 baht. Wise xfer, fee reduced to $291. 1,970,397 baht. Sending $60K, 1590 baht difference. $48. ~0.08% -
SWIFT-WISE Breakeven?
NoDisplayName replied to NoDisplayName's topic in Jobs, Economy, Banking, Business, Investments
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SWIFT-WISE Breakeven?
NoDisplayName replied to NoDisplayName's topic in Jobs, Economy, Banking, Business, Investments
Fidelity requires the printing off and the filling out and the mailing in of a bank wire authorization, which requires a medallion signature guarantee, which I believe is unavailable in thailand. https://www.fidelity.com/bin-public/060_www_fidelity_com/documents/bank-wire-form-standalone.pdf Just contacted Schwab, can send a SWIFT online, no maximum, and no correspondent bank between Schwab and Bangkok Bank. Swift fee is $15 when done online. I do have a standing order with Schwab to transfer cash to my wife's international account. Gives us the option of either of us remitting funds. I am able to push/pull ACH transfers at Schwab online with Fidelity and Navy and Wise, no fees. -
SWIFT-WISE Breakeven?
NoDisplayName replied to NoDisplayName's topic in Jobs, Economy, Banking, Business, Investments
Yes, except for the additional ACH fee pulling from your bank. Without that, you'd have been slightly ahead with Wise. -
That seems fair. Show us video of muslim missionary groups blasting islamic worship music on railway property without issue and we'll have something to complain about.
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SWIFT-WISE Breakeven?
NoDisplayName replied to NoDisplayName's topic in Jobs, Economy, Banking, Business, Investments
Ah................screen formatting. I only have the first two columns. Scrolled way down to below SAR to find a slider bar, greyed out and not functional. Changed screen settings and the other columns appeared. Thanks. -
SWIFT-WISE Breakeven?
NoDisplayName replied to NoDisplayName's topic in Jobs, Economy, Banking, Business, Investments
That page doesn't show TT rate. But I'll assume that is correct. Swift would give me 1,956,158, still down 2000 baht. Yes, I have free Swift from Fidelity, but there will likely be a correspondent bank fee added. -
Thanks, I think I'm getting a handle on this "rules-based international order" thingie. Guess it's okay under international law for China to bomb the Philippines or Australia if they get the urge......If supported by other countries.........Russia or North Korea or what's left of Iran. International law is fun.
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@EVENKEEL seemed to be saying Iran can't do dat, it's against international law. You know, like bombing some country you're not at war with.
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I've read WISE is better for small amounts, but fees add up. SWIFT should be better for larger sums. Is this true? If so, where is the breakeven? I was thinking of bringing over US$60,000, or approximately 2 million baht. USD Exchange rate at Bangkok Bank 6/20 was 32.30, the Wise rate was 32.80. Swift fee from a US bank was $35, (assume no additional correspondent bank fees). Deposit fee at Bangkok Bank is 500 baht. Would receive 1,936,370 baht after fees. Sending cash to Wise via ACH is free in the US. Wise fee would be $325, discounted over GBP20,000 equivalent to $291. A single transfer would receive 1,958,455 baht after fees. Sending in batches of $10,000, Wise fee is $55, receive total 1,957,176. Sending in batches of $5,000, Wise fee is $28, receive total 1,956,979. Not taking into account fee discount if transfer >GBP20,000 equivalent in one month. Transferring US$240,000: Wise transfers 4x $60,000 results in 7,833,820 baht. One Swift transfer of $240,000 results in 7,750,369 baht.