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Celsius

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Everything posted by Celsius

  1. I have dome it a few times via simple and cheap registered mail with no issues whatsoever.
  2. You worked for citibank Singapore? Wow.... you do get around.
  3. I guess you phoned and spoke to a rep in Singapore like I did. Thought so.
  4. One should be extremely cautious about opening these offshore bank accounts. I phoned a CITI rep in Sungapore and was told that deposits and money transfers are very much scrutinized as these accounts are made to park your money only. If they smell any sort of tax evasion/work deposits expect a quick and painful ban hammer. Some of those deposots would be repeated salary deposits, paypal ttansfers, micro transactions from any gig websites, etc.... i did make this call a while ago before wise was a big player, so it is possible they may have changed the rules (unliky with governments around the world tightening everything) or they added Wise to their list.
  5. Why stay in a hostel when you can stay in NASA VEGAS!
  6. This is not something I hear from people in Toronto where I still have a lot of contacts. As a matter of fact my 76 year old mom gets excellent care in Ontario and I am sure she will outlive every single poster here. I do sometimes wonder why people who move to another country love to spread lies?
  7. Happy for them they could do this here instead of being is some Muzzie country where they put you in coma for much less.
  8. It's not fair or accurate to label financially struggling Western retirees as "stupid" for not retiring abroad. There are numerous factors that can influence a retiree's decision to stay in their home country rather than moving abroad. Here are some of the considerations: Financial Constraints: Not everyone has the financial means to retire abroad. Moving to another country often involves substantial costs, and some retirees may not have the resources necessary to make such a move. Family and Social Ties: Retirees may have strong ties to their home country, including family, friends, and community connections. Leaving behind these relationships can be emotionally challenging. Health and Healthcare: Access to quality healthcare is a crucial consideration for retirees. Some may have specific healthcare needs or preferences that are best met in their home country. Language and Cultural Barriers: Moving to a foreign country can be intimidating, particularly if you don't speak the language or aren't familiar with the culture. Some retirees may not feel comfortable navigating these challenges. Legal and Immigration Issues: Depending on the destination country, there may be legal and immigration issues to navigate, which can be complicated and time-consuming. Personal Preferences: Retirement is a highly personal decision. Some retirees simply prefer to stay in their familiar surroundings and are content with their lifestyle, even if it means financial constraints. Risk Aversion: Moving abroad comes with uncertainties and risks, and not everyone is willing to take on these challenges, especially in their later years. Instead of labeling retirees as "stupid," it's more constructive to consider their individual circumstances, choices, and priorities. What might work well for one person may not be suitable for another. Each person's financial situation and personal preferences are unique, and there is no one-size-fits-all solution for retirement.
  9. Did you ask ChatGPT?
  10. I think every idiot knows that taxes pay for medicare, but here you are trying to sound like some kind of intelligentsia. Let me put it to you this way. A Brit sexpat in Thailand spends most of his mongering life out of UK, kisses the asphalt in Isaan, begs on HoFundMe to be taken to that god awful NHS for a "free" treatment that he never put a penny in. Yes, healthcare is certainly free.
  11. This makes no sense to me. Just continue banking in country A
  12. Is he really that much better marrying a Russian?
  13. Wrong idea to ask this here. I see that you already got a reply from rockstar fund managers (who amazingly live in Thailand), crypto gurus and stock market experts. Maybe in the past year or so you heard of a phrase "not your keys, not your coins". Don't forget that as a foreigner in Thailand your choice may be to put your money into some really scummy exchanges that are seemingly backed up some big names. At 76 this is not a good idea at all. As someone else suggested, if you can open an account back in your country do it as guaranteed investments currently pay well over 5% annually.
  14. Thread was lame, pls don't bump
  15. So, you live in Italy? Sorry, I am just trying to figure this out with you. Maybe it is simply down to her not trying to learn the language and integrate. If That is the case than the divorce would be a bit extreme. Does she even mention returning back to Thailand?
  16. I am taking all options into a consideration. Not saying you are wrong, but the cost of living back home isn't really that different considering all the "benefits" I will be enjoying.
  17. I am calculating like this for a 2 bedroom condo (that I will own). $500 condo fees, $200 property tax, $600 food, $100 internet, $100 phone, $60 electric, $100 transport (no car anymore). Round it up to 1600 Canadian per month,... pretty much what I spend every month here on average without health insurance as I quit that paying last year when it was proven to me how useless it was. So, these are basic living costs and I am sure someone soon enough will say "existence", as if 42,000 baht a month is not just existing in Thailand.
  18. Yes. Because back in your own country you are protected against being ruined financially, But try to explain this to people who left decades ago and have no clue how things work anymore. Even in the most expensive places on the planet like Toronto where I own a condo I am not allowed to raise rent more than 2% despite inflation being 10 while taxes and condo fees are up 20%. This is why when I go back the first thing I do is claim my property back for "personal use". And then sell it.
  19. So you missed the entire point about government subsidies for low income people?
  20. How long did the conversation take about moving to Europe? Did you show her pics from the internet and she enthusiastically said yes? Did you show her London or Munich and in reality you live in the middle of nowhere? Was she saving money and working hard in Thailand knowing that life in Europe or wherever won't be easy? When she arrived, was she taking pics of the airport and duty free shops announcing her hi-so life? Did she work in Thailand?
  21. People with such a low income live in subsidized housing and get many other benefits. They probably live better than you. Old farts who live in Thailand always like to make themselves feel better about the decision to move here.
  22. Who says they live in a car? You? There are dirt cheap places in USA, people get free medicare and they don't have to beg for a visa in Laos.
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