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lordgrinz

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Everything posted by lordgrinz

  1. The common cold on steroids, but now back to second sauce behind the Flu. Been dealing with a cold for the last week, it may have been Covid, who knows, who cares....LOL
  2. Well its definitely not run by people who believe in Democracy, so I would say they are just showing their true colors.
  3. "Premchai Admired"? Not on your life, I want to see that pig die in prison, and he should have had all his money/assets confiscated and sent to the preservation of wild animals.
  4. Democracy in Thailand is only an illusion, it will never exist here.
  5. 6 people paying for insurance now, or 100 people paying for insurance, its pretty obvious the costs (premiums) more likely would go down. Riskier can be based on medical history, insurance history, claim history, age, etc.
  6. Since only about 6% of travellers even buy travel medical insurance, if it were to be mandated, it would probably have no problem covering the risky people. I say just mandate it, and charge the riskier travelers a higher rate. I doubt you would even notice any increased costs to yourself.
  7. That doesn't mean the insurance company can't bring the insured to court for reimbursement, these individuals should also be blacklisted from foreign travel as well. I am just suggesting the coverage for foreign travel should cover hospital and repatriation expenses. If the policy says no riding a motorcycle, then you will be liable after repatriation for all costs, if that means you lose your house and they take from future salary, well that's on you.
  8. If you own and drive a car, you pay for insurance, if you own a home you pay for insurance. If you travel to a foreign country, why should you not pay for insurance first? Or are you ok with foreigners sticking the bill to the host country? Someone has to cover the risk of the risky, or maybe deny the risky individuals a boarding pass.
  9. My original post was a hypothetical way to handle the travel insurance issue. High risk people should pay higher rates, obviously that would tend to be the younger generation, or those with bad history in the risk department.
  10. You've never heard of a Credit Based insurance score? Maybe it's only a USA thing, but it does exist. But in either case, unless the 50 yr olds never held insurance before, or are accident prone, their rates would be better than someone 20 yrs old with a shorter history.
  11. Obviously the credit rating of your 50 yr old couple would be much higher than the 20 yr old. Thus cheaper rates.
  12. In these circumstances I think the amount should be billed back to the foreign country, let them handle who pays after they repatriate her. Maybe then more governments will take action on their citizens welfare, home or abroad.
  13. Travel insurance should probably be required to cover all circumstances, leave it up to the courts in their home countries to assign liability (i.e. Insurance company, insured) when the insured gets back in-country. They should also make insurance mandatory before even getting on an airplane. Yeah, rates will probably go up, but having more people required to carry it, might actually bring the costs more inline with current ones. The rates could also be adjusted, denied, and based on current risks (driving records, credit rating, criminal history, etc.).
  14. If the goal is the upper crust, then just create a limit somewhere high enough to avoid catching the lower echelons. Say somewhere above the Immigration requirements, like anything above 1 to 2 million baht.
  15. Sounds like he hit her while she was on the ground. "At the same time, another moped driver came from behind and tried to overtake Felicia and her crashed moped. During the overtaking, Felicia received a violent blow to the head, a blow that caused a cerebral hemorrhage, swelling of the brain and fractures in both the back and head."
  16. Especially knowing that motorcycle deaths and injuries here are off the charts, I won't ride on the street here without ATGATT, no exceptions!
  17. The ridiculous money I spend for taxes and military in my country says otherwise, they have a duty to protect their citizens. If not, then they should explicitly says so upon any travel outside of the country, that way when it hits their bottom line financially they can smarten up and do their jobs!
  18. I totally disagree, my government should protect its citizens at home and abroad if they are travelling in countries where we have embassies.
  19. I thought after seeing many motor vehicle accidents, that a human life was worth just 40,000 baht in Thailand? The Siam Paragon incident broke the mold though, its now over 6 million baht.
  20. Here in Nonthaburi I haven't had any issues with any delivery services, all of them deliver without issue, and the only missed shipment (Lazada - delivered to wrong address) was quickly fixed the next day. I've always prepaid, and never had an issue, probably a thousand shipments in the last 7 years.
  21. To the pockets of MP's, the trough is low, it must be replenished.
  22. By flashing their headlights and honking their horn, GET OUT OF THE WAY!
  23. The Israeli borders will be locked up like Fort Knox within days, it will be the safest place on the planet, everything outside their borders will be the unsafe areas.
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