Mike Lister

You can try talking with the sending bank Treasury Dept, they will often negotiate the rate on larger amounts.

Can we call you TinTin?

You have no choice, you have to sell that THB before you can transfer it overseas, those are the Central Bank rules.

This is not about the broker, these are BOT Foreign Exchange Rules.

A SWIFT code doesn't denote currency of the bank, you are being fobbed off. The short SWIFT code denotes the bank, the longer one denotes the bank and branch. It might be that if you have a EURO account at the bank where your multi currency account is also held, you are trying to use the longer number for the EURO based account? There is a second issue which I believe is probably the real reason, THB is a restricted currency and cannot be remitted overseas in large amounts, except to neighbouring countries and even then there are low restrictions. Any transfer of THB overseas will need to be converted into the destination currency beforehand, by the sending bank, regardless of the type of account held.

How bizarre, that movie was made 8 years ago and the couple have been in divorce proceeding for at least 5.

Yes, that's the same one. I need to study your question and will come back to you with my view. I was being very casual in my language when I referred to opposing teams, even somewhat jocular. But buried in their is an element of truth, you only have to read back through some of the recent replies to see a large element of distortion and competition, which is just not necessary at all. Americans and Australians have very different debating styles to Brits.

That para (in my master copy) now reads: Rental income from overseas property, owned by foreigners who are tax resident in Thailand, is not liable to Thai tax on that income, as long as that income is not remitted to Thailand.

Agreed, thanks, I'll make it more clear in the guide.

The same level as anyone else, the assessable level doesn't change, only the treatment changes.

Capital inflows will almost certainly come via the BOI and remain untaxed, somebody buying a condo is not what I would describe as meaningful FDI.

As demonstrated earlier, the current Baht weakness is mostly a function of USD strength. The problem today is with the US now forecast to maintain higher rates for longer, any cut in BOT rates will weaken the Baht further and cause import costs to increase, especially oil which is also on a strengthening track. Increasing the spread between US and Thai rates will only cause damage, it's the SME's who want the rate reduced, not the native population. If the spread does increase, capital outflows will weaken the economy even further. If on top of all those things, this 10k giveaway ever materialises, it's a recipe for disaster because it will spawn inflation is an already depressed and weakened Baht environment. A stronger USD and higher oil prices can only damage tourism and as air fares increase because of the increased cost of oil, domestic transportation costs will increase also, as will the weight of debt in the already overburdened Fuel Subsidy Fund. The one solid string that the Thai economy has to its bow is low debt at under 60% of GDP, that is its saving grace which it is about to cut. Sethaput understands those things, politicians and government that seeks re-election doesn't.

Don't agree the Central Bank is incompetent at all, Sethaput is very good and very capable.

Agree, but only within 60 days of achieving assessible income threshold. But the document is old, the TIN is 13 digits. Also, looking back through old posts last night I'm reminded by something Guavaman said......"beware translations produced by anyone from Thai to English:.

I've done similar this year, I've not filed a return because this year I'm under the threshold.

Octobers low of 37.23 was when the USD DI was at 106.65 on 8 October. Today we're at 36.69 and the USD DI is at 104.38. That tells me that most of the weakness results from an overly strong USD which is in line with other EM currencies. But if the MPC cuts rates, for sure, THB down further and the cause wont be USD.

Ah, mind over matter. For years I've been telling myself to be more hansum and my wife tells me it's been working!

I hold the fund (and others) in a UK SIPP, which means annual platform fees and an 11 Pound charge to sell, all in. I may have said previously.....I model a lot of scenarios and let them run to see how they will play out over time. A core component is an S&P tracker which makes lots of sense because the US market is so vast. Anyway, my global trackers model is my consistently best performer, in my next life I'll definitely do that.

To add.....I was surprised the opposing team didn't have anything to say, those who have been loud advocates saying there's no need to file a return if there's no tax to pay, why is that? Have they changed their minds, are they unsure, or maybe they also wanted to hear what everyone else had to say on the subject. Have to say, the PWC quotes posted by Jim paint an uncomfortable picture and strongly suggest that returns are required, regardless. Unsure, jury is still out.

I purposely went into hiding over Scottie's questions, simply because I wanted to see what everyone else would say and how you would all answer. Sorry, I wasn't trying to dump you in it......I thought you did a fine job. One issue that is apparent is the high expectations people have in demanding easy answers to "simple" questions......Scottie just doesn't understand, which will mean others don't either! It's not like asking what time the next bus comes, the question seems simple but the lack of clarity makes them very complex....but we know that, Scottie doesn't.

It depends who you want to listen to, those who say it's a pointless exercise because there's no penalty or those who say you should follow the letter of the law. For my part, I'd need to know what the exact number is before answering that question.

AST and ALT tests at same level (liver function), also elevated A1C

I can't waste any more time on this, you work out: over age 65 allowance - 190k Personal allowance - 60k 50% of pension to 100k - assume 100k zero rated tax band - 150k add those up and deduct from total baht income for year, balance (if any) is taxable at 5% (to 300k and 10% above that (state pension unlikely to reach 10% band)). If other deductions and allowance, add to the list at the top.

You didn't answer my questions: "education fees, health insurance, life insurance, financial products etc, the difference can also be substantial, even if no dependents". The value of the State pension varies from person to person, some are on the new full pension, others are on the old pension scale, you don't say which full pension.

I don't have links but as the earlier poster also said, I have NAFLD also and it has now progressed to NASH, my diet is as clean as clean can be although artifical sweeteners were the one thing that wasn't.