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JonnyF

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Posts posted by JonnyF

  1. 12 minutes ago, richard_smith237 said:

    I want 'both options' to be available to everyone

     

    Me too.

     

    Which makes us both anti-cashless.

     

    It really isn't complicated.

     

    Admitting to it doesn't make you a luddite. You don't need to sit in a room of a 20 people in a circle and stand up and say "I'm Richard and I'm anti cashless".    

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  2. 1 minute ago, richard_smith237 said:

    The phrase "not anti-cashless" means that I'm is not opposed to the use of cashless payment systems like cards, mobile payments, or digital wallets -  but it doesn't necessarily mean I'm fully pro-cashless either.

     

    Anti cashless simply means you do not want to see cash disappear completely. 

     

    That doesn't mean you are opposed to digital payments being available as well. Being anti cashless doesn't mean you think everything must be cash 100% of the time. 

     

    So you are anti cashless. Just like me.

     

    Welcome to the club. 

     

    And you're welcome for the clarification of the terms you have been using. Now you can use them properly and stop contradicting yourself.  

     

     

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  3. 8 minutes ago, richard_smith237 said:

     

     

     

    Why ??? 

     

    ....are you only capable of a binary approach ???  are you one of those who struggle with a nuane and neglect a balanced perspective instead seeking to label others as either fully for or against ???

     

    What is wrong with suggesting that both cashless and digital payments should be an option ????

     

    Did you give your response any thought at all ?

     

    On one hand you say you are not anti-cashless (i.e. you think getting rid of cash is OK).

     

    Then you say both cash and digital should be an option (which BTW is my stance since I am very much anti-cashless).  

     

    So which is it? Because if you want both options available like I do, then by definition you are very much anti-cashless.  

  4. 12 minutes ago, richard_smith237 said:

    I find myself neither strictly pro-cash nor anti-cashless; I simply believe in a more measured approach that both options always remain available. 

     

    I'm pro both cash and digital payments and have repeated through-out this thread that both should be available options.

     

    So you are not anti-cashless, but you are pro both cash and digital? 😆

     

    Quite the position...

     

  5. Just now, josephbloggs said:


    So do you sleep with all of your hard earned cash in a bag under your bed?  Or do you keep it in a bank?

     

    I don't keep large sums in the bank earning a pittance that's for sure. You'd have to be pretty dumb to do that. In the unlikely event you ever lucked yourself into a large sum I'd bet that's exactly where we'd find it though.  😃

     

     

    Just now, josephbloggs said:


    If it is kept in a bank then you can be "turned off" just as easily so that argument is nonsense.

     

    If it was, eventually, yes. But not overnight if cash still exists. If someone froze my bank accounts right now I could survive several months quite easily. 

     

    Just now, josephbloggs said:

    (And often I wish someone would turn you off, but that's another story).

     

    Well it would have to be someone else since you'd have no chance. 😆

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  6. 2 minutes ago, richard_smith237 said:

     

    Bias - how many times are you stuck behind 'some old granny' ???...   

     

    Well, I can never be sure if they have grandchildren, but slow people? quite often. Quite a few people seem to struggle with it. I prefer the system in the UK where you just hold the card up to the machine. Tap and Go. Far superior to the QR code phone app nonsense.  

     

    2 minutes ago, richard_smith237 said:

     

    More often than not, its someone who just flashes their QR code, or scans a QR and make payment faster than dealing with cash...   

     

    Showing your bias again.

     

    2 minutes ago, richard_smith237 said:

     

    I agree...   I believe we should never lose cash, so from the perspective of 'use it or lose it' I would vote to always maintain the option of 'cash payments'  and I think thats a strong enough argument on its own.

     

    Which was my main point. I am not against Tap and Go, but cash needs to remain an option. 

     

    2 minutes ago, richard_smith237 said:

     

    .... All the other arguments used against digital payment can be so readily picked apart they weaken the argument rather than contribute any additional validity or strength to the points being made (your 'granny argument' being a perfect example).

     

     

    Strawman. I'm not against digital payments (if they are implemented right). I actually like Monzo cards where you can put a couple of hundred quid on it for a night out and so if you lose it then it's no big deal, unlike losing a bank a credit card. 

     

    I am against removing cash as an option.

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