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theoldgit

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Posts posted by theoldgit

  1. 40 minutes ago, DrJoy said:

    Rules in Thailand change super quick.

    As of Sep 2021 you cannot get an unsecured cr card without a WP.

    I am telling the current rules not what you did many years ago.

     

    I little snippet regarding what happened to a good friend of mine a couple of weeks ago.

     

    He has very little in the bank, he's well past retirement age and doesn't have a Work Permit, and no way would he pass the normal lending critera for a credit card here in Thailand.

     

    He took out a small accident insurance policy with a bank in Pattaya and tried to pay with a UK debit card online which was declined. He went back to the bank and was told that he could only pay with a credit card, he had no idea why and neither did the bank person. 

     

    When he said that he didn't have a credit card the bank person went away and returned saying that a credit card was approved, it was sent a couple of days later.

     

    I'm not arguing with your claim that "you cannot get an unsecured cr card without a WP", except that it doesn't always seem to be the case.

     

    I certainly got an unsecurred cc some years ago without a work permit, I still have it and the limit has increased over the years, but as you say you're stating "the current rules not what you did many years ago". seems nothing is ever straightforward here.

  2. @pixelaoffyYou mentioned the Bangkok Bank in London, they aren't a retail bank but they will transfer funds to an account in Thailand, it's been a while since I've used them and I think I had to register first, but this details their service.

     

    https://www.bangkokbank.com/en/Personal/Other-Services/Transfers/Transferring-Into-Thailand/Transfer-money-from-UK-to-Thailand-via-London-Branch

  3. 35 minutes ago, Bangkok Barry said:

    Do you have a link that says that? The link above of countries that approve AZ includes the UK and it does not specify that the Thai-produced version is unacceptable. Do you dispute what the very first sentence of this post says, that it is the same quality as manufactured elsewhere, and then why that is so?

     

    Of course as travellers from Thailand, and other red listed countries, are currently required to pay for a hotel quarantinne on arrival in the UK, providing they're allowed to enter, the fact that you're vaccinated is of little consequence, but that wasn't your question.

     

    This is the relevant current requrements regarding vaccinations.

     

    https://www.gov.uk/guidance/red-amber-and-green-list-rules-for-entering-england#amber-list-rules

     

    If you are fully vaccinated

    After you arrive in England you must take a COVID-19 test on or before day 2.

    This applies if you’re fully vaccinated under either:

    • the UK vaccination programme
    • the UK vaccine programme overseas
    • an approved vaccination programme in Europe or the USA - not all are recognised in England

    Find out how to prove you are fully vaccinated, which European countries this applies to and approved vaccination programmes for Europe and the USA.

    It also applies if you are:

    • taking part in an approved COVID-19 vaccine trial in the UK or the USA
    • under 18 and resident in the UK, a UK Overseas Territory, the USA or one of the specified European countries
    • Thanks 1
  4. The Tax Code on my monthly online payslip is the Personal Allowance minus my State Pension, this figure is for my Pension Provider to ensure they deduct the full tax due.

     

    Any letters I've received from HMRC just have my NI Number.

     

    My P60's show the tax code and the NI Number.

     

    I'd be interested to hear if an earlier poster receives a response from the HMRC regarding the PA for his widow on his eventual demise, it seems ridiculous that a recipient of a Widows Pension should be charged tax on the total paid and then have to go through the rigmarole of seeking a refund every year.

  5. 32 minutes ago, KhunBENQ said:

    Previous post says it all for Kbank receiving foreign currency.

    For the overall cost this is usually only a small part.

    There might be cost by your US bank and intermediate banks.

    The other earner for Kbank (and other Thai banks) is the applied exchange rate (compared to money market rate).

     

    Indeed, I used my UK based bank to send cash here. they charged me £20 to send the cash, I was then debited with a further £25 from an intermediary bank, with Kasikorn taking a further cut to receive it and, as you rightly say, the exchange rate wasn't too good.

  6. 21 hours ago, 86Tiger said:

    I use Kasikorn and I don't think there is a fee to receive per se, but the exchange rate they give is where I think the "fee" is obtained.

     

     

    YMMV 

     

    Kasikorn charge a fee for inward global receipts of .25%, there's a minimum charge of 200 Baht and a maximum charge of 500 Baht.

     

    Wise isn't an inward global receipt so doesn't attract that fee.

     

     

    Kas fees1.docx

    • Like 1
  7. 39 minutes ago, nomad2019 said:

    thank you for your advice would it be advisable to to email UK embassy in Bangkok and tell them that this Visa agent is not being upfront and honest with their applications

     

    The UK Embassy plays no part whatsoever in the visa application process, so no it would not be advisable to send them an email explaining what happened.

     

    All applications are considered by out of country UKVI staff, sending them an email as you describe will be of no use whatsoever.

     

    The UKVI will, more than likely, take the stance that the applicant is fully responsible for the contents of their application, and the fact your partner acted on the advice given by an "agent" will be of no interest, I doubt very much if they would respond.

     

    As you've been advised before, even a reputable agent would find it very difficult unravelling the damage done in the previous application.

    • Like 1
  8. 31 minutes ago, malthebluff said:

    Not thailand I mean a visa for south africa if going out on a thai passport she will need if using uk passport she will not and her thai passport will run out and she will get a new one so will need a new Visa.

     

    You're still not correct, or maybe I don't understand what you're saying.

     

    She can enter SA using her British Passport, and doesn't need a visa, depending on Covid restrictions and her length of stay.

     

    She would also leave SA using her UK Passport, as she should clear SA Immigration using the same passport she entered with.

     

    She would show her Thai passport at check-in, either her new or old one, that would show the airline staff that she can enter Thailand without the need for a return ticket.

     

    She can't get a Thai Visa in either of her Thai passports to enter her home country. 

    • Like 2
  9. 1 hour ago, malthebluff said:

    I dont think Visa are transferable on to new passports so if there is a entry stamo or Visa for SA she may have to go to imigration again when there and get new 


    As a Thai National she wouldn’t need or be issued with a visa to enter Thailand with either her expired or new Thai passport.

     

    As a matter of interest a visa for Thailand can be transferred to a new passport for visa nationals, but for many countries the traveler can simply carry their new passport and their old one carrying their visa.

  10. I think a number of us may be in the same boat, I certainly am, I can't fully understand the expanatory notes though it seems to imply that a recipient of a widows pension resident here would be taxed and would then have to go through the claims procedure, I suspect my wife may well struggle to understand the procedure.

     

    The tax on the Personal Allowance element is is about 9,400 Baht a month, so not an insignificant amount.

  11. On 8/28/2021 at 8:04 AM, Caldera said:

    I've never even heard that you can have pages added to a passbook. Whenever I showed up at the bank with a full passbook, they issued me a new one.

     

    Kasikorn added some extra pages a year or so, or rather stapled a slip with an extra page, when I deposited some cash in another branch, I was advised that I'd have to go the branch that held my account to get a new book.

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