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gargamon

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Everything posted by gargamon

  1. Your arrival time will fix the seat not reclining? Wow. I had no idea.
  2. That's pretty much standard “tour tourism“ and it goes on all over the world. Vietnam is the worst that I've seen. We did a couple of month self directed tour a number of years ago while traveling from HCMC to the northern border where we entered China. We'd stop and stay until we were bored with the location and then move on to the next spot. We were enjoying Da Nang and stayed there almost a week. After the second or third day the locals were asking us why we hadn't moved on yet. They said none of the tourists stayed more than 2 days as that's when their “tour“ would move on. I'm sure glad I can make my own decisions and don't need some money grubbing tour guide to tell me what I should be doing.
  3. Only has himself to blame. Why fly Thai Airways when there's many better airlines to use, EVA for example.
  4. Performance looks similar. I wouldn't be concerned with the “since inception“ low number as it looks like it was started at the top of the dot-com bubble. Also be aware that, if the instrument is not in a retirement fund, switching would be a taxable event. The only taxes I have paid in the 40+ years in vfiax is on the dividends. As it's mostly all profit at this point, it will be taxed when I sell. That's something most don't consider when trading/investing. All the money they've paid in taxes, in my case, has continued to benefit me, not the government.
  5. What a load of nonsense you spout. The smart people who own mutual funds are buy and hold. The people that treat them as investments that are bought and sold often are just the fools the investment advisors are looking for. Here's a fund I've been in for a long time. The expense ratio is 0.04%.
  6. My post said I averaged over 10% a year for over 40 years. Some years up 30%, other years down 30%. But the 40+ year average is over 10%. You clearly shouldn't be investing or commenting on investing if you don't know what average means.
  7. The mutual funds I buy in Canada and the US are highly regulated. And all of them pay management 0.5% or less. The largest fund I own charges 0.05% yearly fees. Averaging over 10% return for over 40 years, not including dividends. I can live with that. I can't see why anyone would use one of those investment advisors. Rip off c*nts.
  8. Clearly incorrect. By your logic, the ones with those disgusting fake breasts would have had small breasts, so they would have a high IQ. Clearly incorrect. You'd have to qualify your argument so that only low IQ women would get fake breasts.
  9. There's an inverse relationship between a man's IQ and the breast size he prefers. I, of course, prefer small breasts. And detest any fake ones.
  10. I paid 500 for a filling 2 months ago in Pattaya.
  11. This just in: Trump's appeal of the 83.3 million dollar judgement has been rejected. Kind of got lost amongst all the other Trump legal matters. I wonder if he's tired of all the winning yet. https://www.axios.com/2024/04/25/trumps-appeal-e-jean-carroll-rejected
  12. You need to get a pair of the gold running shoes. Wait until you see the looks you get wearing them.
  13. You need to hire a property manager. I pay 9% of the gross for this. They find tenants, handle maintenance, etc.
  14. I fly Eva all the time. I get 2 bags, 32kg each included in the fare. That's business class though, but it does prove they take bags over 23kg. I guess in cattle class that may not apply.
  15. Someone asked and I didn't see a clear response. What is/are the test(s) that can determine if someone has HP? Yes, you can get an endoscopy and they can take samples, but that seems quite cumbersome and likely expensive. There's apparently a breath test, and maybe other mechanisms able to determine whether the bacteria is present. So if someone knowledgeable could tell the tests, and which are available in Thailand, and maybe the estimated cost, it would be greatly appreciated.
  16. It looks like there's a $360 yearly fee for the SRRV. So essentially the same cost as getting your tourist visa extended. From the govt link on srrv:
  17. Yeah, good luck with that. The fact checking includes the talking heads, not just the news station anchors. So faux news is at 58% and CNN is at 22%. I watch CNN regularly and the only false info there is from the Republican pundits who spin their nonsense anywhere that they can.
  18. Everyone misses the point behind QR codes. There is no chance of theft by the merchant's employees if they don't get to handle cash. Inconvenience for customers is irrelevant.
  19. You have an ATM card at the new bank or are you using QR codes as I suggested? You're not fixing anything by just getting an ATM at another bank.
  20. Better to cut it up and don't get a new one. Use QR codes for payments and cardless withdrawal for cash.
  21. Have your friend “wise“ the money to your account as he needs it, and then you can give it to him. No need to keep more in hand than he needs for a few days. This would greatly reduce the pain if it is lost.
  22. Meanwhile, outside the courthouse, a likely Trump supporter set him/herself on fire. https://www.theguardian.com/us-news/2024/apr/19/trump-trial-person-fire A person set themselves on fire on Friday lunchtime outside the lower Manhattan courthouse where Donald Trump is on trial in a hush-money case. Pictures of someone in flames were carried live on television and spread on X, the social media network formerly known as Twitter. The incident occurred just as Judge Juan Merchan was recessing for lunch on the third day of the former president’s trial for fraud, shortly after a full jury of 12, and six alternates, were seated. ---- One down, 70 million to go.
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