Stocky

£110 that was a long time ago. I renewed mine at Newport passport office September last year £204.50 for a Jumbo passport using the 1 day premium service.

I have, otherwise I wouldn't have said so. That's with the usual caveats, which apply to a PC as much as a smartphone. Make sure the operating system is fully patched, that the banking app is from your bank, you don't disclose your login details to a 3rd party and observe all normal security protocols like not using public WiFi etc. .

You really do need to catch up, banking apps are generally far more secure than internet banking on your PC.

Then all you require is a dumb phone, you're wasting your money, the main purpose of a smart phone is not making phone calls.

Correct, Hat Yai require my wife do a TM30 anytime I leave the province, whether inside or outside Thailand. I'm on a marriage extension and have a multi re-entry permit. We've lived at the same address the last eighteen years. End of last year my wife was a couple days late reporting my presence after I'd returned from Laos. The immigration officer told her that would be a Bht2000 fine, then laughed and said he was only joking. .

You don't have to go all the way to Grimsby, I find a good half hour of snogging and heavy petting is enough to prime the pump.

We've all had it here in Hat Yai. My granddaughter brought it back from school, she had quite a high fever, though neither my wife nor I did. We all had sore throat, cough, muscle aches and bronchial phlegm that takes an age to clear. Covid tests was negative. I assume it's some flu variant.

Why? You need to understand the political history and the geography. Geographically Northern Ireland is part of the island of Ireland, it isn't part of Great Britain. Great Britain is the largest island within the British Isles, and comprises Scotland, Wales and England. Note the island of Ireland forms part of the British Isles, together with the Isle of Man, Inner & Outer Hebrides, Shetland and Orkney. Politically/historically Northern Ireland is part of the United Kingdom, which comprises the Kingdom of England and the Principality of Wales (1284), Kingdom of Ireland (1542) and Kingdom of Scotland (1707). However, southern Ireland left the United Kingdom in the act of partition (1921) becoming the Republic of Ireland; the northern provinces voted to remain part of the United Kingdom and are referred to as Northern Ireland. .

Are you looking to find them or avoid them?

That's the problem Bob

No it doesn't it says BRITISH PASSPORT United Kingdom of Great Britain and Northern Ireland

Two thirds of a Magnum ice cream

She'll skin him alive - hopefully

That's not living, it's simply existing - IMO. As to the OP's question, I spend what I need to live a comfortable life whilst living within my means. I follow simple Micawbian economic principles ~ “Annual income twenty pounds, annual expenditure nineteen nineteen and six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery.” Return on investments covers the basics, the amount of days consultancy work annually is something of an unknown variable, so I adjust my discretionary expenditure accordingly.

How can you miss a target that big?

Routine? I get up, I do stuff, I go to bed. Some folk here really like to over complicate things.

Not quite, as of the last Census (2021) some 1.6 million people described themselves as of Pakistani descent or Pakistani-born.

The French are revolting, nothing new there

Unless I'm connecting somewhere for something specific then Singapore

HSBC Singapore to SCB today - took an eternity - 5 seconds!

Maxim here in Hat Yai

But that's monsoon season here, most Europeans come during the winter months

Isn't it supposed to be low season May through October?

Transfer this evening HSBC Singapore - Wise - Kasikorn instantaneous, the SMS from Kasikorn acknowledging receipt arrived the same time the one from HSBC SMS said the money had left my account. Most times there are topics about Wise problems it involved money from the USA.

As I said SE Asia, Malaysia would be first choice.