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Car Insurance

everydaysthesame
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adaminsamui Apprentice Member

adaminsamui

Posted
Posted
my insurance just ran out on my car.. can anyone recommend an insurance broker on the island?

Also about how much should i be paying just so i know im not getting ripped off.

My cars a nissan nv 1.6.

Thanks!!

Viriya prakanpai insurance company, opposite the PTS petrol station in Chaweng along the ring road. Expect to pay around 10-15 K for 1 year.

everydaysthesame Advanced Member

everydaysthesame

Posted
  • Author
Posted

just got back from Viriya insurance. Luckily the car had previously been insured by them so i just handed over the old sticker and asked for another year. when i asked the price i thought there was some mistake! 1070 baht!

Think i must have the absolute minimum legal insurance, as i didnt have any thai friends there to translate, anyone know what this includes? i think its is just personal injury to a 3rd party. does this mean i am in a whole world of trouble if i right off someones brand new fortuner or merc?

I probably need to upgrade insurance... how many levels are there??

hecky Explorer Member

hecky

Posted
Posted

hopefully this is considered as relevant to the thread but if you do not have Thai driving licence it does not matter what insurance you have as you will be in the mire if you right anything off. if you have then yes you can pay more insurance and get more cover.

My experience is most farangs do not see a licence as relevant. do not know why its a doddle to get one.

Lite Beer Legendary Member

Lite Beer

Posted
Posted
do not know why its a doddle to get one.

WMaybe its not so much the driving license, but more the 12 month visa which you need to get one?

You need a Non Imm O to get a driving licence. Cannot get on a tourist visa.

As Hecky said if you do not have one then the insurance will not pay out any way. So make sure you have the cash to pay up in the case of accidents. :o

StickKettleOn Advanced Member

StickKettleOn

Posted
Posted

LB - Just so I am clear.... Whilst riding a rented mororbike, you are involved in a crash which is clearly not your fault, but the other veihcle is very badly damaged. Even though there are witnesses who tell the police it was not your fault (unlikley, lol), and even though you have insurance with the bike, you have to pay out because you dont have a driving license and/or 12 month visa?

Is that the case? That sucks, if so.

A mate of mine had a rented bike stolen. The hire shop made him hand over 45,000 Baht even though he was aparently insured and he locked the bike up. The police came, and backed up the hire shop. Pay up, or you are coming with us. The law out here stinks at times., imho.

womble Gold Member

womble

Posted
Posted
Do you honestly think insurance would pay out on an unlicensed driver in your country?

If you have an international licence then surely you should count as being licenced?

Thai's are allowed to drive in UK on their licences for up to 6 months I believe, providing they are translated.........

Lite Beer Legendary Member

Lite Beer

Posted
Posted
Do you honestly think insurance would pay out on an unlicensed driver in your country?

If you have an international licence then surely you should count as being licenced?

Thai's are allowed to drive in UK on their licences for up to 6 months I believe, providing they are translated.........

I dont think insurance companies need much excuse and TIT.

SamuiJens Gold Member

SamuiJens

Posted
Posted
Do you honestly think insurance would pay out on an unlicensed driver in your country?

If you have an international licence then surely you should count as being licenced?

Thai's are allowed to drive in UK on their licences for up to 6 months I believe, providing they are translated.........

I dont think insurance companies need much excuse and TIT.

And you, LB, how is your driving with that 2 wheeler of yours? :o

hecky Explorer Member

hecky

Posted
Posted

i got my car licence on a double entry tourist visa, maybe the rules have changed since then but the next easiest thing to getting a licence is getting non immigrant o in home country if you intend staying for a while. if not staying a while i would imagine international licence would be ok. but the op said they wanted to purchase insurance for their car which would suggest they are here long term so maybe will have non immigrant visa. i agree it sucks they will rent you a bike but not let you have a licence if you are a tourist. i also purchased a bike on tourist visa so you can buy a vehicle on tourist visa but not get a licence for it. TIT

Lite Beer Legendary Member

Lite Beer

Posted
Posted
Do you honestly think insurance would pay out on an unlicensed driver in your country?

If you have an international licence then surely you should count as being licenced?

Thai's are allowed to drive in UK on their licences for up to 6 months I believe, providing they are translated.........

I dont think insurance companies need much excuse and TIT.

And you, LB, how is your driving with that 2 wheeler of yours? :o

Not easy but the road tax is cheaper.

sbk Star Member

sbk

Posted
Posted
Do you honestly think insurance would pay out on an unlicensed driver in your country?

If you have an international licence then surely you should count as being licenced?

Thai's are allowed to drive in UK on their licences for up to 6 months I believe, providing they are translated.........

I dont think insurance companies need much excuse and TIT.

OP sounds like a long-term resident and as such would not be covered without a Thai drivers license. True anywhere, I believe. If you are living somewhere long term you would be required to obtain a local license.

Anyway, to answer the OP, my husband has used the Viriyah insurance company for many years and had no problems with them.

I might add that I believe full coverage costs rise as the car ages (for some odd reason) so if you car is older it might not be worth it to get full 1st class insurance.

Geppis72 Senior Member

Geppis72

Posted
Posted

Sorry if this is a bit out of topic, do you think it will be possible convert an

International Driver Licence with a proper Visa and a Proper Certificate of Residence

to a Thai D.L. in Samui ? Or I need to make the tests etc etc ?

Any experiences ?

Lite Beer Legendary Member

Lite Beer

Posted
Posted

I did it in Samui last week with an old UK licence. No tests needed. Dont forget the medical certificate, 2 photos and coppies of everything. If you want a car licence and a motorbike one you will need to double up on everything.

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