oporhatch Posted December 13, 2019 Share Posted December 13, 2019 I have a 4 door Isuzi Hi lander 1.9 2016 and have just been quoted 23,000 Bhat for voluntary insurance on going through the Isuzi dealer . When I look at other insurance quote, with tip top insurance its normally on reaches the 20,000 bhat mark. last year it was 17,000 bhat ....... Has anybody experienced this type of thing before ?? Is this guy trying to get 3,000 commission for sorting this out ?? Looked at various quotes and Thanchat insurance looked good ?? Any views opinions or advice would be appreciated . My missus would prefer to deal face to face , therefore if anybody knows of a good insurance broker/company in the Sa Kaeo area that would be appreciated Link to comment Share on other sites More sharing options...
CharlieH Posted December 13, 2019 Share Posted December 13, 2019 Try Roojai, bet they"ll save you alot., Like 7,k + Link to comment Share on other sites More sharing options...
thequietman Posted December 13, 2019 Share Posted December 13, 2019 As above, Roojai saved me around 7000 baht. ???? Link to comment Share on other sites More sharing options...
petermik Posted December 13, 2019 Share Posted December 13, 2019 And another vote for Roojai... Link to comment Share on other sites More sharing options...
SteveK Posted December 13, 2019 Share Posted December 13, 2019 Roojai gave my wife a quote of 6000 for a 2013 HiLux Vigo. Seems very cheap. Link to comment Share on other sites More sharing options...
giddyup Posted December 13, 2019 Share Posted December 13, 2019 I have Tokyo Marine insurance on a 2015 Mitsu Triton 2.5 4 door, costs me 10,500 baht a year. Link to comment Share on other sites More sharing options...
giddyup Posted December 13, 2019 Share Posted December 13, 2019 15 minutes ago, SteveK said: Roojai gave my wife a quote of 6000 for a 2013 HiLux Vigo. Seems very cheap. Depends what kind of coverage you get, like payout for theft or fire etc. Link to comment Share on other sites More sharing options...
oporhatch Posted December 13, 2019 Author Share Posted December 13, 2019 All I can get from the wife is that its got everything ?? and I can not read the current insurance policy !!! She rang the guy up at Isuzi who was/is sorting out the insurance and he said everybody saying the same , had lots of claims blah,blah,blah !!!! dealership against garage.......seems all a spin to me...... My missus rung the insurance company direct SYN MUN KONG INSURANCE and they were quoting a similar amount, however if I do it on their website the most expensive insurance was 19K bhat.... Link to comment Share on other sites More sharing options...
steve187 Posted December 13, 2019 Share Posted December 13, 2019 8 hours ago, CharlieH said: Try Roojai, bet they"ll save you alot., Like 7,k + i changed to roojai 7500thb for a 4 year old 4 door triton, any driver over 30 + breakdown cover ( not that a mitsu will need it) they valued it at 100,000thb more than last years company and 3,000 thb less Link to comment Share on other sites More sharing options...
CharlieH Posted December 13, 2019 Share Posted December 13, 2019 9 minutes ago, oporhatch said: All I can get from the wife is that its got everything ?? and I can not read the current insurance policy !!! She rang the guy up at Isuzi who was/is sorting out the insurance and he said everybody saying the same , had lots of claims blah,blah,blah !!!! dealership against garage.......seems all a spin to me...... My missus rung the insurance company direct SYN MUN KONG INSURANCE and they were quoting a similar amount, however if I do it on their website the most expensive insurance was 19K bhat.... Obviously I dont know your details etc but I ran the vehicle through Roojai and it cam e out @8k !!!! You really should get a quote, for comparison. Do it yourself on their website , easy only takes a few minutes. Link to comment Share on other sites More sharing options...
NE1 Posted December 13, 2019 Share Posted December 13, 2019 I think another thing you should look at is roadside assistance in the event of an accident. You need a company that has numerous offices around the country ( if you travel a lot ). Some companies have offices few and far between , so you could be sat waiting for hours for assistance. Link to comment Share on other sites More sharing options...
oporhatch Posted December 14, 2019 Author Share Posted December 14, 2019 I had a look a roojai and the difference is that they do not give you dealership repairs only garage . the same with some of the others...I am told this is why it is costing more. Went to the SYN MUN KONG website and studied it more and I could get it cheaper if I went for garage cover ..... but it was about 22k with Dealership repair....I will investigate further today and find out about the breakdown and if it is included.....and make sure my missus has the breakdown number thanks for the input Link to comment Share on other sites More sharing options...
stevenl Posted December 15, 2019 Share Posted December 15, 2019 On 12/14/2019 at 8:14 AM, oporhatch said: I had a look a roojai and the difference is that they do not give you dealership repairs only garage . the same with some of the others...I am told this is why it is costing more. Went to the SYN MUN KONG website and studied it more and I could get it cheaper if I went for garage cover ..... but it was about 22k with Dealership repair....I will investigate further today and find out about the breakdown and if it is included.....and make sure my missus has the breakdown number thanks for the input Many dealers will not even do bodywork, but leave it to the specialist bodyshop. Nothing wrong with 'no dealership cover', it can even be better. Link to comment Share on other sites More sharing options...
topt Posted December 15, 2019 Share Posted December 15, 2019 On 12/14/2019 at 8:14 AM, oporhatch said: thanks for the input The other think to consider is the deductible. When I was looking the Roojai quotes tended to have a 3-5k deductible which helps to reduce the premium. The other is how much no claims bonus you are getting? If read your OP correctly your quote has risen by 6k from last year so what is the reason for that? Link to comment Share on other sites More sharing options...
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