Travel Insurrance

[Gimbo]

Right now I am traveling on the insurrance coverage provided by my current employer. But my contract is finished in september, and I wont renew it, as I have spent the maximum time I can in this particular job.

So that means I have to sort out my own insurrance for my upcoming long term stay in Thailand.

I could of course pick and choose from any number of insurrance plans and companies back in Norway. But I am in South Asia, and do not plan to go home just to sort that out. And it looks like I have to go home to use a Norwgian insurerer, as they insist that any travel must origin from Norway, to cover me while I travel.

I am looking for a normal insurrance plan covering the usual tourist things. I.E medical treatment, medevac to home country, theft....well the usual stuff.

Is there any inernational insurerers whome I could get reasonable coverage from that will let me by the insurrance online, and give coverage regardless of where in the world I embark from?

I know little about these things. Never had to sort this out myself before.

[billp]

World Nomads Travel Insurance???

[think_too_mut]

Right now I am traveling on the insurrance coverage provided by my current employer. But my contract is finished in september, and I wont renew it, as I have spent the maximum time I can in this particular job.

So that means I have to sort out my own insurrance for my upcoming long term stay in Thailand.

I could of course pick and choose from any number of insurrance plans and companies back in Norway. But I am in South Asia, and do not plan to go home just to sort that out. And it looks like I have to go home to use a Norwgian insurerer, as they insist that any travel must origin from Norway, to cover me while I travel.

I am looking for a normal insurrance plan covering the usual tourist things. I.E medical treatment, medevac to home country, theft....well the usual stuff.

Is there any inernational insurerers whome I could get reasonable coverage from that will let me by the insurrance online, and give coverage regardless of where in the world I embark from?

I know little about these things. Never had to sort this out myself before.

If everything else fails, at airports you can get that insurance. 1 to 3 months. Could be, 120US$ per month.

Thomas Cook (Travellers cheques people) booth sells the thing.

[torrenova]

Try these links from the Pattaya Expats Club-

http://www.pattayaexpatsclub.com/How_The_Scheme_Works.doc

http://www.pattayaexpatsclub.com/Scheme_Benefits.doc

The premium is Bt10,945 for Bt1.0m and Bt15,371 for 1.5m. Outpatiants cover is also available but it overpriced really at about a 70% premium increase.

I am looking at this scheme now and also at BUPA's small company scheme (does not need a company but 5 people insured). I seem to remember the premiums very competitive. Also see their new Sunshine package for up to 6 months.

http://www.bupathailand.com/

Other than that, get in touch with insurance brokers in LOS to get a personalised quote from their many providers.

Bets of luck and please let us know the outcome of your research. I think many would be interested. Remember that if you are on a Non IMM "O" visa you still have to go out of the country every 90 days so a plan which restricted you to 3 months per trip would still cover you !

[peter991]

Some banks provide Travel Insurance if you pay for your airfare with their card. For example, I am with the Commonwealth Bank in Australia. I pay my airfare using my VISA Platinum Card and get free travel insurance for the whole time I am in Thailand.

One word of caution about travel insurance: pre-existing conditions are only covered if you advise the company when you fill out the form. Usually this costs extra.

Touch wood, I have only needed hospital treatment once in Thailand - at a government hospital after a motorbike accident in Issan. Bill from hospital for treatment (87 baht) and follow-up treatment and medications (125 baht).

Peter

[Gimbo]

Some banks provide Travel Insurance if you pay for your airfare with their card. For example, I am with the Commonwealth Bank in Australia. I pay my airfare using my VISA Platinum Card and get free travel insurance for the whole time I am in Thailand.

One word of caution about travel insurance: pre-existing conditions are only covered if you advise the company when you fill out the form. Usually this costs extra.

Touch wood, I have only needed hospital treatment once in Thailand - at a government hospital after a motorbike accident in Issan. Bill from hospital for treatment (87 baht) and follow-up treatment and medications (125 baht).

Peter

I have travel insurrance with my bank under a simillar scheme as you pressent above. But again, I have to embark from my home country, and they only cover you for 45 days. The same goes for every Norwegian insurrance I looked at.

Some companies offer up to 10 month extensions on that, but at a rip-off rate. It would seem that Norwegians are not allowed to leave the country for more than 45 days :-(

Anyway, I think I will go for a 3 month plan with World Nomad. Then I could always renew that or look for another scheme while in Thailand.

Thanks for the replies folks

[flyer]

Not clear what you want (or need). Is it a travel insurance , i.eI one that will cover risks while you travel ?

Or is it a health insurance abroad... that is one that covers your health and accident risks while residing abroad in ONE specific country. Two very different things.

Right now I am traveling on the insurrance coverage provided by my current employer. But my contract is finished in september, and I wont renew it, as I have spent the maximum time I can in this particular job.

So that means I have to sort out my own insurrance for my upcoming long term stay in Thailand.

I could of course pick and choose from any number of insurrance plans and companies back in Norway. But I am in South Asia, and do not plan to go home just to sort that out. And it looks like I have to go home to use a Norwgian insurerer, as they insist that any travel must origin from Norway, to cover me while I travel.

I am looking for a normal insurrance plan covering the usual tourist things. I.E medical treatment, medevac to home country, theft....well the usual stuff.

Is there any inernational insurerers whome I could get reasonable coverage from that will let me by the insurrance online, and give coverage regardless of where in the world I embark from?

I know little about these things. Never had to sort this out myself before.