Joedobbs Posted January 10, 2021 Share Posted January 10, 2021 So, I am looking at the American Express gold but the offer in my home country is with bonus sign up points - here in Thailand it doesn't come with sign up points. I've never had a points/miles card - are they worth it? We like to save and the idea of a credit card doesn't appeal too much - Under normal circunstances we travel to Europe twice a year 3 people - we spend on groceries and some hotel stays for holidays but would only stay at a Marriott hotel for my birthday for example. So is the Thai American Express Gold worth it - Are there any other cards that are worth having as an expat? Thanks Link to comment Share on other sites More sharing options...
Bruce Aussie Chiang Mai Posted January 10, 2021 Share Posted January 10, 2021 Visa cards better. Amex not accepted as much and want charge surcharges sometimes to use. 1 Link to comment Share on other sites More sharing options...
Joedobbs Posted January 10, 2021 Author Share Posted January 10, 2021 So not worth to collect points?? for hotels and flights?? Link to comment Share on other sites More sharing options...
treetops Posted January 10, 2021 Share Posted January 10, 2021 Work out how much you'd have to spend over what length of time to get a free flight. 1 Link to comment Share on other sites More sharing options...
wwest5829 Posted January 12, 2021 Share Posted January 12, 2021 On 1/10/2021 at 12:59 PM, Joedobbs said: So, I am looking at the American Express gold but the offer in my home country is with bonus sign up points - here in Thailand it doesn't come with sign up points. I've never had a points/miles card - are they worth it? We like to save and the idea of a credit card doesn't appeal too much - Under normal circunstances we travel to Europe twice a year 3 people - we spend on groceries and some hotel stays for holidays but would only stay at a Marriott hotel for my birthday for example. So is the Thai American Express Gold worth it - Are there any other cards that are worth having as an expat? Thanks I retired to Thailand a decade ago from the USA. I maintain a US American Express Card and a Capital One Visa Card based on US banks. Both bring spending benefits but I am not sure the benefits are worth it. Any monthly charges are paid direct from my US bank account to the cards electronically so no issue there. Address of record is my Son’s address in US with both cards informed of my Thai address ... no issues. The Amex Card? Saving purchase miles for a trip to US, potentially in 2023. I have a Delta Amex Gold Card so that also has some air boarding/luggage benefits. Back in the day, used this and access to the lounges more ... Link to comment Share on other sites More sharing options...
ekamaihouse Posted January 12, 2021 Share Posted January 12, 2021 I have the Thai Air AMEX Platinum and I use it whenever I can to increase my points. The points stay on the card (don't expire) and I simply transfer them across to my Thai Airways account when needed for free flights and upgrades. It's definitely something for nothing IMHO. 1 Link to comment Share on other sites More sharing options...
treetops Posted January 12, 2021 Share Posted January 12, 2021 27 minutes ago, ekamaihouse said: It's definitely something for nothing IMHO. OP asked is it "worth it" so I take it the card he's referring to has a cost attached. Link to comment Share on other sites More sharing options...
5633572526 Posted January 12, 2021 Share Posted January 12, 2021 On 1/10/2021 at 6:59 PM, Joedobbs said: So not worth to collect points?? for hotels and flights?? Capital one visa from USA has all the points available and I use mine a lot so it has provided a free flight from here to the USA for me on multiple occasions. also no foreign transaction fees extended warranties on many things I buy . no annual fees and as long as you pay in full each month no interest charges. Link to comment Share on other sites More sharing options...
Harveyg Posted January 12, 2021 Share Posted January 12, 2021 Do you have a USA address that you can use to apply for a card? Link to comment Share on other sites More sharing options...
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