Understanding the requirements for the 40k/400k THB insurance for a Special Tourist Visa (STV) application

[user70]

I am confused regarding the requirements for the 40k/400k THB insurance for a Special Tourist Visa (STV). https://thaiembdc.org/2020/12/10/stv/ says:

 

Quote

2.8 Additional health insurance requirement for STV visa

The applicant must be medically insured for the entire period of stay in Thailand with the following coverage:
– Outpatient benefit with a sum insured of not less than 40,000 THB, and
– Inpatient benefit with a sum insured of not less than  400,000 THB

 

is it ok if the insurance has some deductible? For example https://www.pacificcrosshealth.com/quote-en/step2 allows customers to add some deductible to reduce the insurance price, is that acceptable for the STV application?

 

 

Same with LMG:

 

 

Also, why isn't the Standard Plus Plan listed as ok a long stay visa (I assume that the Special Tourist Visa is one of the available long stay visas)?

 

 

More genally, if you could share your experience as to which 40k/400k THB insurance you chose (the insurance's name  + preferably the insurance plan as well + the cost given your age range), that would be very helpful. http://longstay.tgia.org/ gives some insurance name but most insurances don't seem to be very clear as to which plan is ok to use for STV.

 

 

Regarding the price, here's what I see for a 90-day stay with STV:

• https://covid19.tgia.org/: 12,160 THB for the 100kUSD covid insurance for a 90-day stay.
• Pacific Cross: 18,423 THB (or perhaps 14,734 THB) for the 40k/400k THB insurance (for one year: I don't see the option to specify a for a 90-day stay). My age is between 30 and 40 (mentioning this since the insurance price depends on the age). https://www.pacificcrosshealth.com/quote-en/step2

 

Total: 12,160 + 18463 =30623 THB = 1026 USD.

 

I am waiting to get more quotes for the 40k/400k THB insurance from Aetna, AXA and LMG (<- thanks Peter Denis forthe LMG contact, LMG plan 1 is the cheapest option I've seen so far, 7900 THB, though as mentioned above I don't know if the 100k THB of deductibles will cause my STV application to be rejected) but if you have any idea or would like to share your experience, very welcome!

 

[Peter Denis]

19 hours ago, user70 said:

I am confused regarding the requirements for the 40k/400k THB insurance for a Special Tourist Visa (STV). https://thaiembdc.org/2020/12/10/stv/ says:

 

 

is it ok if the insurance has some deductible? For example https://www.pacificcrosshealth.com/quote-en/step2 allows customers to add some deductible to reduce the insurance price, is that acceptable for the STV application?

 

 

Same with LMG:

 

 

Also, why isn't the Standard Plus Plan listed as ok a long stay visa (I assume that the Special Tourist Visa is one of the available long stay visas)?

 

 

More genally, if you could share your experience as to which 40k/400k THB insurance you chose (the insurance's name  + preferably the insurance plan as well + the cost given your age range), that would be very helpful. http://longstay.tgia.org/ gives some insurance name but most insurances don't seem to be very clear as to which plan is ok to use for STV.

 

 

Regarding the price, here's what I see for a 90-day stay with STV:

• https://covid19.tgia.org/: 12,160 THB for the 100kUSD covid insurance for a 90-day stay.
• Pacific Cross: 18,423 THB (or perhaps 14,734 THB) for the 40k/400k THB insurance (for one year: I don't see the option to specify a for a 90-day stay). My age is between 30 and 40 (mentioning this since the insurance price depends on the age). https://www.pacificcrosshealth.com/quote-en/step2

Total: 12,160 + 18463 =30623 THB = 1026 USD.

 

I am waiting to get more quotes for the 40k/400k THB insurance from Aetna, AXA and LMG (<- thanks Peter Denis forthe LMG contact, LMG plan 1 is the cheapest option I've seen so far, 7900 THB, though as mentioned above I don't know if the 100k THB of deductibles will cause my STV application to be rejected) but if you have any idea or would like to share your experience, very welcome!

When entering Thailand on an STV you need to meet the TWO insurance requirements:

- An IO-approved 400K/40K in/out-patient health-insurance policy provided by a Thai TGIA associated insurer (only when applying from USA foreign/international insurance is allowed, providing the insurer fills-in/signs the Foreign Insurance Certificate);

- A 100.000 US $ covid-19 treatment coverage insurance, which is now required for ALL entries into Thailand.

>>  Both insurance policies need to cover the period of the permission to stay you will receive on entering Thailand.  For an STV-entry that means 90 days, but there are reports of applicants applying for the extension of their STV, that were required to show they still did meet the 400K/40K in/out patient coverage requirement (which would not be a problem, as the majority of those policies are 1-year anyway).

>> Do provide your AGE and NATIONALITY, and I can then provide you with the cheapest option to meet both insurance requirements.

In majority of cases that will be the LMG Plan-1 insurance with 200K deductible for the 400K/40K in/out patient health-insurance requirement, and subscribing for 90 days to the SafetyWing travel-insurance package to meet the 100.000 US $ covid-19 treatment coverage.

There are also 'combination policies' but in majority of cases these will be more expensive than subscribing to separate insurance policies to meet the STV entry requirements.

[SunsetT]

Contact your embassy to check if the additional separate Thai insurance is actually required because your medical cover up to $100,000 should include the Covid 19 cover required and as long as u can prove Covid19 cover is included. Until now, it has been accepted in the UK and also without any need of the Thai certification by a non-Thai insurance company. I suggest this as over the last 6 months there has been much mis-reporting in Thailand and many Thai government announcements which have differed completely from the situation 'on the ground' from the the embassy and consulate requirements in countries where people are applying for visas and COEs. Also the embassy website wording of the requirements are often ambiguous or different from what they actually require.

[Peter Denis]

2 minutes ago, SunsetT said:

Contact your embassy to check if the additional separate Thai insurance is actually required because your medical cover up to $100,000 should include the Covid 19 cover required and as long as u can prove Covid19 cover is included. Until now, it has been accepted in the UK and also without any need of the Thai certification by a non-Thai insurance company.

...

That CoE requirement for everybody currently entering Thailand to have a 100.000 US $ covid-19 treatment insurance:

a) only needs to cover covid-19 treatment (hence several Thai insurers offering covid-19 ONLY policies to meet that requirement);

b) in several insurance policies (e.g. SafetyWing travel-insurance) the 100.000 US $ covid-19 treatment is included in the accident/illness coverage, and - crazy but true - their policies are often even cheaper than the Thai covid-19 only policies;

c) you only need the 100.000 US $ covid-19 insurance for the period covering the permission to stay when entering Thailand (depending on which Visa you entered, that will thus be 45, 60, 90 or 365 days);

d) when flying Emirates your ticket will include a FREE +100.000 US $ covid-19 insurance, which can be used to meet the CoE requirements.  However, a one-way ticket will only provide you with 30 days free insurance (which is not sufficient as a VisaExempt entry will provide you with 45 days permission to stay).  But a return-ticket will provide you with coverage for the full period of your trip.

= = = = =

There is NO connection between that 100.000 US $ covid-19 coverage insurance requirement, and the mandatory 400K/40K in/out-patient health-insurance policy you need to have when applying for a Non Imm O-A Visa, an STV, or - currently as part of the CoE requirements - when applying for a Non Imm O Visa for reason of retirement (or wanting to return on the Re-Entry Permit protected permission to stay from the 1-year retirement extension based on your original Non Imm O Visa).

>> There are Thai insurers that offer policies that meet both these separate requirements, but these combi-policies are as good as always more expensive than opting for separate policies to meet the two insurance requirements.

There are also foreign/international insurers that provide policies that meet both requirements.  However, in order for the 400K/40K in/out-patient health-insurance coverage to be accepted by the Thai Embassy, the foreign insurer needs to issue a Foreign Insurance Certificate stating that your policy with them meets the Thai requirements (and your foreign insurer will be reluctant to sign that FIC as it refers to legislation with which he is not familiar).

[SunsetT]

11 hours ago, Peter Denis said:

That CoE requirement for everybody currently entering Thailand to have a 100.000 US $ covid-19 treatment insurance:

a) only needs to cover covid-19 treatment (hence several Thai insurers offering covid-19 ONLY policies to meet that requirement);

b) in several insurance policies (e.g. SafetyWing travel-insurance) the 100.000 US $ covid-19 treatment is included in the accident/illness coverage, and - crazy but true - their policies are often even cheaper than the Thai covid-19 only policies;

c) you only need the 100.000 US $ covid-19 insurance for the period covering the permission to stay when entering Thailand (depending on which Visa you entered, that will thus be 45, 60, 90 or 365 days);

d) when flying Emirates your ticket will include a FREE +100.000 US $ covid-19 insurance, which can be used to meet the CoE requirements.  However, a one-way ticket will only provide you with 30 days free insurance (which is not sufficient as a VisaExempt entry will provide you with 45 days permission to stay).  But a return-ticket will provide you with coverage for the full period of your trip.

= = = = =

There is NO connection between that 100.000 US $ covid-19 coverage insurance requirement, and the mandatory 400K/40K in/out-patient health-insurance policy you need to have when applying for a Non Imm O-A Visa, an STV, or - currently as part of the CoE requirements - when applying for a Non Imm O Visa for reason of retirement (or wanting to return on the Re-Entry Permit protected permission to stay from the 1-year retirement extension based on your original Non Imm O Visa).

>> There are Thai insurers that offer policies that meet both these separate requirements, but these combi-policies are as good as always more expensive than opting for separate policies to meet the two insurance requirements.

There are also foreign/international insurers that provide policies that meet both requirements.  However, in order for the 400K/40K in/out-patient health-insurance coverage to be accepted by the Thai Embassy, the foreign insurer needs to issue a Foreign Insurance Certificate stating that your policy with them meets the Thai requirements (and your foreign insurer will be reluctant to sign that FIC as it refers to legislation with which he is not familiar).

As I said Peter...Until now, unless changed very recently, one policy has been accepted in the UK and also without any need of the 'Foreign insurance Certificate' for a non-Thai insurance company. I came to Thailand in December applying for a Retirement single-entry non-O visa with UK insurance and simply needed to prove it covered Covid. A friend with an OA visa and countless others have reported doing the same on Facebook, also from other countries.

[Peter Denis]

7 hours ago, SunsetT said:

As I said Peter...Until now, unless changed very recently, one policy has been accepted in the UK and also without any need of the 'Foreign insurance Certificate' for a non-Thai insurance company. I came to Thailand in December applying for a Retirement single-entry non-O visa with UK insurance and simply needed to prove it covered Covid. A friend with an OA visa and countless others have reported doing the same on Facebook, also from other countries.

For sake of clarity > The Foreign Insurance Certificate is ONLY required when applying for the Non Imm O-A Visa at the Thai Embassy/Consulate in your home-country AND when NOT making use of a Thai TGIA-associated insurer that offers Non Imm O-A compliant IO-approved 400K/40K in/out-patient health-insurance but using a foreign/international insurer whose policy you subscribed to and meets that 400K/40K health-insurance requirement.

The Foreign Insurance Certificate is NOT required for other policies than that 400K/40K health-insurance one.  So you can make use of foreign/international insurer (also travel-insurance will do) for the 100.000 US $ covid-19 treatment coverage, to meet that particular 100.000 US $ covid-19 treatment insurance requirement, which is part of the CoE requirements and is applicable for everybody currently wanting to enter Thailand.

[SunsetT]

5 hours ago, Peter Denis said:

The Foreign Insurance Certificate is ONLY required when applying for the Non Imm O-A Visa at the Thai Embassy/Consulate in your home-country AND when NOT making use of a Thai TGIA-associated insurer that offers Non Imm O-A compliant IO-approved 400K/40K in/out-patient health-insurance but using a foreign/international insurer whose policy you subscribed to and meets that 400K/40K health-insurance requirement.

Sorry  Peter, but, as I said, this was not so in December when a good friend of mine who I actually helped obtain his OA visa and COE and who flew to Thailand on the same day as me did not require the Foreign Insurance Certificate from the London Embassy for his OA visa.

[Peter Denis]

6 minutes ago, SunsetT said:

Sorry  Peter, but, as I said, this was not so in December when a good friend of mine who I actually helped obtain his OA visa and COE and who flew to Thailand on the same day as me did not require the Foreign Insurance Certificate from the London Embassy for his OA visa.

He must have been lucky, that the London Embassy accepted his foreign/international insurance meeting the 400K/40K in/out patient coverage requirement, without requiring the FIC when applying there for his Non Imm O-A Visa. 

When he used a Thai IO-approved insurer to meet the Non Imm O-A compliant insurance, he would have had to show the Embassy the Health-Insurance Certificate issued by his Thai insurer.

>> Without that Thai Health-Insurance Certificate or the FIC, the Embassy would not have been able to put the 'insurance validity date' in his passport, so he must have had one of those certificates.

Or was he returning on a still valid Re-Entry Permit from the 1-year retirement extension based on his original Non Imm O-A Visa?  In that case, a stil valid (not expired) insurance note in this passport could have made this possible.

[Tanoshi]

10 minutes ago, SunsetT said:

Sorry  Peter, but, as I said, this was not so in December when a good friend of mine who I actually helped obtain his OA visa and COE and who flew to Thailand on the same day as me did not require the Foreign Insurance Certificate from the London Embassy for his OA visa.

The Embassy will accept a Foreign Insurance certificate to issue the Visa, who make a notation on the Visa which is acceptable for entry. For subsequent extensions of stay obtained at local Immigration offices, they will not accept that foreign policy, insisting the Insurance is from one of the Thai approved Insurers.

 

You currently cannot cross borders to make use of a second 1 year stay in Thailand, so restricted to obtaining a 1 year extension at Immigration at the end of your 1 year permission of stay granted on entry.

You then have to meet the local requirements rather than a foreign Embassies requirements.

[SunsetT]

1 hour ago, Peter Denis said:

>> Without that Thai Health-Insurance Certificate or the FIC, the Embassy would not have been able to put the 'insurance validity date' in his passport, so he must have had one of those certificates.

He had neither but had the insurance validity 'from and to' dates was printed in small print at the bottom left of his visa stamp.

 

As I said previously I know that his was definitely a new OA application as I helped him with it, and I dont think his was a lucky isolated application as many were reporting the same on 3 Facebook groups dedicated to helping each other to obtain visas, insurance, COE's, and make ASQ hotel bookings to travel or return to Thailand:

 

https://www.facebook.com/groups/298606387906884

 

https://www.facebook.com/groups/408498092970363/?multi_permalinks=1029430710877095&notif_id=1613311698144909&notif_t=group_highlights&ref=notif

 

https://www.facebook.com/groups/408498092970363/?multi_permalinks=1029430710877095&notif_id=1613311698144909&notif_t=group_highlights&ref=notif

 

As on TV, there is a lot of misinformation and hearsay posted in these groups but if one can sort the wood from the trees you can find first hand up to date info. on what is actually happening 'on the ground' in the countries where people are applying for visas. Then one can verify any info. you might need by emailing the embassy of your country. And I must say that this year the London Embassy have become efficient and very helpful in answering polite questions on requirements and pleas for help in using and fulfilling the requirements of the appalling online thai-evisa and COE websites.

[Tanoshi]

1 hour ago, Tanoshi said:

The Embassy will accept a Foreign Insurance certificate to issue the Visa, who make a notation on the Visa which is acceptable for entry. For subsequent extensions of stay obtained at local Immigration offices, they will not accept that foreign policy, insisting the Insurance is from one of the Thai approved Insurers.

Apologies, I wasn't very clear in the above post I was referring to the Covid Health Insurance.

 

For COVID-19 insurance, applicants can buy UK/Irish or Thai insurance.

Requirements for foreigners travelling to Thailand during COVID-19 travel restriction - Royal Thai Embassy, London

 

For the 400/40K Health Insurance, this must be purchased from one of the Thai approved Insurers.

 

• Copy of evidence stating that applicants have insurance as per stipulated by the Office of Insurance Commission and health insurance of Thailand which has insurance money for outpatient not less than 40,000 Baht and for inpatient not less than 400,000 Baht. Please check < http://longstay.tgia.org> for more information regarding the insurance requirement.

Non-Immigrant visas - Royal Thai Embassy, London

[Tanoshi]

5 minutes ago, SunsetT said:

He had neither but had the insurance validity 'from and to' dates was printed in small print at the bottom left of his visa stamp.

If he had neither, where did the validity 'from and to ' dates come from.

[Peter Denis]

9 minutes ago, SunsetT said:

He had neither but had the insurance validity 'from and to' dates was printed in small print at the bottom left of his visa stamp.

...

I do not doubt what you are saying, but it is not what the London Embassy's website requires when applying for the 1-year Non Imm O-A Visa.

>> Also as Tanoshi noted, where did his 'insurance validity from-to' dates come from on the note on his Non Imm O-A Visa sticker, if he did not had any Thai or foreign 400K/40K health-insurance policy?

[Tanoshi]

2 minutes ago, Peter Denis said:

I do not doubt what you are saying, but it is not what the London Embassy's website requires when applying for the 1-year Non Imm O-A Visa.

I do. Absolutely no way would the Embassy issue a Non O-A Visa without seeing he had the appropriate Health cover policy. His friend is telling porkies!

If he didn't download and submit it in his online application they would have requested it.

If he didn't enclose a copy of it when submitting his Passport (postal) for the Visa, his Visa would have been refused. They must have seen a policy to state the 'form and to' dates on his Visa.

They don't just take your word for it.

[SunsetT]

1 hour ago, Tanoshi said:

If he had neither, where did the validity 'from and to ' dates come from.

His UK insurance certificate.

[Peter Denis]

18 minutes ago, SunsetT said:

His UK insurance certificate.

It would indeed be Good News if the London Thai Embassy does accept a UK insurance certificate WITHOUT requiring the Foreign Insurance Certificate that foreign/international insurers currently need to sign/fill-in and which states that his insurance meets the relevant Thai legislative requirements.  It is exactly because of the mentioning of that Thai legislation on the FIC, that foreign insurers are reluctant to fill it in. 

I would welcome it, if the Thai MFA would skip that FIC-requirement, as not making it mandatory anymore would create a 'level playing field' between Thai and foreign insurers (something which the TGIA - the Thai insurance lobby is heavily opposed against of course).

[SunsetT]

2 hours ago, Tanoshi said:

I do. Absolutely no way would the Embassy issue a Non O-A Visa without seeing he had the appropriate Health cover policy. His friend is telling porkies!

If he didn't download and submit it in his online application they would have requested it.

If he didn't enclose a copy of it when submitting his Passport (postal) for the Visa, his Visa would have been refused. They must have seen a policy to state the 'form and to' dates on his Visa.

They don't just take your word for it.

You are misreading what I have written. He had to have UK insurance to safisfy the $100,000 requirement which also more than covers the Thai inpatient/outpatient cover, which the London Embassy understand and accept. At least they did in December. No separate Thai cover was asked for. In fact he has the same insurance as I have/had for applying for my non-O (He actually suggested it to me). The London embassy only required proof that the medical cover included full cover for Covid. Our policies only said it covered 'all medical costs' so, as well as the insurance certificate, we both had to get a letter from the insurance company stating that it covered Covid19 claims. NO TIC  for our 'foreign' insurance was asked for online or by the embassy. Maybe the situation has changed now, I dont know. What you read on the embassy website is not always accurate and often differs from the even more inaccurate thaevisa website.

[Tanoshi]

1 hour ago, SunsetT said:

His UK insurance certificate.

You earlier stated in reply to Peter Denis

2 hours ago, SunsetT said:

He had neither but had the insurance validity 'from and to' dates was printed in small print at the bottom left of his visa stamp.

 

[Tanoshi]

1 hour ago, SunsetT said:

You are misreading what I have written. He had to have UK insurance to safisfy the $100,000 requirement which also more than covers the Thai inpatient/outpatient cover, which the London Embassy understand and accept.

As already explained by @Peter Denis

There are two separate requirements for Insurance.

One that covers treatment specifically  for Covid 19 up to 100,000 USD.

Then a separate policy that covers general health for 400K THB inpatient/40K THB for outpatient.

 

You can obtain a single combined policy that covers both, but you must have both for them to issue the Non O-A. I posted links on the previous page to the information for Non O-A on the London Embassy website.

[Tanoshi]

@SunsetT

 

General requirements to go to Thailand

1. Valid visa or re-entry permit, except visitors under the 45-day visa exemption scheme

2. The Certificate of Entry 

3. Fit to Fly health certificate, issued within 72 hours before departure – this is a statement by a doctor that you are free from symptoms and fit to fly (must be separate from COVID test)

4. COVID-19 test result with a laboratory result indicating that COVID -19 is not detected (COVID test must be by RT-PCR method), issued within 72 hours before departure -- Some airlines do not accept home kit tests so please check specific requirements with the airlines you are travelling with.

5. Copy of insurance policy which covers COVID and no less than 100,000 USD – please print the insurance certificate and all pages of the terms and conditions on the COVID coverage and medical benefits (some people were refused to board the flight because they could not show that their insurance meet this requirement)

6. Copy of confirmed ASQ hotel booking (or AHQ and permission from the Ministry of Public Health in case of medical treatment)

7. T.8 Form

8. Declaration form

9. Download "ThailandPlus" Application    (FAQ on ThailandPlus Application)

Requirements for foreigners travelling to Thailand during COVID-19 travel restriction - Royal Thai Embassy, London

 

Non O-A specific requirements

 

Non-Immigrant Type O- A (Long Stay) 1 Year/Multiple entries 

 

• Printout of visa application form submitted online, with bar code

• Passport or travel document with validity not less than 6 months and at least 2 blank pages

• A medical certificate issued in the UK or Ireland or Thailand, showing no prohibitive diseases as indicated in the Ministerial Regulation No.14 (B.E. 2535) which include Leprosy, Tuberculosis, Elephantiasis, drug addiction, third stage of Syphilis, and the certificate shall be valid for not more than three months.
• Certificate of criminal record clearance from the UK (ACRO, DBS, or issued by the police) or Ireland
• Financial evidence showing monthly income of not less than 65,000 THB (approx. £1,625) or having the current balance of 800,000 THB (approx. £20,000), e.g. bank statements, proof of earnings, for at least 1 month
• Copy of evidence stating that applicants have insurance as per stipulated by the Office of Insurance Commission and health insurance of Thailand which has insurance money for outpatient not less than 40,000 Baht and for inpatient not less than 400,000 Baht. Please check < http://longstay.tgia.org> for more information regarding the insurance requirement.

Non-Immigrant visas - Royal Thai Embassy, London

 

That is two separate policies;

1. Covid insurance 100,000 USD.

2. Health Insurance 400/40K outpatient, inpatient cover.

As I previously stated you can purchase one combined policy that covers both of the above.

 

These are the Insurers as per stipulated by the Office of Insurance Commission and Health Insurance of Thailand for the 400/40K Health Insurance requirement.  Home - Health Insurance for Long Stay Visa in Thailand (tgia.org)

 

- Health Insurance for Long Stay Visa in Thailand (tgia.org) - O-A Visa.

PACIFIC CROSS HEALTH INSURANCE PUBLIC COMPANY LIMITED

Pacific Cross International Limited has specialized in health insurance in Asia for over 45 years. It owns several reputable health insurance companies of the past and present (Blue Cross Insurance Incorporation in Philippines, Blue Cross Thailand and Hongkong). Pacific Cross Health Insurance PCL is part of the Pacific Cross Group, the leading travel and medical insurance specialist in Asia.

ASIA INSURANCE 1950 PUBLIC COMPANY LIMITED

Asia Insurance 1950 (PCL) we are the leading innovative insurance company, our core value is to make “insurance” easy to understand by consumers. In 2005, we created a breakthrough with the new type of Automotive insurance product called “Asia 3 plus” which had never existed before in Thailand. Since then, “3 Plus” has become a generic name for this type of insurance policy in the industry. Not only automotive insurance we have strong passion to always create products to serve consumer with new and trendy insurance products matching with lifestyle such as “Asia Health Plus” to which provides full-range coverage and outclass claim service. Because we are Asia Insurance…Insured In Your Hands.

THAI HEALTH INSURANCE PUBLIC COMPANY LIMITED

Thai Health Insurance Public Company Limited was established in 1979. For 40 years of operation, the company commits to serve health insurance and offer quality products and services as our main mission. Thai Health Insurance prepares various health insurance plans which can cover treatment expenses with affordable premium and having around 300 hospitals network throughout Thailand. Visit our website: www.thaihealth.co.th

AXA INSURANCE PUBLIC COMPANY LIMITED

AXA Insurance PCL was established in Thailand in July 1998 and AXA Group is the major shareholder of our company. The company’s operation has been expanding steadily over the years through the strong support from the shareholders, business partners, insurance brokers, and agents including the fast growing number of satisfied customers. The company is committed to “the excellence by being available, attentive and reliable to our customers”.

LMG INSURANCE PUBLIC COMPANY LIMITED

30 years of commitment to offering the highest level of service to our customers has propelled LMG Insurance (Public) Company Limited into a top five position in the Thai insurance market, with a reputation for trust and reliability that extends countrywide. Its financial stability is unparalleled with about 1,700 million baht in authorized capital and the support of Liberty Mutual Group of the USA, one of the world’s leading insurance providers (Rank 73rd US Fortune 500, A Rating A.M Best and Moody's).

THE NAVAKIJ INSURANCE PUBLIC COMPANY LIMITED

For over 87 years, The Navakij Insurance Public Company Limited is professional Thai non-life insurance company. There are 26 service offices located nationwide.

AETNA HEALTH INSURANCE (THAILAND) PUBLIC COMPANY LIMITED

Aetna is one of the nation's leading diversified health care benefits companies with over 160 years' experience serving 190 countries. We now serve over 300,000 members in Thailand and more than 2,000 organizations through our nationwide branches and our network of over 450 hospitals. Our mission is to build a healthier world by developing solutions to improve the quality, affordability and accessibility of health care.

THE VIRIYAH INSURANCE PUBLIC COMPANY LIMITED

The Viriyah Insurance (Public) Company Limited is Thailand’s number one non-life insurance company that has maintained the leadership in the industry over a long period of time. The company is recognized for its extensive experiences of service quality, worthwhile protection, and transparency. Health insurance is one of our prides that we provide a range of cover to suit your needs and provide you the standard of health claims service that delivers the protection and cares when you need it most.

BANGKOK INSURANCE PUBLIC COMPANY LIMITED

Bangkok Insurance Public Company Limited is a leading non-life insurer in Thailand offering comprehensive health insurance products with a nationwide network of contracted hospitals as well as a wide range of other non-life insurance products. With over 70 years of operations in Thailand, we are the preferred non life insurer in the country. Our dedicated staff is always ready to assist you as “Your Caring Partner.”

THAIVIVAT INSURANCE PUBLIC COMPANY LIMITED

With 66 years experience and supported by leading global reinsurers, Thaivivat Insurance Pcl. developed this Health product especially for the long-term visitor to Thailand. Serviced around the clock by our multilingual claims and assistance center. Because your Health is our Priority.

DHIPAYA INSURANCE PUBLIC COMPANY LIMITED

Dhipaya Insurance Company Public Company Limited was founded since 1951. Our major shareholders then Krung Thai Bank Public Company Limited, the Government Saving Bank and the Petroleum Authority of Thailand. Dhipaya was granted its ISO 9002 from SGS Yarsley International Certificate Services Limited, England. The certification made Dhipaya the first non-life insurance company to receive the ISO 9002 certification in all of its operating sectors.

SOUTHEAST INSURANCE PUBLIC COMPANY LIMITED

Southeast Insurance Public Company Limited is the non-life insurance company which is the core business of Thai Group Holdings Public Company Limited under the TCC Group by Khun Charoen Sirivadhanabhakdi and Khunying Wanna Sirivadhanabhakdi. With the leading financial strength in Thailand, Southeast Insurance Public Company Limited has taken care of more than 3,000,000 clients in Thailand over 74 years with our health network exceeding 380 hospitals and providing 75 branches across the country. You can be confident to receive extensive coverage, feel welcome and secure all the time.

SOMPO INSURANCE (THAILAND) PUBLIC COMPANY LIMITED

Sompo is a member of SOMPO HOLDINGS, a trusted and established insurance and risk solutions provider in Japan for over a century. Today, SOMPO HOLDINGS serves its customers in more than 30 countries and regions. Since 1989, Sompo has been providing companies and individuals with premium yet affordable insurance in Singapore. At the heart of what we do is our commitment to deliver our best service to our customers. More than just providing comprehensive coverage, we aim to be our customers’ trusted partner when it comes to protecting what they value and treasure most. Because, above all, their well-being is what we collectively work for.

THE FALCON INSURANCE PUBLIC COMPANY LIMITED

Falcon Insurance PCL. has been established since 2007. Falcon major shareholder is Fairfax Financial Holdings Limited, a holding company which engaged in global property and casualty insurance and reinsurance, with headquartered in Toronto, Canada. Fairfax has its assets exceed US$ 64 billion. Falcon Thailand is the one of the fastest growth insurance company in Thailand with strong financial position (12 years CAGR of 36%). The Company offer general insurance products across various classes including personal accident & health.

MUANG THAI INSURANCE PUBLIC COMPANY LIMITED

★ Our health insurance plan offered would pay a lump sum amount up to THB 600,000. ★ Our prices would save your cost even more. ★ Protection covering both accidents and health issues. ★ Worry-free living on medical expenses for both In-patient & Out-patient treatments. Muang Thai Insurance Public Company Limited is Thailand’s leading non-life business. Our company offers one of the best health insurance prices as well as coverages on the market for tourists. This is because we see our customers’ well-being as our utmost priority.

 

It sounds as though your friend purchased a combined policy for the Covid and Health Insurance from one of the above approved Insurers.

 

The Thai Embassy won't accept any other than these Insurers.

[SunsetT]

On 2/19/2021 at 2:35 PM, Tanoshi said:

@SunsetT

 

General requirements to go to Thailand

1. Valid visa or re-entry permit, except visitors under the 45-day visa exemption scheme

2. The Certificate of Entry 

3. Fit to Fly health certificate, issued within 72 hours before departure – this is a statement by a doctor that you are free from symptoms and fit to fly (must be separate from COVID test)

4. COVID-19 test result with a laboratory result indicating that COVID -19 is not detected (COVID test must be by RT-PCR method), issued within 72 hours before departure -- Some airlines do not accept home kit tests so please check specific requirements with the airlines you are travelling with.

5. Copy of insurance policy which covers COVID and no less than 100,000 USD – please print the insurance certificate and all pages of the terms and conditions on the COVID coverage and medical benefits (some people were refused to board the flight because they could not show that their insurance meet this requirement)

6. Copy of confirmed ASQ hotel booking (or AHQ and permission from the Ministry of Public Health in case of medical treatment)

7. T.8 Form

8. Declaration form

9. Download "ThailandPlus" Application    (FAQ on ThailandPlus Application)

Requirements for foreigners travelling to Thailand during COVID-19 travel restriction - Royal Thai Embassy, London

 

Non O-A specific requirements

 

Non-Immigrant Type O- A (Long Stay) 1 Year/Multiple entries 

 

• Printout of visa application form submitted online, with bar code

• Passport or travel document with validity not less than 6 months and at least 2 blank pages

• A medical certificate issued in the UK or Ireland or Thailand, showing no prohibitive diseases as indicated in the Ministerial Regulation No.14 (B.E. 2535) which include Leprosy, Tuberculosis, Elephantiasis, drug addiction, third stage of Syphilis, and the certificate shall be valid for not more than three months.
• Certificate of criminal record clearance from the UK (ACRO, DBS, or issued by the police) or Ireland
• Financial evidence showing monthly income of not less than 65,000 THB (approx. £1,625) or having the current balance of 800,000 THB (approx. £20,000), e.g. bank statements, proof of earnings, for at least 1 month
• Copy of evidence stating that applicants have insurance as per stipulated by the Office of Insurance Commission and health insurance of Thailand which has insurance money for outpatient not less than 40,000 Baht and for inpatient not less than 400,000 Baht. Please check < http://longstay.tgia.org> for more information regarding the insurance requirement.

Non-Immigrant visas - Royal Thai Embassy, London

 

That is two separate policies;

1. Covid insurance 100,000 USD.

2. Health Insurance 400/40K outpatient, inpatient cover.

As I previously stated you can purchase one combined policy that covers both of the above.

 

These are the Insurers as per stipulated by the Office of Insurance Commission and Health Insurance of Thailand for the 400/40K Health Insurance requirement.  Home - Health Insurance for Long Stay Visa in Thailand (tgia.org)

 

- Health Insurance for Long Stay Visa in Thailand (tgia.org) - O-A Visa.

PACIFIC CROSS HEALTH INSURANCE PUBLIC COMPANY LIMITED

Pacific Cross International Limited has specialized in health insurance in Asia for over 45 years. It owns several reputable health insurance companies of the past and present (Blue Cross Insurance Incorporation in Philippines, Blue Cross Thailand and Hongkong). Pacific Cross Health Insurance PCL is part of the Pacific Cross Group, the leading travel and medical insurance specialist in Asia.

ASIA INSURANCE 1950 PUBLIC COMPANY LIMITED

Asia Insurance 1950 (PCL) we are the leading innovative insurance company, our core value is to make “insurance” easy to understand by consumers. In 2005, we created a breakthrough with the new type of Automotive insurance product called “Asia 3 plus” which had never existed before in Thailand. Since then, “3 Plus” has become a generic name for this type of insurance policy in the industry. Not only automotive insurance we have strong passion to always create products to serve consumer with new and trendy insurance products matching with lifestyle such as “Asia Health Plus” to which provides full-range coverage and outclass claim service. Because we are Asia Insurance…Insured In Your Hands.

THAI HEALTH INSURANCE PUBLIC COMPANY LIMITED

Thai Health Insurance Public Company Limited was established in 1979. For 40 years of operation, the company commits to serve health insurance and offer quality products and services as our main mission. Thai Health Insurance prepares various health insurance plans which can cover treatment expenses with affordable premium and having around 300 hospitals network throughout Thailand. Visit our website: www.thaihealth.co.th

AXA INSURANCE PUBLIC COMPANY LIMITED

AXA Insurance PCL was established in Thailand in July 1998 and AXA Group is the major shareholder of our company. The company’s operation has been expanding steadily over the years through the strong support from the shareholders, business partners, insurance brokers, and agents including the fast growing number of satisfied customers. The company is committed to “the excellence by being available, attentive and reliable to our customers”.

LMG INSURANCE PUBLIC COMPANY LIMITED

30 years of commitment to offering the highest level of service to our customers has propelled LMG Insurance (Public) Company Limited into a top five position in the Thai insurance market, with a reputation for trust and reliability that extends countrywide. Its financial stability is unparalleled with about 1,700 million baht in authorized capital and the support of Liberty Mutual Group of the USA, one of the world’s leading insurance providers (Rank 73rd US Fortune 500, A Rating A.M Best and Moody's).

THE NAVAKIJ INSURANCE PUBLIC COMPANY LIMITED

For over 87 years, The Navakij Insurance Public Company Limited is professional Thai non-life insurance company. There are 26 service offices located nationwide.

AETNA HEALTH INSURANCE (THAILAND) PUBLIC COMPANY LIMITED

Aetna is one of the nation's leading diversified health care benefits companies with over 160 years' experience serving 190 countries. We now serve over 300,000 members in Thailand and more than 2,000 organizations through our nationwide branches and our network of over 450 hospitals. Our mission is to build a healthier world by developing solutions to improve the quality, affordability and accessibility of health care.

THE VIRIYAH INSURANCE PUBLIC COMPANY LIMITED

The Viriyah Insurance (Public) Company Limited is Thailand’s number one non-life insurance company that has maintained the leadership in the industry over a long period of time. The company is recognized for its extensive experiences of service quality, worthwhile protection, and transparency. Health insurance is one of our prides that we provide a range of cover to suit your needs and provide you the standard of health claims service that delivers the protection and cares when you need it most.

BANGKOK INSURANCE PUBLIC COMPANY LIMITED

Bangkok Insurance Public Company Limited is a leading non-life insurer in Thailand offering comprehensive health insurance products with a nationwide network of contracted hospitals as well as a wide range of other non-life insurance products. With over 70 years of operations in Thailand, we are the preferred non life insurer in the country. Our dedicated staff is always ready to assist you as “Your Caring Partner.”

THAIVIVAT INSURANCE PUBLIC COMPANY LIMITED

With 66 years experience and supported by leading global reinsurers, Thaivivat Insurance Pcl. developed this Health product especially for the long-term visitor to Thailand. Serviced around the clock by our multilingual claims and assistance center. Because your Health is our Priority.

DHIPAYA INSURANCE PUBLIC COMPANY LIMITED

Dhipaya Insurance Company Public Company Limited was founded since 1951. Our major shareholders then Krung Thai Bank Public Company Limited, the Government Saving Bank and the Petroleum Authority of Thailand. Dhipaya was granted its ISO 9002 from SGS Yarsley International Certificate Services Limited, England. The certification made Dhipaya the first non-life insurance company to receive the ISO 9002 certification in all of its operating sectors.

SOUTHEAST INSURANCE PUBLIC COMPANY LIMITED

Southeast Insurance Public Company Limited is the non-life insurance company which is the core business of Thai Group Holdings Public Company Limited under the TCC Group by Khun Charoen Sirivadhanabhakdi and Khunying Wanna Sirivadhanabhakdi. With the leading financial strength in Thailand, Southeast Insurance Public Company Limited has taken care of more than 3,000,000 clients in Thailand over 74 years with our health network exceeding 380 hospitals and providing 75 branches across the country. You can be confident to receive extensive coverage, feel welcome and secure all the time.

SOMPO INSURANCE (THAILAND) PUBLIC COMPANY LIMITED

Sompo is a member of SOMPO HOLDINGS, a trusted and established insurance and risk solutions provider in Japan for over a century. Today, SOMPO HOLDINGS serves its customers in more than 30 countries and regions. Since 1989, Sompo has been providing companies and individuals with premium yet affordable insurance in Singapore. At the heart of what we do is our commitment to deliver our best service to our customers. More than just providing comprehensive coverage, we aim to be our customers’ trusted partner when it comes to protecting what they value and treasure most. Because, above all, their well-being is what we collectively work for.

THE FALCON INSURANCE PUBLIC COMPANY LIMITED

Falcon Insurance PCL. has been established since 2007. Falcon major shareholder is Fairfax Financial Holdings Limited, a holding company which engaged in global property and casualty insurance and reinsurance, with headquartered in Toronto, Canada. Fairfax has its assets exceed US$ 64 billion. Falcon Thailand is the one of the fastest growth insurance company in Thailand with strong financial position (12 years CAGR of 36%). The Company offer general insurance products across various classes including personal accident & health.

MUANG THAI INSURANCE PUBLIC COMPANY LIMITED

★ Our health insurance plan offered would pay a lump sum amount up to THB 600,000. ★ Our prices would save your cost even more. ★ Protection covering both accidents and health issues. ★ Worry-free living on medical expenses for both In-patient & Out-patient treatments. Muang Thai Insurance Public Company Limited is Thailand’s leading non-life business. Our company offers one of the best health insurance prices as well as coverages on the market for tourists. This is because we see our customers’ well-being as our utmost priority.

 

It sounds as though your friend purchased a combined policy for the Covid and Health Insurance from one of the above approved Insurers.

 

The Thai Embassy won't accept any other than these Insurers.

I REPEAT: I know exactly what policy my friend purchased and it was a UK policy from the Nationwide Building Society. I purchased the same policy!!!

 

Are you by chance selling Thai insurance?

[Tanoshi]

57 minutes ago, SunsetT said:

I REPEAT: I know exactly what policy my friend purchased and it was a UK policy from the Nationwide Building Society. I purchased the same policy!!!

Don't doubt your word.

I'm quoting from the Thai Embassy website.

 

Other foreign policies are usually only accepted for the Visa application if the Insurance certificate is completed by the Insurer. and most refuse.

I can guarantee you it won't be accepted by Immigration when applying for a 1 year extension after entering on an O-A Visa.

[Tanoshi]

1 hour ago, SunsetT said:

I REPEAT: I know exactly what policy my friend purchased and it was a UK policy from the Nationwide Building Society. I purchased the same policy!!!

I hope you never have to claim if my previous experience from a Nationwide policy is anything to go by.