Almer Posted November 25, 2021 Share Posted November 25, 2021 Why is it necessary to have to purchase mandatory basic insurance 645 baht when the vehicle already enjoys class 1 insurance, or am I being scammed at the annual test /road tax renewal? Link to comment Share on other sites More sharing options...
KhunLA Posted November 25, 2021 Share Posted November 25, 2021 Because it's the law. Class 1 covering your vehicle & occupants is optional for your protection. If you pay extra to extend coverage to others, that's also 'your' option. Link to comment Share on other sites More sharing options...
Almer Posted November 25, 2021 Author Share Posted November 25, 2021 34 minutes ago, KhunLA said: Because it's the law. Class 1 covering your vehicle & occupants is optional for your protection. If you pay extra to extend coverage to others, that's also 'your' option. Understood, but my class 1 way exceeds the basic compulsory, in the event of a bump who pays out the state compulsory or the purchased additional option? Link to comment Share on other sites More sharing options...
KhunLA Posted November 25, 2021 Share Posted November 25, 2021 If everyone acted responsible as yourself, then laws wouldn't be needed. Unfortunately ... Link to comment Share on other sites More sharing options...
digbeth Posted November 25, 2021 Share Posted November 25, 2021 in case of injuries, your first class insurance would ask the party to make a claim from the mandatory insurance first, then anything above that they pay on top, so it's not like it don't get used 1 Link to comment Share on other sites More sharing options...
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