Everyman Posted July 13, 2022 Share Posted July 13, 2022 So I don’t know diddly squat about health insurance. I do not have a Thai employer. But i am looking for insurance to cover my blood work and HIV treatment medication. Is this something i can buy? Will it be cheaper than just paying out of pocket as I have been? Will i have to get my tests and medication somewhere in particular if i do this? Thanks Link to comment Share on other sites More sharing options...
KhunLA Posted July 13, 2022 Share Posted July 13, 2022 Assuming you are in TH. Pre-exist HIV customer wouldn't exactly be the best for any insurance company Or would the rate that they would quote you for coverage. They're certainly not going to offer a policy for cost of, so what would be the point. Most Thais go to the Red Cross HIV clinic in Bangkok, for meds & whatever. Supposedly the least expensive. Guessing your present employer supplied healthcare doesn't cover HIV ? 1 Link to comment Share on other sites More sharing options...
sanuk711 Posted July 13, 2022 Share Posted July 13, 2022 If you have existing problem HIV.... then a new insurance wont usually cover. For medication Everyman--there is nowhere cheaper then a Goverment hospital , you dont have to be treated there--just go see the Doctor once tell him this is what you need and get up to 4 months of it. Phone your nearest Gov Hospital...Or better get a Thai friend to and ask the price of the medication your taking. Link to comment Share on other sites More sharing options...
internationalism Posted July 13, 2022 Share Posted July 13, 2022 insurance would exclude pre-existing. blood tests also won't be covered - I understand they are for hiv. Red cross has also branches in provincial towns, they are not only in bkk. As to the governmental hospitals - take prescription and check prices at very large pharmacies. Even if they don't have in stock, they can order for you. Link to comment Share on other sites More sharing options...
Kenny202 Posted July 14, 2022 Share Posted July 14, 2022 15 hours ago, sanuk711 said: If you have existing problem HIV.... then a new insurance wont usually cover. For medication Everyman--there is nowhere cheaper then a Goverment hospital , you dont have to be treated there--just go see the Doctor once tell him this is what you need and get up to 4 months of it. Phone your nearest Gov Hospital...Or better get a Thai friend to and ask the price of the medication your taking. Up to 6 months on HIV meds now. 1 Link to comment Share on other sites More sharing options...
Everyman Posted July 14, 2022 Author Share Posted July 14, 2022 21 hours ago, KhunLA said: Assuming you are in TH. Pre-exist HIV customer wouldn't exactly be the best for any insurance company Or would the rate that they would quote you for coverage. They're certainly not going to offer a policy for cost of, so what would be the point. Most Thais go to the Red Cross HIV clinic in Bangkok, for meds & whatever. Supposedly the least expensive. Guessing your present employer supplied healthcare doesn't cover HIV ? I am considered self employed. Link to comment Share on other sites More sharing options...
simon43 Posted July 14, 2022 Share Posted July 14, 2022 21 hours ago, KhunLA said: Assuming you are in TH. Pre-exist HIV customer wouldn't exactly be the best for any insurance company Or would the rate that they would quote you for coverage. They're certainly not going to offer a policy for cost of, so what would be the point. Most Thais go to the Red Cross HIV clinic in Bangkok, for meds & whatever. Supposedly the least expensive. Guessing your present employer supplied healthcare doesn't cover HIV ? Although as I recently discovered with my Thai niece, the Red Cross HIV clinic will only sell medication against a doctor's prescription. 2 Link to comment Share on other sites More sharing options...
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