john donson Posted December 1, 2023 Share Posted December 1, 2023 I am an existing customer at Krungsri and I thought, maybe opt for that 0.9% per year savings account to put / move my 800k that is parked at kbank at 0.05% so I went in with passport, current account passbook, bank card, rental agreement nope... not enough need a certificate of residence... I asked, are you joking ? I am not a new customer, even brought my name on Krungsri paper with net credit card still attached for the occasion... new rules sir ... blabla... they called somewhere... answer still no... yellow book sir? driver license sir ? well, I live in a rented house and I take taxi as I don't have car... 1 1 Link to comment Share on other sites More sharing options...
Popular Post proton Posted December 1, 2023 Popular Post Share Posted December 1, 2023 (edited) Phone up HQ, or email, they can be like immigration and make rules up to save them the bother of a bit of work. Half of them cannot go beyond deposit and withdraw Edited December 1, 2023 by proton 2 1 Link to comment Share on other sites More sharing options...
Popular Post scubascuba3 Posted December 1, 2023 Popular Post Share Posted December 1, 2023 Good that a driving licence would have been ok 1 2 2 Link to comment Share on other sites More sharing options...
Popular Post mikebike Posted December 1, 2023 Popular Post Share Posted December 1, 2023 Or just ride the wave and give them the paper. It's not a big deal 🤷♂️ 3 1 2 Link to comment Share on other sites More sharing options...
Popular Post Lemsta69 Posted December 1, 2023 Popular Post Share Posted December 1, 2023 3 minutes ago, mikebike said: Or just ride the wave and give them the paper. It's not a big deal 🤷♂️ Why should he have to do that if he can possibly avoid it? Not a big deal? CoR isn't easy to come by for a lot of people. 3 3 Link to comment Share on other sites More sharing options...
freeworld Posted December 1, 2023 Share Posted December 1, 2023 4 minutes ago, mikebike said: Or just ride the wave and give them the paper. It's not a big deal 🤷♂️ Exactly, they gave alternatives. 1 1 Link to comment Share on other sites More sharing options...
Georgealbert Posted December 1, 2023 Share Posted December 1, 2023 I recently opened a second, extra K Bank account, and they would not accept existing account as proof of ID. Told me to either get residence certificate or have a second form of photo ID. They accept m driving licence. 1 1 Link to comment Share on other sites More sharing options...
keithsimmonds Posted December 1, 2023 Share Posted December 1, 2023 40 minutes ago, john donson said: I am an existing customer at Krungsri and I thought, maybe opt for that 0.9% per year savings account to put / move my 800k that is parked at kbank at 0.05% so I went in with passport, current account passbook, bank card, rental agreement nope... not enough need a certificate of residence... I asked, are you joking ? I am not a new customer, even brought my name on Krungsri paper with net credit card still attached for the occasion... new rules sir ... blabla... they called somewhere... answer still no... yellow book sir? driver license sir ? well, I live in a rented house and I take taxi as I don't have car... Depends how easy it is for you to get about, and Banks that are near you. I would have to try and open another account somewhere else first them give them the elbow..Bangkok Bank Fixed Account (Orange Book) was paying 1.6% when i updated my book (19 Oct) Scb ez account is paying 1.5%.....Good luck with whatever you decide. Link to comment Share on other sites More sharing options...
Chris Daley Posted December 1, 2023 Share Posted December 1, 2023 (edited) Yeah the blue banks are atrocious. As soon as I opened the door a fat cop shouted ''YOU!'' and then stared at me. He then spoke some strange ancient language that wasn't English. The woman behind the counter wouldn't accept a British passport, work permit and a stack of money. She needed ''a letter from the school'' yeah we call that a work permit dumbass. Edited December 1, 2023 by Chris Daley 1 7 2 1 Link to comment Share on other sites More sharing options...
Mike Lister Posted December 1, 2023 Share Posted December 1, 2023 The sae happened to my wife and me at uob. We both have accounts but we wanted a new joint account. They wanted a resident certificate but settled for a copy of my tax return which shows my address. Link to comment Share on other sites More sharing options...
swerve Posted December 1, 2023 Share Posted December 1, 2023 I have a bank account with Krungthai bank. To open a second account I needed to show a driver's license and a long term passport stay. The banks have been told by the government to be more strict about new accounts (Chinese criminal interests have been using them). Having a Thai driver's license allows people to do more things easily. 1 Link to comment Share on other sites More sharing options...
DrJoy Posted December 1, 2023 Share Posted December 1, 2023 6 hours ago, Mike Lister said: but settled for a copy of my tax return Coz its a small bank, they want business 2 Link to comment Share on other sites More sharing options...
DrJoy Posted December 1, 2023 Share Posted December 1, 2023 7 hours ago, john donson said: kbank at 0.05% I am getting 0.3 % 1 Link to comment Share on other sites More sharing options...
Liverpool Lou Posted December 1, 2023 Share Posted December 1, 2023 6 hours ago, Chris Daley said: Yeah the blue banks are atrocious. As soon as I opened the door a fat cop shouted ''YOU!'' and then stared at me. He then spoke some strange ancient language that wasn't English. The woman behind the counter wouldn't accept a British passport, work permit and a stack of money. She needed ''a letter from the school'' yeah we call that a work permit dumbass. Ahhh...you're a "teacher". QED. 2 Link to comment Share on other sites More sharing options...
Liverpool Lou Posted December 1, 2023 Share Posted December 1, 2023 18 minutes ago, DrJoy said: Coz its a small bank, they want business Oh, yeah, UOB is a tiny, insignificant bank, barely surviving without new accounts from foreigners! 2 Link to comment Share on other sites More sharing options...
Foxx Posted December 2, 2023 Share Posted December 2, 2023 17 hours ago, john donson said: I am an existing customer at Krungsri and I thought, maybe opt for that 0.9% per year savings account Well, I opened five accounts with Krungsri earlier this week and wasn't asked for any ID beyond my passport. Incidentally, if you're looking to park your money, why not go for a fixed deposit? 48 months fixed is paying 2.5% p.a.. If you don't want to lock your money up for that long, 14 months is 2.2% p.a.. 1 Link to comment Share on other sites More sharing options...
KhunBENQ Posted December 2, 2023 Share Posted December 2, 2023 17 hours ago, scubascuba3 said: Good that a driving licence would have been ok Or yellow book/pink card 2 Link to comment Share on other sites More sharing options...
it is what it is Posted December 2, 2023 Share Posted December 2, 2023 37 minutes ago, Foxx said: Well, I opened five accounts with Krungsri earlier this week and wasn't asked for any ID beyond my passport. Incidentally, if you're looking to park your money, why not go for a fixed deposit? 48 months fixed is paying 2.5% p.a.. If you don't want to lock your money up for that long, 14 months is 2.2% p.a.. blimey, i'm getting over 5% in the uk, no strings... 1 1 Link to comment Share on other sites More sharing options...
Henryford Posted December 2, 2023 Share Posted December 2, 2023 17 hours ago, scubascuba3 said: Good that a driving licence would have been ok Wasn't enough for SCB to open an account even though i had the driving licence, utility bill and chanote which all confirmed my address. 1 Link to comment Share on other sites More sharing options...
scubascuba3 Posted December 2, 2023 Share Posted December 2, 2023 51 minutes ago, KhunBENQ said: Or yellow book/pink card Yeah but life's too short to waste getting that PITA in Pattaya Link to comment Share on other sites More sharing options...
KhunBENQ Posted December 2, 2023 Share Posted December 2, 2023 21 minutes ago, scubascuba3 said: Yeah but life's too short to waste getting that PITA in Pattaya Easy as .... here. Link to comment Share on other sites More sharing options...
john donson Posted December 2, 2023 Author Share Posted December 2, 2023 4 hours ago, it is what it is said: blimey, i'm getting over 5% in the uk, no strings... santander? in europe they give half... 2.8 if you are lucky weird company... how come they can do it there and not neighbor countries? banking system... you deposit 100.000 pounds / euros /dollar they only have to keep 10% in reserve they can just add a 0 and lend out 9-10x your 100.000 whatever at 4-8% so 1.000.000 whatever at 4-8% for them and you get a pittance of a few percent for your own money that is for people that thai banks could not support to give 4-5% ... they are making 10x with your money Link to comment Share on other sites More sharing options...
billaaa777 Posted December 16, 2023 Share Posted December 16, 2023 Every branch is different. Some cooperate and some make your life miserable. If one of them gives you a problem, just find another one. It is all up to the manager as too how that branch operates. Link to comment Share on other sites More sharing options...
BenStark Posted December 16, 2023 Share Posted December 16, 2023 On 12/2/2023 at 1:37 PM, john donson said: they can just add a 0 and lend out 9-10x your 100.000 whatever at 4-8% I really wonder how they can lend out 10 times the money they get in. I'm sure you can enlighten us all on that 2 Link to comment Share on other sites More sharing options...
NanLaew Posted December 16, 2023 Share Posted December 16, 2023 On 12/2/2023 at 8:47 AM, it is what it is said: blimey, i'm getting over 5% in the uk, no strings... Does that cover the overseas ATM extraction fees? Link to comment Share on other sites More sharing options...
NanLaew Posted December 16, 2023 Share Posted December 16, 2023 57 minutes ago, BenStark said: I really wonder how they can lend out 10 times the money they get in. I'm sure you can enlighten us all on that Fred "the Shred" Goodwin at Royal Bank of Scotland managed it easily. Link to comment Share on other sites More sharing options...
Tropicalevo Posted December 16, 2023 Share Posted December 16, 2023 On 12/2/2023 at 9:00 AM, Henryford said: Wasn't enough for SCB to open an account even though i had the driving licence, utility bill and chanote which all confirmed my address. Same for me last year at SCB. I showed them DL, WP, yellow book, pink id and bank book for existing account there. No - COR please. Opened two accounts at Krungsri instead. (I did not need anything there except passport last year.) Link to comment Share on other sites More sharing options...
brianthainess Posted December 16, 2023 Share Posted December 16, 2023 Do you already have a one year extension in your passport? You need that to open a Mee Tai Account first. Link to comment Share on other sites More sharing options...
WorriedNoodle Posted December 16, 2023 Share Posted December 16, 2023 On 12/1/2023 at 3:00 PM, john donson said: need a certificate of residence... It sounds like you need a a certificate of residence. Link to comment Share on other sites More sharing options...
Conno Posted December 16, 2023 Share Posted December 16, 2023 2 hours ago, BenStark said: I really wonder how they can lend out 10 times the money they get in. I'm sure you can enlighten us all on that It's called fractional reserve banking my friend. He's 100% correct. Biggest scam on the planet and not 1 in 10,000 are aware of it. 2 Link to comment Share on other sites More sharing options...
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