On 6/15/2026 at 1:14 AM, hotandsticky said:

I was very clear and you failed to understand. You compounded that by committing the cardinal sin of of not quoting all my post - in an attempt to cover up your faungs.

Had you added the second paragraph readers would understand exactly what I was going to do.

"When I go to submit a new TM30 I will ask them which they prefer........an extension based on retirement (evidencing over 400k plus over 40k each month) on the combination method - or an extension based on marriage (evidenced with 400k+ in the bank)"

You'd be asking a hypothetical question about the combination method for an extension based on retirement which may confuse the IO as your Non O was based on Thai spouse, therefore you can only apply for an extension based on Thai spouse.

On 6/13/2026 at 2:19 PM, Doctor Tom said:

option one, 800K in the bank as above, option 2, 65,000 Baht Per month, totaling 800 K for the year. So far so good, that is clear enough, however it goes on to state:

A combination of both option one and two, the total must be must be at least 800,000 baht per year.

Official orders:

Income based: 12 monthly overseas transfers of 65K.
Funds based: 800K deposited for 2 months prior to the date of application. After the extension is granted the 800K must remain in the account for 3 months afterwards, but thereafter you can withdraw funds but must maintain a minimum balance of 400K in the account.

Combination: Funds deposited throughout the year (min 400K as above conditions) then 12 monthly overseas transfers which together must total 800K.

Examples of combination method:

400K funds deposited throughout the year + 12 monthly overseas transfers of 35K = 820K for the year.

500K funds deposited + 12 monthly overseas transfers of 30K = 860K for the year. (You can withdraw 100K 3 months after the extension is granted).

600K funds deposited + 12 monthly overseas transfers of 20K = 840K for the year. (You can withdraw 200K 3 months after the extension is granted).

Your mileage may vary, but the above is correct according to an Immigration official of Inspector rank.

Thank you DrJackand Upnotover

On 6/17/2026 at 1:10 PM, Liquorice said:

Official orders:

Income based: 12 monthly overseas transfers of 65K.
Funds based: 800K deposited for 2 months prior to the date of application. After the extension is granted the 800K must remain in the account for 3 months afterwards, but thereafter you can withdraw funds but must maintain a minimum balance of 400K in the account.

Combination: Funds deposited throughout the year (min 400K as above conditions) then 12 monthly overseas transfers which together must total 800K.

Examples of combination method:

400K funds deposited throughout the year + 12 monthly overseas transfers of 35K = 820K for the year.

500K funds deposited + 12 monthly overseas transfers of 30K = 860K for the year. (You can withdraw 100K 3 months after the extension is granted).

600K funds deposited + 12 monthly overseas transfers of 20K = 840K for the year. (You can withdraw 200K 3 months after the extension is granted).

Your mileage may vary, but the above is correct according to an Immigration official of Inspector rank.

Given eligibility, can a non o retirement visa be first issued by using the 12 monthly 65,000 baht method based on pre application bank statement. Ie no 800,000 or combination in place - only 65,000 baht each month for 12 months immediately preceding application and continuing thereafter for extensions of permission to stay.

1 hour ago, Bvor said:

Given eligibility, can a non o retirement visa be first issued by using the 12 monthly 65,000 baht method based on pre application bank statement

No.

1 hour ago, Bvor said:

Given eligibility, can a non o retirement visa be first issued by using the 12 monthly 65,000 baht method based on pre application bank statement.

Thai Immigration > Non O visa or extension?

3 hours ago, DrJack54 said:

No.

I

2 hours ago, Liquorice said:

Thai Immigration > Non O visa or extension?

I figured on the blunt "no" reply but was hoping for a link to an official regulation re thai immigration > Non O Visa..,..(not extension). Apologies for being confused by the attached statements firstly from Google AI and secondly from J & E Concierge Pattaya...... at my age I am not sure he sharpest tool in the shed.

16 minutes ago, Bvor said:

I figured on the blunt "no" reply but was hoping for a link to an official regulation re thai immigration > Non O Visa.

I answered "No"

Just to be clear I read your question as applying for a Non O retirement not an extension.

Prior to my post I read your past threads. Some about eg METV.

You cannot bank 12 transfers to satisfy application for Non O while eg on tourist visa.

Bottom line... Without embassy income letter your application for Non O and first 12 month extension will be using money in bank method.

You can switch to income method in future and several threads on that.

I did the change in recent times.

42 minutes ago, Bvor said:

I

I figured on the blunt "no" reply but was hoping for a link to an official regulation re thai immigration > Non O Visa..,..(not extension). Apologies for being confused by the attached statements firstly from Google AI and secondly from J & E Concierge Pattaya...... at my age I am not sure he sharpest tool in the shed.

J&E were great for my driving licence (late) renewal... I have not used then for immigration purposes.

9 minutes ago, DrJack54 said:

I answered "No"

Just to be clear I read your question as applying for a Non O retirement not an extension.

Prior to my post I read your past threads. Some about eg METV.

You cannot bank 12 transfers to satisfy application for Non O while eg on tourist visa.

Bottom line... Without embassy income letter your application for Non O and first 12 month extension will be using money in bank method.

You can switch to income method in future and several threads on that.

I did the change in recent times.

Thanks for reply, i do hear you.......have not heard of non o retirement visa ever being granted on basis of prior 65000 monthly method. However Google AI and J & E Conciege Pattaya statements are somewhat ambiguous hence my curiosity re link to official regulation detail. Sure I been doing metv's, setv's and exempts 4/5 times a year for twenty years but am getting nervous cos reports of more stringent policies (discretionary of course) and others being turned back despite having a visa. Non o is now my outlook albeit will not go the 800,000 extortion route. I guess I will have to go the corrupt fraudulent agent/bank route to get the visa first and then somehow negotiate the income method or combination method for extension of permission to stay thereafter. A bit too much for this old codger but will have to cope........such is life in LOS.

3 hours ago, Bvor said:

Thanks for reply, i do hear you.......have not heard of non o retirement visa ever being granted on basis of prior 65000 monthly method. However Google AI and J & E Conciege Pattaya statements are somewhat ambiguous hence my curiosity re link to official regulation detail. Sure I been doing metv's, setv's and exempts 4/5 times a year for twenty years but am getting nervous cos reports of more stringent policies (discretionary of course) and others being turned back despite having a visa. Non o is now my outlook albeit will not go the 800,000 extortion route. I guess I will have to go the corrupt fraudulent agent/bank route to get the visa first and then somehow negotiate the income method or combination method for extension of permission to stay thereafter. A bit too much for this old codger but will have to cope........such is life in LOS.

The reason immigration will give when rejecting the first extension based on international transfers, is they say the transfers must have occurred while you were under non-immigrant status. So unless you were already in Thailand on an extension based on some type of non-immigrant status, they would not accept the monthly transfers. So the normal route is using 800,000 the first year, and then making the transfers during that year (during your retirement extension period) so they all occur while you are under non-immigrant status.

Is there anything that actually says this is required? Not that I've ever seen, but you won't get away with starting off using the monthly transfer method.

Also, your plan of using an agent and then switching to monthly income also will not work. One of the requirements for the 2nd year and onwards is a 12 month bank statement, so they can retroactively check that you met the previous year's requirements. Those requirements state you kept 800,000 in the bank for 3 months after your extension was granted, and then never let your balance drop below 400,000 baht after that. When you go to show them the statements of bank transfers, but they see you did not meet the previous year's requirements, they will reject your application for an extension. At that point the only option is using an agent again, or leaving Thailand and purchasing a new non-O visa and starting over. This is how people get stuck using an agent year after year, because they cannot show they met the previous year's requirements.

9 hours ago, Bvor said:

Thanks for reply, i do hear you.......have not heard of non o retirement visa ever being granted on basis of prior 65000 monthly method. However Google AI and J & E Conciege Pattaya statements are somewhat ambiguous hence my curiosity re link to official regulation detail.

This is one of those occasions where the correct terminology makes a difference.

Agents and IO's use the common term 'retirement visa' for extensions, which are permits, not visas.

Refining your search to a 'Non Immigrant Non O visa' based on retirement may have given the results you sought.

You can find the procedure and requirements for changing from 'Tourist' to 'Non Imm O' status here;

Item number 9 on the list; 9. FOR RETIREMENT PURPOSES – 50 YEARS OLD (NON-O)

https://bangkok.immigration.go.th/en/issuing-and-changing-type-of-visa/

Thx guys for input. Dr Jacks bottom line sums it up if I go non o - either I come up with 800,000 or I get locked in with the agent method. I am 75 retired and live in Australia I holiday 4 times a year in Thailand for less then 180 days per calender. METV seems the right fit for me but concerned at some time a BKK immigration officer will discretionally disagree.

28 minutes ago, Bvor said:

I am 75 retired and live in Australia I holiday 4 times a year in Thailand for less then 180 days per calender. METV seems the right fit for me but concerned at some time a BKK immigration officer will discretionally disagree

Suggest you are not alone.

You mention 4 tips per year to Thailand.

How long is each visit and are the visits equally spaced (meaning amount of time between visits.

Finally where do you base yourself when in Thailand

9 minutes ago, DrJack54 said:

Suggest you are not alone.

You mention 4 tips per year to Thailand.

How long is each visit and are the visits equally spaced (meaning amount of time between visits.

Finally where do you base yourself when in Thailand

I basically do approx 45 days LOS (based in Pattaya) and then approx 45 days at my home in Perth, Aust @ 4 times per year. If I get grilled at BKK I reckon I could get by..............I am Old Age Pensioner living in Oz, retirement and living in LOS not applicable, everything I own is in OZ. I do not want to work anymore, anywhere.

11 minutes ago, Bvor said:

I basically do approx 45 days LOS (based in Pattaya) and then approx 45 days at my home in Perth, Aust @ 4 times per year

That was my guess.... (even including Pattaya)

In reality many would suggest with the pattern you could even do visa exempt entries + 30 day extension.

METV is an option and you are aware of that

9 hours ago, Bvor said:

Thx guys for input. Dr Jacks bottom line sums it up if I go non o - either I come up with 800,000 or I get locked in with the agent method. I am 75 retired and live in Australia I holiday 4 times a year in Thailand for less then 180 days per calender. METV seems the right fit for me but concerned at some time a BKK immigration officer will discretionally disagree.

Australians are lucky in that they have access to the non-OX based on funds kept in Australia. No other Thai embassy in the world allows this.

Yes, there will be an insurance requirement, but you can use qualifying insurance from home for this since you're not dealing with immigration at all.

Certainly something to look into. 5-year multiple entry visa, where you will be stamped in for 1-year (or as long as your insurance is valid) on each entry. The OX is technically a 10-year visa, but the renewal at 5-years is not feasible. So you just get a new non-OX every 5 years (or as long as the embassy continues allowing funds kept in home bank).

3 minutes ago, BrandonJT said:

So you just get a new non-OX every 5 years (or as long as the embassy continues allowing funds kept in home bank).

For once don't agree. IMO not a good option.

By all means look into it.

That visa is rare as hens teeth for good reason.

13 hours ago, BrandonJT said:

Australians are lucky in that they have access to the non-OX based on funds kept in Australia. No other Thai embassy in the world allows this.

Link?

According to the e-visa portal and the MFA, funds must be in a Thai bank for the O-X visa.

https://www.thaievisa.go.th/visa/retirement

https://consular.mfa.go.th/th/content/80939-non-%E2%80%93-immigrant-visa-%E2%80%9Co-x%E2%80%9D-(long-stay-10-years)?menu=5d68c88b15e39c160c0081e6&page=5d68c88b15e39c160c0081e5

non O - OX has financial requirements unsuitable for me - see attached xx notation from Siam Legal International website.

11 hours ago, Liquorice said:

Link?

According to the e-visa portal and the MFA, funds must be in a Thai bank for the O-X visa.

https://www.thaievisa.go.th/visa/retirement

https://consular.mfa.go.th/th/content/80939-non-%E2%80%93-immigrant-visa-%E2%80%9Co-x%E2%80%9D-(long-stay-10-years)?menu=5d68c88b15e39c160c0081e6&page=5d68c88b15e39c160c0081e5

The Sydney consulate specifically does not require any money to be in a Thai bank. They're the only one in the world that has interpreted it this way. That's why Australians are basically the only people in the world that actually use the OX visa.

11 hours ago, Bvor said:

non O - OX has financial requirements unsuitable for me - see attached xx notation from Siam Legal International website.

Siam Legal does not decide what embassies have as their policies. I specifically mentioned it because you said Australia. The Sydney consulate does not require any money to be in a Thai bank account for the OX visa.

13 hours ago, BrandonJT said:

Siam Legal does not decide what embassies have as their policies. I specifically mentioned it because you said Australia. The Sydney consulate does not require any money to be in a Thai bank account for the OX visa.

Of course Siam Legal does not decide what embassies have as their policies. Nevertheless the financial requirements for the OX visa are unsuitable for my circumstances no matter where the money is put. Thank you for your heads up re the Sydney consulate albeit still not for me.

16 hours ago, BrandonJT said:

The Sydney consulate specifically does not require any money to be in a Thai bank. They're the only one in the world that has interpreted it this way. That's why Australians are basically the only people in the world that actually use the OX visa.

Unfortunately, I can't find any page on the Thai Consulate Sydney website to confirm your statement, re the O-X visa.

Both the MFA and the E-visa application sites state the funds must be in a Thai bank account.

On 6/21/2026 at 12:56 PM, Bvor said:

I basically do approx 45 days LOS (based in Pattaya) and then approx 45 days at my home in Perth, Aust @ 4 times per year. If I get grilled at BKK I reckon I could get by..............I am Old Age Pensioner living in Oz, retirement and living in LOS not applicable, everything I own is in OZ. I do not want to work anymore, anywhere.

Under the current climate, I have reservations you would be allowed up to 180 days per year in Thailand as a 'Tourist.

VE entries will soon restore back to 30 days, meaning to stay up to 45 days you need to apply for 30 day extensions.

Immigration announced a crackdown on Tourists maxing out their stays, and stated a max of 2 entries (60 days) + 1 x 30 day extension = 150 days, with further extensions being refused and given 7 days to leave the Country. Figures of 120 - 150 days have been mentioned in the press.

There is no limit to the number of entries, but the total number of days spent during each entry appears the deciding factor.
According to Immigration the average tourist spends between 9-14 days per year in Thailand.

5 hours ago, Liquorice said:

Unfortunately, I can't find any page on the Thai Consulate Sydney website to confirm your statement, re the O-X visa.

Both the MFA and the E-visa application sites state the funds must be in a Thai bank account.

It's been well known for years about the Sydney Consulate. @Tod Daniels can confirm.

7 minutes ago, BrandonJT said:

It's been well known for years about the Sydney Consulate. @Tod Daniels can confirm.

I've been around for years and never heard that before.
It could also be years old information, now out of date.
Not that I doubt your word, but when all the available information points in the opposite direction, you'll understand my concern.

I'd hate to be the person to say 'sorry' to a member who just lost 600AUD on an application just because his funds weren't in a Thai bank account.

6 hours ago, Liquorice said:

Under the current climate, I have reservations you would be allowed up to 180 days per year in Thailand as a 'Tourist.

VE entries will soon restore back to 30 days, meaning to stay up to 45 days you need to apply for 30 day extensions.

Immigration announced a crackdown on Tourists maxing out their stays, and stated a max of 2 entries (60 days) + 1 x 30 day extension = 150 days, with further extensions being refused and given 7 days to leave the Country. Figures of 120 - 150 days have been mentioned in the press.

There is no limit to the number of entries, but the total number of days spent during each entry appears the deciding factor.
According to Immigration the average tourist spends between 9-14 days per year in Thailand.

Yeah, I basically concur - see my earlier post(s) re feeling a bit nervous. Problem is that TIT don't have a visa that fits me. IMHO an old age pensioner taking multiple holidays longer than 9-14 days 4 times a year should not be given the boot - however be that as it may - the non o agent/bank route would save me from the fear - until of course such fraudulent corruption gets the boot. ( LOL and pardon my rant )