Uk Debt In Thailand

[mikethevigoman]

Hi everyone,

New to ThaiVisa and I'm hoping someone can help me. I came here in 2005 with my (Thai) wife after years working in UK. I gradually accululated a sea of debt and we decided to 'run away' to thailand. We have no assets in Uk. Everything was OK-I was prepared that I would get a CCJ (county Court judgement) against me and possible bancruptcy. Now I have been advised that my creditors might try to 'sell' my debts to a Thai debt collecting agency. Some of the debt was accumulated in thailand, though with UK companies- so they could probably trace me to here if they wanted to.

Does anyone have experience of 'debt sale' happening, or can anyone reassure me that it wont happen. Secondly, all the debts are in my name, but if sold to a Thai agency, could my wife become embroiled?

Obviously I'm extremely worried about what might happen if a Thai company got hold of the debt- I assume they do not operate with the same niceties as the UK system.

Any advice that anyone can offer would be much appreciated

Thanks!

This was told me to a few years back by a real character i met, he said you can screw a mans wife and he will never forgive you, if you borrow money off a guy and dissapear for 5 years and one day call him out of the blue and say i have your money im sorry ,you wil probably end up having a beer together and all is forgot,

[Manchester]

would they be mail in and the money sent/drawn to where the house and vehicle purchase was taking place.

Doing more than 10K in money wires transfers in a few weeks time will show up. Thinking you can send small

amounts several times does not miss the movements being traced, the senders name still comes up with total amount

being tracked. Guys we are in the age of everything being seen by computer. You all must think these loan companies are in the dark ages or something. Easy getting credit, no doubt hiding how much you obtain, don't think so.

Mr KHUN? WE are talking about 80k here...........not some multi million mega deal involving governments or international crime gangs. Get a life.

I suspect you maybe one of the conspiracy theorists who does not believe that man actually landed on the moon and that it was all staged.?

Edited September 18, 2007 by Manchester

[ClaytonSeymour]

Still say it would be fraud in this amount, and time may catch up with it.

When the debt reports start showing up and not all applications were filled out with what credit cards

and debt the person has or applied for, would be filing false documention with intent to commit fraud.

I think an explaination of where the 150K went would be needed for the guy to file bankruptcy in

only 3 months after borrowing money of this amount. Do tell me it is a mail in bankruptcy then, maybe even by e-mail I would assume.

I think you'd find that someone doing this would fill out the forms and accumulate the credit cards, whilst strengthening is credit rating in the process. It would appear they had full intent to pay this back - they wouldn't have to commit fraud to put themselves in a position to do this.

Assuming he's leaving the UK for good, he'd fill in the forms and then attend his local County Court (Civil) where he would be made bankrupt. He would then be required to attend an interview with the Receiver, I understand that these are now often conducted by telephone, anyhow as he's leaving the UK he could abscond either before or, after the interview, the Receiver would then have to investigate & report with what info he had. The outcome would probably be a very lengthy period of bankruptcy & little chance of obtaining credit in future, but, why would he care? I doubt if anyone would simply disappear after 3 months anyway, I guess they'd wait a little longer.

Stop being so naive.

[Prakanong]

would they be mail in and the money sent/drawn to where the house and vehicle purchase was taking place.

Doing more than 10K in money wires transfers in a few weeks time will show up. Thinking you can send small

amounts several times does not miss the movements being traced, the senders name still comes up with total amount

being tracked. Guys we are in the age of everything being seen by computer. You all must think these loan companies are in the dark ages or something. Easy getting credit, no doubt hiding how much you obtain, don't think so.

I think you are in the dark ages regarding how much IT systems are linked.

You really ought to know what you are talking about is being so wriong makes you look a bit daft! In fact this has been in the news just this week in the UK - I beleive that that lenders are forbidden by law to tell each other how much you borrowed.

When they consult your credit report they do not know the total you have borrowed

As for transferring over 10K - that was always a USA thing that may have come to the UK post 9/11 - does anyone know.

The UK Chancellor speaking just last week on easy credit

""They need to ask themselves, 'can I repay this?', and lenders need to ask themselves 'if it goes wrong can I get it back?'," he said.

"Institutions themselves need to open their eyes and be more honest. When someone comes up with a fantastic way of making money, they need to ask, how is this money being made and what are the risks?"

His remarks are designed to allay fears that the country is on the brink of an economic downturn, but are likely to be taken as a watershed, signalling an end to the credit boom which has characterised most of Labour's last decade in office.

And he said both banks and consumers needed to look at changing their attitude towards loans. "Institutions have in some cases been prepared to lend to people without checking if they were ever going to repay it," he said"

[ClaytonSeymour]

would they be mail in and the money sent/drawn to where the house and vehicle purchase was taking place.

Doing more than 10K in money wires transfers in a few weeks time will show up. Thinking you can send small

amounts several times does not miss the movements being traced, the senders name still comes up with total amount

being tracked. Guys we are in the age of everything being seen by computer. You all must think these loan companies are in the dark ages or something. Easy getting credit, no doubt hiding how much you obtain, don't think so.

For the last time stop being naive!

[Khun ?]

Something stinks about getting 250K ( half mil dollars) without colateral, don't think possible so the big heist

seems to be in the line of a lie. Deceptive and fraudulent means to obtain something of more than a few

hundred dollars/pounds would be a felony. Stick to stealing cars and pickpocketing, it only effects those directly

not the whole community. To easy to trace a house purchase of 15 mil baht to believe the story anyways.

Ethics don't seem to be well enough to keeping a well paid job and don't fit the story line. Dreamer more likely.

You would appear to be financially naieve. This is the UK i received the money from............not the USA. Loans were based on expansion of a company that i owned. Some of the money was VENTURE CAPITOL but i don,t expect you to know about that.

Anyway.........some fancy footwork and i sold the company and kept the money. That is not stealing. Nor was it fraud. I meant to expand at that time.......its just that my plans changed. I,m making regular monthly payments back to the companies involved. There is no intention to deprive..........hence no theft. 50 pence a month. Sod all they can do about it.

Who said i bought a house for 15,000,000 baht? I stated that i bought a nice home and a nice car. I,m not stupid........its a nice Camry, nothing too flash. My home was 5 million. I can afford to walk away from those if i have too.

Embassy reports? What are you talking about? Piffle.

( quote)

The money bought me a lovely home here and a nice car. Now i have a good job and life is SWEET

I do know about venture capital and have a few hedge funds in my portfolio.

Naive I could be, but how do you sell something that has debts against it.

You are right you must of talked some people and comapnies who knew you enough not to hold the company deed

for colateral. SORRY MY MISTAKE ON THE HOUSE AND VEHICLE

most any substantial crime/felony will show up at embassy with a key stroke. I would also think a workpermit

request in Thailand would also require a background check with your home country. I am not sure if England would have more severe penalty on flight from prosecution laws but would think so on defrauding creditors.

[Prakanong]

would they be mail in and the money sent/drawn to where the house and vehicle purchase was taking place.

Doing more than 10K in money wires transfers in a few weeks time will show up. Thinking you can send small

amounts several times does not miss the movements being traced, the senders name still comes up with total amount

being tracked. Guys we are in the age of everything being seen by computer. You all must think these loan companies are in the dark ages or something. Easy getting credit, no doubt hiding how much you obtain, don't think so.

For the last time stop being naive!

He is rather naive - he also needs to brush up on British law because until he knows that he is just making himself loo daft as the proverbial brush

Linked systems ROFLMAO

Passport systems linked to civil debt ROTFLMAO

[Prakanong]

Something stinks about getting 250K ( half mil dollars) without colateral, don't think possible so the big heist

seems to be in the line of a lie. Deceptive and fraudulent means to obtain something of more than a few

hundred dollars/pounds would be a felony. Stick to stealing cars and pickpocketing, it only effects those directly

not the whole community. To easy to trace a house purchase of 15 mil baht to believe the story anyways.

Ethics don't seem to be well enough to keeping a well paid job and don't fit the story line. Dreamer more likely.

You would appear to be financially naieve. This is the UK i received the money from............not the USA. Loans were based on expansion of a company that i owned. Some of the money was VENTURE CAPITOL but i don,t expect you to know about that.

Anyway.........some fancy footwork and i sold the company and kept the money. That is not stealing. Nor was it fraud. I meant to expand at that time.......its just that my plans changed. I,m making regular monthly payments back to the companies involved. There is no intention to deprive..........hence no theft. 50 pence a month. Sod all they can do about it.

Who said i bought a house for 15,000,000 baht? I stated that i bought a nice home and a nice car. I,m not stupid........its a nice Camry, nothing too flash. My home was 5 million. I can afford to walk away from those if i have too.

Embassy reports? What are you talking about? Piffle.

( quote)

The money bought me a lovely home here and a nice car. Now i have a good job and life is SWEET

I do know about venture capital and have a few hedge funds in my portfolio.

Naive I could be, but how do you sell something that has debts against it.

You are right you must of talked some people and comapnies who knew you enough not to hold the company deed

for colateral. SORRY MY MISTAKE ON THE HOUSE AND VEHICLE

most any substantial crime/felony will show up at embassy with a key stroke. I would also think a workpermit

request in Thailand would also require a background check with your home country. I am not sure if England would have more severe penalty on flight from prosecution laws but would think so on defrauding creditors.

The OP has not committed any criminal offence - I know this may break your heart but its a fact - get over it.

You are now entering the realms of fantasy.

If you do not know what you are talking about its best not to open your gob - you know it makes sense

You know how many people with arrest warrants on them are probably walking about in Thailand - even visiting the UK on holidays too

WP and police background checks - get real - maybe down here in Singapore but not in Thailand - we only swap infor with friendly countries and thats from my pal who is a Deputy ambassador.

Edited September 18, 2007 by Prakanong

[Khun ?]

If fraud is involved it is no longer a civil matter.

Bankruptcy is not an automatic for just going through the motion.

A guy living off a small amount of government Dole

running up credit in a foreign country on several credit cards and not returning to repay

or making arrangements could be fraud and most likely not allowed bankruptcy protection.

maybe he did have a panic attack every time he went by a ATM I guess.

Venture Capital would seldom be given, if at all by a loan company without assets of some type ( building or rights to the company by majority shares).

( quote)

The money bought me a lovely home here and a nice car. Now i have a good job and life is SWEET

( the money was 250K)

I do know about venture capital and have a few hedge funds in my portfolio.

Naive I could be, but how do you sell something that has debts against it.

You are right you must of talked some people and comapnies who knew you enough not to hold the company deed

for colateral and shares. SORRY MY MISTAKE ON THE HOUSE AND VEHICLE

most any substantial crime/felony will show up at embassy with a key stroke. I would also think a workpermit

request in Thailand would also require a background check with your home country. I am not sure if England would have more severe penalty on flight from prosecution laws but would think so on defrauding creditors.

[Manchester]

Khun? Are you American by any chance?

[Khun ?]

yes

[Manchester]

Venture Capital would seldom be given, if at all by a loan company without assets of some type ( building or rights to the company by majority shares).

most any substantial crime/felony will show up at embassy with a key stroke. I would also think a workpermit

request in Thailand would also require a background check with your home country. I am not sure if England would have more severe penalty on flight from prosecution laws but would think so on defrauding creditors.

Actually it was given based on percentage of future earnings...with options available to them at a later date if enacted......but hey ! That was a UK company.

You have a bee in your bonnet about fraud .............where is the fraud with the OP? He got into a situation that countless masses have been in before.

Get over it.

Edited September 18, 2007 by Manchester

[Manchester]

yes

Ahhhhhhhhhh. Enough said.

[Khun ?]

A Florida senior citizen drove his brand new Corvette convertible out of the dealership. Taking off down the road, he floored it to 80 mph, enjoying the wind blowing through what little hair he had left.

"Amazing," he thought as he flew down I-75, pushing the pedal even more. Looking in his rear view mirror, he saw a state trooper behind him, blue lights flashing and siren blaring. He floored it to 100 mph, then 110, then 120.

Suddenly he thought, "What am I doing? I'm too old for this," and pulled over to await the trooper's arrival.

Pulling in behind him, the trooper walked up to the Corvette, looked at his watch and said, "Sir, my shift ends in 30 minutes. Today is Friday. If you can give me a reason for speeding that I've never heard before, I'll let you go."

The old

gentleman paused. Then said, "Years ago, my wife ran off with a Florida State Trooper. I thought you were bringing her back."

"Have a good day, sir," replied the trooper

[Khun ?]

Venture Capital would seldom be given, if at all by a loan company without assets of some type ( building or rights to the company by majority shares).

most any substantial crime/felony will show up at embassy with a key stroke. I would also think a workpermit

request in Thailand would also require a background check with your home country. I am not sure if England would have more severe penalty on flight from prosecution laws but would think so on defrauding creditors.

Actually it was given based on percentage of future earnings...with options available to them at a later date if enacted......but hey ! That was a UK company.

You have a bee in your bonnet about fraud .............where is the fraud with the OP? He got into a situation that countless masses have been in before.

Get over it.

That is a investment not a loan.

Grow some mangoes and sell them send a few bones once in a while to them with pictures of the plantation and Camary

Edited September 18, 2007 by Khun ?

[pointofview]

so you are saying that this guy who uses 80000 pounds of someone elses money should just forget about it , that those who he owes the money to should just forget about it and that life goes on.

does money grow on trees ?

somebody will have to cough up and please dont say that the banks can afford to cough up , because the banks never cough up , they just increase their charges to other customers , the ones who do pay up.

why should he walk from this. hes a lazy scrounger , claims mental illness , goes on the sick and expects to live here as his right.

i hope he is made to face up to his responsibilities and his debts.

he is a pathetic loser , like many others who wash up here.

Life must truely be a pain having to hold your views. Give the guy a break - i would rather Thailand be populated with those seeking forgivness and redemption than those with a hatefull, spitefull attitude towards their fellow men:(

Edited September 18, 2007 by pointofview

[jts-khorat]

Could very well become the new norm, claims for bad debt must be cleared to hold a passport.

Just a scan anymore in many countires! Sir deadbeat must have problem passport, go back home and fix it or not be able to leave at all from home country most likely.

It is already a fact for some countries for money owed the government, specially when it is someone that already was getting a tax payer handout.

What a Brave New World we are all living in...

[taxexile]

Give the guy a break

why ??

"mr.panic attack" and that other scamster "manchester" have between them walked away from 330,000 pounds of debt.

and are cheering themselves as if they have scored the winning goal at wembley or found a cure for cancer.

what would happen if everybody behaved like that.

if they can get away with it , then we all can , where would that leave the financial systems.

what sort of a way is that to lead ones life , its stealing , plain and simple. its walking away from responsibility.

and its pathetic and its wrong.

forgiveness and redemption ?? what are you talking about ? , are you mad?

[jts-khorat]

what would happen if everybody behaved like that.

A social welfare state without personal responsibility.

Oops, sounds exactly like what we have already.

[englishoak]

I think half the bashers on here are probably a little bit jealous. I don,t blame them. But don,t blame me for taking advantage either.

And that is the problem with modern society. No interest in taking responsibility for thier actions, with the financial/government institutions encouraging it ten fold.

No one MADE you take the money or run away without even attempting to talk with your creditors, you made a calculated decision to run away so don't be surprised that others don't condone it.Be a man and at least return to the UK and declare bankrupt, At the moment it's still theft any way you cut it.

You'll probably get away with it this time but if you don't care about taking advantage and running away don't be surprised if what goes around comes around.

[pointofview]

Give the guy a break

why ??

"mr.panic attack" and that other scamster "manchester" have between them walked away from 330,000 pounds of debt.

and are cheering themselves as if they have scored the winning goal at wembley or found a cure for cancer.

what would happen if everybody behaved like that.

if they can get away with it , then we all can , where would that leave the financial systems.

what sort of a way is that to lead ones life , its stealing , plain and simple. its walking away from responsibility.

and its pathetic and its wrong.

forgiveness and redemption ?? what are you talking about ? , are you mad?

No diagnosis as yet Unless despising self rightsious, arrogant , twerps, classifys me as mad. You live in one of the most corrupt places on earth so if you feel so badly - well i suppose i must pity you

Corruption usually = fraud = theft. I know its not right, but 'let him without sin' _ _ _

Ive come over all religious again - you seem to bring out the good in me

[JimmyCA]

Thanks for the replies so far:

My debts areall unsecured loans and credit cards.

I'm basically living off my wife while i think what to do next. She has some savings that we put in her name and a good job.

Do you think it would be better to try to make token repayments or keep my head down and hope the problem goes away?

Many people I meet in T have same situation as you and realmadrid. You should find out how long they have to go to go to court to collect the debt. In the US it is 7 years. If the bank takes no action for 7 years the debt is cleared away. I would not pay anything as this starts the 7 year clock again. Investigate further before you do anything.

Living off the wife , never heard that one before.

[AlbertTatlockDeceased]

would they be mail in and the money sent/drawn to where the house and vehicle purchase was taking place.

Doing more than 10K in money wires transfers in a few weeks time will show up. Thinking you can send small

amounts several times does not miss the movements being traced, the senders name still comes up with total amount

being tracked. Guys we are in the age of everything being seen by computer. You all must think these loan companies are in the dark ages or something. Easy getting credit, no doubt hiding how much you obtain, don't think so.

I think you are in the dark ages regarding how much IT systems are linked.

You really ought to know what you are talking about is being so wriong makes you look a bit daft! In fact this has been in the news just this week in the UK - I beleive that that lenders are forbidden by law to tell each other how much you borrowed.

When they consult your credit report they do not know the total you have borrowed

As for transferring over 10K - that was always a USA thing that may have come to the UK post 9/11 - does anyone know.

The UK Chancellor speaking just last week on easy credit

""They need to ask themselves, 'can I repay this?', and lenders need to ask themselves 'if it goes wrong can I get it back?'," he said.

"Institutions themselves need to open their eyes and be more honest. When someone comes up with a fantastic way of making money, they need to ask, how is this money being made and what are the risks?"

His remarks are designed to allay fears that the country is on the brink of an economic downturn, but are likely to be taken as a watershed, signalling an end to the credit boom which has characterised most of Labour's last decade in office.

And he said both banks and consumers needed to look at changing their attitude towards loans. "Institutions have in some cases been prepared to lend to people without checking if they were ever going to repay it," he said"

The 10K thing is real, transfer 10K or more from HSBC in the UK and you will find your Thai account locked, until you tell them that it is to buy a car or house or land etc. it appears to be just a formality, they don't ask for any proof.

I got a call from Bangkok (I am in Chiang Mai), they cleared it over the phone. 2nd time we had to go to my local branch and simply state the reason for the transfer.

[GottMogen]

Troll here,

Anyway. I am involved in private loan business and anyone who ever tries to skip town has always been found to repay their debts. It may take longer to receive the amount owed than anticipated but the genuine effort to repay is always considered the right thing to do. This is what is wrong with the world we live today. People & organizations borrow money with little to no intentions of repaying the debt and then when things get tough and they can no longer pay the minimum payments they split town or declare bk. I personally don't care if you declare BK I will get my money eventually. Been doing this a long time and have had all loans repayed.

If I were you I would call my creditors and negotiate down. If your creditors are like me than I don't care and won't take less than what is owed including interest. So I feel no sympathy for you but all I can say is pick up eventually and work it out with your creditors.

[Prakanong]

would they be mail in and the money sent/drawn to where the house and vehicle purchase was taking place.

Doing more than 10K in money wires transfers in a few weeks time will show up. Thinking you can send small

amounts several times does not miss the movements being traced, the senders name still comes up with total amount

being tracked. Guys we are in the age of everything being seen by computer. You all must think these loan companies are in the dark ages or something. Easy getting credit, no doubt hiding how much you obtain, don't think so.

I think you are in the dark ages regarding how much IT systems are linked.

You really ought to know what you are talking about is being so wriong makes you look a bit daft! In fact this has been in the news just this week in the UK - I beleive that that lenders are forbidden by law to tell each other how much you borrowed.

When they consult your credit report they do not know the total you have borrowed

As for transferring over 10K - that was always a USA thing that may have come to the UK post 9/11 - does anyone know.

The UK Chancellor speaking just last week on easy credit

""They need to ask themselves, 'can I repay this?', and lenders need to ask themselves 'if it goes wrong can I get it back?'," he said.

"Institutions themselves need to open their eyes and be more honest. When someone comes up with a fantastic way of making money, they need to ask, how is this money being made and what are the risks?"

His remarks are designed to allay fears that the country is on the brink of an economic downturn, but are likely to be taken as a watershed, signalling an end to the credit boom which has characterised most of Labour's last decade in office.

And he said both banks and consumers needed to look at changing their attitude towards loans. "Institutions have in some cases been prepared to lend to people without checking if they were ever going to repay it," he said"

The 10K thing is real, transfer 10K or more from HSBC in the UK and you will find your Thai account locked, until you tell them that it is to buy a car or house or land etc. it appears to be just a formality, they don't ask for any proof.

I got a call from Bangkok (I am in Chiang Mai), they cleared it over the phone. 2nd time we had to go to my local branch and simply state the reason for the transfer.

Thanks for the update on UK accounts.

They certainly do not do anything transferring money from Luxembourg

I know a guy in Thailand who had quite a sum transferred to another S E Asian country from his lawyer for a property he sold. As it was commercial he owed Capital Gains - never paid it as far as I am aware and goes in and out of the UK about twice a year?????

If the UK tax man is lax about collecting his money I can not imagine the banks and CC's being too hard on a little debt (well little debt to some but I hate owing on my CC and usually use my company one as it comes out of wage monthly so forces to pay it off).

[technocracy]

I think half the bashers on here are probably a little bit jealous. I don,t blame them. But don,t blame me for taking advantage either.

Be a man and at least return to the UK and declare bankrupt

You see there inlies the crux of the problem. Unfortunately the UK has bred people who no longer take accountability for their actions - it's the normal 'not my problem'. The scum and underclasses that are currently breeding are going to magnify these problems ten fold - respect and responsibility don't enter the English language anymore - the main reason I left.

These types of people never want to stand up and say 'I'll sort it out' and work there way out of there problems, they just run away and hide and never face up to them, being a man about it and resolving it just won't happen.

As for the jealous crap . . no I am not - I have a totally clean conscience, credit rating and have absolutely no debt - I live on my money earned rather than needing to steal it from other people. The jealous card is just played by people who want to try and justify their actions to themselves and other people.

Just playing it the other way are you jealous that I have earned sufficient money to buy myself a car, a house, land and support my family without needing to stoop to stealing? I also could return to the UK anytime I like without being concerned about the taxman or loan companies chasing me.

Edited September 19, 2007 by technocracy

[cmsally]

I think half the bashers on here are probably a little bit jealous. I don,t blame them. But don,t blame me for taking advantage either.

Be a man and at least return to the UK and declare bankrupt

You see there inlies the crux of the problem. Unfortunately the UK has bred people who no longer take accountability for their actions - it's the normal 'not my problem'. The scum and underclasses that are currently breeding are going to magnify these problems ten fold - respect and responsibility don't enter the English language anymore - the main reason I left.

These types of people never want to stand up and say 'I'll sort it out' and work there way out of there problems, they just run away and hide and never face up to them, being a man about it and resolving it just won't happen.

As for the jealous crap . . no I am not - I have a totally clean conscience, credit rating and have absolutely no debt - I live on my money earned rather than needing to steal it from other people. The jealous card is just played by people who want to try and justify their actions to themselves and other people.

Just playing it the other way are you jealous that I have earned sufficient money to buy myself a car, a house, land and support my family without needing to stoop to stealing? I also could return to the UK anytime I like without being concerned about the taxman or loan companies chasing me.

I am with Technocracy on this one, so don't have to repeat it. I was just wondering how these people would bring up their their children; hardly shining examples for their offspring. But then again with these kind of views one would hope they don't have any.

[youbet]

Also how long have you got left on your passport? The passport remains the property of the govt. and they can cancel it any time they wish or simply decline to issue you a new one. I've personally met 2 people who have tried this and both cases ended badly. Still third time lucky, you never know. Keep us posted how you get on.

I hear this is hapening more and more, and even the US, UK, Aussie gov have put child support in to boot. So they have you on all fronts.

[Prakanong]

Also how long have you got left on your passport? The passport remains the property of the govt. and they can cancel it any time they wish or simply decline to issue you a new one. I've personally met 2 people who have tried this and both cases ended badly. Still third time lucky, you never know. Keep us posted how you get on.

I hear this is hapening more and more, and even the US, UK, Aussie gov have put child support in to boot. So they have you on all fronts.

Yes I agree about Child support and maybe they should put any tax owed too but i just can not see the UK govt anytime soon chasing civil debts for bankl loans and CC's.

They do not even know if you are in the country or not do they in the UK - do they rely on passenger manifests to see where the bad guy's have gone on that first flight?

This can be seen where so many people wanted for pretty serious offences like murder can get out the country then are arrested later in places like Thailand after they have been tracked.

I have a pal who I havea drink with who works at the High Commission (Embassy) - i would ask him some of these questions but he might find it strange ;-))

My other pal who is a Deputy UK Ambassador has only said to me what I said above, "We do share information with friendly countries" but chose not to elaborate further.

[stiggy]

Uk Law you will not go to prison unless they can prove fraud was committed to obtain money.They will not chase you in Thailand (unless its bank of dodgy loanshark you owe money to) .

However it will not go away ,If you are worried about it as you obviously are, get it sorted submit a means form to the chasing courts and pay of little at a time.

I had debts that my wife paid of over time by skimming money That I didnt even notice something like 40quid a month over years. One day she said the debts you have been worrying about are now paid off...I didnt know if I should hug her or leave her.

However from experience never try to knock the Inland revenue or VAT department these b###ards will ALWAYS win. Im now clear with them to but it made me cough...

For the dude that walked away owing 250k and boasting on a forum ........your a real bright spark and obviously very proud of your Petty crime.