BINGO, we have a winner ... Unless you're in a state of constant bad health, healthcare insurance is a waste of money. Like renting vs owning your home. You have nothing in hand after all those decades of payments. Insurance is like gambling, you're paying someone, hoping something bad will happen, and they got you thinking scared, that it will happen. That's way too funny. To obvious to an intelligent person, you're losing the bet. Just like the casino, the odds are stacked way in favor of the insurance company, or neither would exist. Both are billion $$$ profit making businesses every year.
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