Uk Settlement Visa For My Wife

[mrd2000]

Hey!

I have been married to my wife for the past 3 months and we have known each other for the past 18 months. She lives in Thailand and I live in the UK. We are wanting to apply for a settlement visa but I am a bit concerned

My reason for this is that I am in Debt. I have an income of around £1300 p/m and my outgoings (Rent, loans etc) comes to £800 p/m that leaves me with around £450 left each month. My main question would be is it best for me to just submit my savings account statement, showing around 3k of savings and also the usual paperwork ie. mobile bills, letter from my parents etc, or submit my c/a statement showing my loans that total around £400 p/m?

I am just sfraid that the embassy will refuse this straight away as I am in debt, even though I am able to save around £450 p/m?

Also, my wife is wanting to work when she is here. Is it encouraging to put this in the application as it proves that we dont want to sponge off the government?

One last thing...if anyone has any success stories of getting a visa when being in debt and also living with their parents, it would ge great to hear from you as most forums are doom and gloom!

[the scouser]

I'm aware of a couple of members of this forum whose spouses have obtained visas in such circumstances.

After you've paid your rent and obligations such as bank loans, you need approximately £400.00 per month left over to support yourself and your wife, so in the circumstances you've described, you should meet the requirement. I wouldn't leave it for the visa officer to work out for himself, though. Instead, I'd address the issue in a covering letter.

Once in the UK, your wife will be able to work, but there's not much point mentioning a desire to work unless she actually has a job lined up. Should she be offered a job prior to her arrival, then evidence of this should be presented with her application and her anticipated income can be factored in to the household budget.

Scouse.

[scotty123456789]

Hey!

I have been married to my wife for the past 3 months and we have known each other for the past 18 months. She lives in Thailand and I live in the UK. We are wanting to apply for a settlement visa but I am a bit concerned

My reason for this is that I am in Debt. I have an income of around £1300 p/m and my outgoings (Rent, loans etc) comes to £800 p/m that leaves me with around £450 left each month. My main question would be is it best for me to just submit my savings account statement, showing around 3k of savings and also the usual paperwork ie. mobile bills, letter from my parents etc, or submit my c/a statement showing my loans that total around £400 p/m?

I am just sfraid that the embassy will refuse this straight away as I am in debt, even though I am able to save around £450 p/m?

Also, my wife is wanting to work when she is here. Is it encouraging to put this in the application as it proves that we dont want to sponge off the government?

One last thing...if anyone has any success stories of getting a visa when being in debt and also living with their parents, it would ge great to hear from you as most forums are doom and gloom!

Alright mrd2000,

Bit like my story that, ey scouse?

Have a look at some of my threads over the last months, its given alot of people nightmares

Back to the post mate, I had known my Mrs a year before we married, we married last december and was succesfully granted a settlement visa after only being married two weeks, with the help of the person above.

Like you, I was in debt, and worried, I meen worried

My wage was more or less same as yours, and I had overdrafts, loans, credit card etc.

My opinion would be not to submit your loan, credit card statements etc but to just briefly explain your out goings in your covering letter, dont lye, as you will have to submit your last six months bank statements, and they would see your outgoings any how.

If your paying £40 a week rent at your parents, let your parents state that your paying £15 or even rent free, in there welcome letter for your lass.

Let them state that your wife is welcome to live there as long as she likes rent free.

The things we submitted in my wifes settlement visa were as follows.

Six months bank statements ( showing me £1100 overdrawn )

Photos of me, the enemy, and the family together in Thailand

My contract of employment from work

One year of mobile phone bills

International calling cards

Evidence of me supporting my wife

Four months payslips

Envelopes my wife had saved from where I sent her gifts/letters etc

Copy of my passport, showing entry stamps to Thailand

Hotel reciepts/flight itinerys

A welcome letter from my mother

And all the relevents documents my wife needed to submit

All presented nice and tidy in order, and presented with a great covering letter from one of the greats on this forum

Hope I have been of some help, and by the way, do submit your saving account statements pal

Just for the record, my wife submitted her sv application on the 7th of jan, the visa was granted on the 9th.

Scotty..............

[mrd2000]

hey scotty,

thanks for the info.

The only problem is, my parents dont know I am in debt. What I am afraid of is when I submit my bank statements, they would contact my parents and question my financial affairs? Are they able to do this?

From the info you gave me about documents, I have all of these but what info does my wife need? She will be able to provide work address, bank statements etc.

Thanks Scotty

[the scouser]

The embassy isn't allowed to discuss any aspect of the case with a third party, so they won't reveal your financial affairs to your parents.

Your wife does need to show evidence of her current employment in Thailand, but should provide any evidence of contact with you, and your marriage certificate.

Scouse.