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Business & Housing Loans For Foreigners?

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This months IBAP meeting will be held this Friday 14th Aug, 6.30pm at Phuket Brewery. Representatives from Kasikorn & Siam Commercial Bank will be on hand to discuss the possibilities of foreigners obtaining business & home loans. For further information check the website http://ibap-phuket.org

I'm really keen on attending this one.

I have some friends on the island that were declined a loan from a local bank because their criteria for lending was based off the wife's income earned in Thailand (fitness instructor) The husband is a offshore commercial diver who brings home a pretty good chunk of change, but his income was not taken into account when processing the loan application.

I want to know if this policy still stands or if it's a matter of what bank you go to and how they are feeling that day.

:) but related

Went to a bank in Central to get a joint account with the wife and they refused because she didn't have a WP... went to the same bank but a different branch and they said sure no problem.

Banking, as we all know here, is consistently inconsistent. :D

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