Had a spill from my bike less than a week before due to fly home with AA. Read the policy I bought with the ticket to see if I was entitled to costs of rescheduling a week later, which were ฿4500 as the original ticket was a promo offer. It had to be an accident (yes), requiring hospital treatment (yes, 26 stitches), and it had to happen in MALAYSIA (doh!)

Cheap travel insurance, and if you print it on toilet paper it would be good for one thing only.

Will look much closer at Thai Visa Insurance.

Not worth buying - accidentally bought it by clicking too much last trip. Oh well life goes on.

it's the fine prints most insurance companies use to trick the uncanny. period.