School Loans

[nellyp]

Can anybody advise me on school loans.

My wife, who now lives in Blighty with me has a considerable education loan (up to univerity standard). we are planning to return to Thailand at some pint and are a bit worried about her loan and how it will affect us and her family .

Has anybody got any info on this or know of anywhere I can get info about it

[vinny]

In general, if she has completed her education, then she should really pay back her loans. If she does not, then her guarantor (parents?) will have to pay them.

If she pays back in full, out of Thailand loans will be calculated at the current exchange rates.

She should read the conditions of her loan. It may be that her loan repayment conditions are extremely generous, implying an extensive loan subsidy. Example: Repayments are spread over 15 years following a two-year grace period, with the repayment percentage fixed at very low rates initially and rising progressively over time; repayments are in nominal terms and the rate of interest charged is only 1 per cent.

Have a read: Student loans in Thailand (English Language)

Edited December 18, 2005 by vinny

[Dragonman]

Can anybody advise me on school loans.

  My wife, who now lives in Blighty with me has a considerable education loan (up to univerity standard). we are planning to return to Thailand at some pint and are a bit worried about her loan and how it will affect us and her family .

Has anybody got any info on this or know of anywhere I can get info about it

<{POST_SNAPBACK}>

Try www.studentloan.ktb.co.th.

Thai language.

[dr_Pat_Pong]

Can anybody advise me on school loans.

  My wife, who now lives in Blighty with me has a considerable education loan (up to univerity standard). we are planning to return to Thailand at some pint and are a bit worried about her loan and how it will affect us and her family .

Has anybody got any info on this or know of anywhere I can get info about it

<{POST_SNAPBACK}>

The Civil Service Commission will sell up the guarantors if they can't pay. The debt will not be forgotten.

[nellyp]

In general, if she has completed her education, then she should really pay back her loans. If she does not, then her guarantor (parents?) will have to pay them.

If she pays back in full, out of Thailand loans will be calculated at the current exchange rates.

She should read the conditions of her loan. It may be that her loan repayment conditions are extremely generous, implying an extensive loan subsidy. Example: Repayments are spread over 15 years following a two-year grace period, with the repayment percentage fixed at very low rates initially and rising progressively over time; repayments are in nominal terms and the rate of interest charged is only 1 per cent.

Have a read: Student loans in Thailand (English Language)

<{POST_SNAPBACK}>

Thanks a lot the site was quite helpful. We have decided to start paying the loan as we don't want to burden her parentsi.e have their land confiscated. Any ideas about how to get the figures we need? do you think we should get in touch with the Thai embassy in Britain

[dr_Pat_Pong]

In general, if she has completed her education, then she should really pay back her loans. If she does not, then her guarantor (parents?) will have to pay them.

If she pays back in full, out of Thailand loans will be calculated at the current exchange rates.

She should read the conditions of her loan. It may be that her loan repayment conditions are extremely generous, implying an extensive loan subsidy. Example: Repayments are spread over 15 years following a two-year grace period, with the repayment percentage fixed at very low rates initially and rising progressively over time; repayments are in nominal terms and the rate of interest charged is only 1 per cent.

Have a read: Student loans in Thailand (English Language)

<{POST_SNAPBACK}>

Thanks a lot the site was quite helpful. We have decided to start paying the loan as we don't want to burden her parentsi.e have their land confiscated. Any ideas about how to get the figures we need? do you think we should get in touch with the Thai embassy in Britain

<{POST_SNAPBACK}>

Contact the Education Counsellor at the Embassy.

[vinny]

Contact details for the Education Counsellor at the Embassy can be found at: OEA London and Officers

From Office of Educational Affairs, Royal Thai Embassy, London

Your wife should contact her loan provider directly to get the figures.

Edited December 24, 2005 by vinny

[astral]

Loans need to be repaid in Thailand, just as anywhere else.

[dr_Pat_Pong]

For awhile the OP overlooked the problem or had a conscience failure ( abetted by the beneficiary of the Thai Government's largesse )

[orchidexpert]

I was a scholarship student.

I know that very well.

If u got 3MilB from Gov. After educated from university and u wanna leave U must to pay 9 MilB. back to gov.

But If u attend to work for Gov. As u spent time for education 5 years U must to work for Gov. 10 years.(Normally all who got scholarship must to work for)

If u r not educated but u spend their money. You pay triple and became the looser in the organization

[dr_Pat_Pong]

Was English the language you studied ?