racyrick Posted July 11, 2013 Share Posted July 11, 2013 I am considering buying a health insurance policy with LMG Pacific. Has anybody had any experience with this compay as to the payment of claims and coverages? Thank you in advance. Link to comment Share on other sites More sharing options...
Sheryl Posted July 11, 2013 Share Posted July 11, 2013 Moving this to the Insurance forum Link to comment Share on other sites More sharing options...
offset Posted July 11, 2013 Share Posted July 11, 2013 Just made my first claim with them Baby swallowed a battery 2 nights in hospital camera down his throat total cost 55000 baht I had to pay a deposit to the hospital (because it was late at night) to get things moving. In the morning Just gave his LMG card to hospital when we left the hospital gave our deposit back and we have not heard any more Not a recommendation just my first experience with then after being insured with them for 3 years Link to comment Share on other sites More sharing options...
waterford Posted July 17, 2013 Share Posted July 17, 2013 I have had LMG coverage for 5 years. Three hospitalizations in that time frame - possible Dengue, Appendix surgery and Gallbladder surgery. All were covered minus my deductible. Never a problem. Dealing with age related increase in rates is the only bummer. 1 Link to comment Share on other sites More sharing options...
anto Posted September 6, 2013 Share Posted September 6, 2013 Had 2 nights in Hospital .All was Paid by them ,no problem.They sorted things promtly with a phone call to Bangkok .The Hospital would not let me out till payment was confirmed . Link to comment Share on other sites More sharing options...
Peterinthailand Posted September 8, 2013 Share Posted September 8, 2013 I've only negative feedback for them I'm afraid. I'm currently being treated for cancer and LMG repeatedly try to change the treatment recommended by my doctor for cheaper options. They are also currently holding up my chemotherapy as they would prefer a cheaper option. Once you have had a claim in your policy your premium increases massively the following year. One colleague who had a knee operation for 250k thb found his premium increased from 30k to 60k the following year. All in all not recommended. Link to comment Share on other sites More sharing options...
Peterinthailand Posted September 8, 2013 Share Posted September 8, 2013 Actually today the GM of LMG called me and explained the situation, apparently the hospital has been giving them the run around and they had reached a wall. After a discussion we found we're facing the same situation and will work together to get passed it. Top marks to them for working the weekend and poor scores for samitiveh hospital for not bothering to keep the guys paying the bills up to date. So I'm back to recommending them as up to now I've had no issues at all. 1 Link to comment Share on other sites More sharing options...
stevenl Posted September 9, 2013 Share Posted September 9, 2013 Thanks for the update Peter and good luck with the treatment. Link to comment Share on other sites More sharing options...
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