Thai at Heart Posted October 27, 2013 Share Posted October 27, 2013 (edited) Thai at heart........you write...."When it comes to education, the issue is also, is it any good..." And if you go a step further .......The REAL question is "how well did you raise your kids to be motivated" Because you can send your kids to the BEST schools in the world and If they don't want to learn .......they won't....And conversely if your kids are raised right and am motivated to learn they become like sponges wanting to explore anythng and everything That being said ....If you cannot afford to send your children to one of these "International Schools" (which amazingly is ridiculously expensive) then you should supplement said education in the home (which you should do anyway....why leave the education of our most precious resource in the hands of strangers!) Don't worry about my kids. Problem for be was that my only option was an international school education. Kids are back home, in the local school and we will look for boarding school for a levels.Already, the difference in attitude to education is obvious. Kids are completely bilingual and are adjusting well. Children are understanding quickly that understanding "why?", is more important than understanding a list of facts. If I had left them there, I would have been doing them a disservice. It was the right time to move, yardsticks irrespective of cost. But I have to say, coming back to the UK, the high Street here is so ridiculously competitive here, I would say that if you shop smart, it can be done for not as much more as as I feared. Throw in a more stimulating variety of things to do for kids here for free, and I'm happy. Off to watch a mini rugby tournament with my son this morning. Hiking yesterday. I note, everyone on this survey so far talks about not having a car because they avail themselves of taxis and trains in Bangkok. I wasn't in Bangkok, so I and the wife had cars. Petrol is cheaper, but up front card are very expensive in Thailand. Just bought a 320d BMW second hand for 700k baht. as I said, it's horses for courses, and it became necessary for quality and a change of style for my family. Edited October 27, 2013 by Thai at Heart 2 Link to comment Share on other sites More sharing options...
FiftyTwo Posted October 27, 2013 Share Posted October 27, 2013 (edited) Throw in a more stimulating variety of things to do for kids here for free, and I'm happy. Off to watch a mini rugby tournament with my son this morning. Hiking yesterday. Just bought a 320d BMW second hand for 700k baht. as I said, it's horses for courses, and it became necessary for quality and a change of style for my family. Went hiking Friday, went hiking this morning. Just bought a new Honda Click 125i for 54k baht, insurance 300bht, tax 100bht (what was yours?). Took my 2 year old son out on it, through the countryside, no helmets, try that in the UK! Edited October 27, 2013 by FiftyTwo Link to comment Share on other sites More sharing options...
beachproperty Posted October 27, 2013 Author Share Posted October 27, 2013 (edited) Overall, I think the potential cost savings for housing here is something that tends to outweight almost everything else in economic terms. Here, I can live in the capital city/the biggest city in the country with a reasonable climate and a lot of amenities, including shopping and medical care, etc, and still live in a very nice and safe neighborhood in a very pleasant and comfortable home for about $500 a month rent cost. Were I to move back to the U.S., to live in a big/urban city with comparable amenities, I'd have two choices: pay A LOT for a nice home in a nice area, or likely pay perhaps the same as Bangkok for a much less nice home in a REALLY less nice and probably less safe area. Neither are very appealing options. Of course, there are lots of more affordable housing markets outside of big cities/urban areas, where you probably can find nice homes/condos/apartments for comparable or reasonable prices, but in those areas, you're likely to be distant from things like modern, better quality hospitals, diverse society and culture, international choices for dining, etc etc. And not a place with snowbound climate or neighbors who enjoy BBQ'd squirrels for dinner. I'm kind of searching in the background for whether there might be some place in the U.S. that has the housing affordability of Bangkok combined with both a decent climate, safe environment and decent social and cultural options. Just not sure I know what those options might be. But it would be something I wouldn't might keeping in my back pocket, just in case things here take a bigger turn for the worse than they already have in recent years. Where ever you live in the world .....Housing costs are going to be a major expense. Believe it or not ....there is reasonable housing in Calif...(in the central valley) that meets many of your requirements....Also I believe Arizona and New Mexico (although I can't personally attest). BUT....the problem then becomes the other expenses such as transportation (generally a car is a MUST but not necessarily so) so transportation expenses increase....and there are other things more expensive... I think you can do it ...never said it was impossible......it is possible to have costs in America equal to the Cost of what it is in Thailand... But as you said ....Major city America vs Bangkok .....Thailand cheaper Suburb America vs Suburb or out in the country in Thailand........Thailand Cheaper Bangkok living vs Living in the suburbs of America .....you can find "same same" costs Edited October 27, 2013 by beachproperty Link to comment Share on other sites More sharing options...
FiftyTwo Posted October 27, 2013 Share Posted October 27, 2013 (edited) Where ever you live in the world .....Housing costs are going to be a major expense. Believe it or not ....there is reasonable housing in Calif...(in the central valley) that meets many of your requirements....Also I believe Arizona and New Mexico (although I can't personally attest). BUT....the problem then becomes the other expenses such as transportation (generally a car is a MUST but not necessarily so) so transportation expenses increase....and there are other things more expensive... I think you can do it ...never said it was impossible......it is possible to have costs in America equal to the Cost of what it is in Thailand... But as you said ....Major city America vs Bangkok .....Thailand cheaper Suburb America vs Suburb or out in the country in Thailand........Thailand Cheaper Bangkok living vs Living in the suburbs of America .....you can find "same same" Yes, but my cheap house in CM doesn't have gang bangers living on one side, and a crack house across the road. Edited October 27, 2013 by FiftyTwo 1 Link to comment Share on other sites More sharing options...
zydeco Posted October 27, 2013 Share Posted October 27, 2013 Overall, I think the potential cost savings for housing here is something that tends to outweight almost everything else in economic terms. Here, I can live in the capital city/the biggest city in the country with a reasonable climate and a lot of amenities, including shopping and medical care, etc, and still live in a very nice and safe neighborhood in a very pleasant and comfortable home for about $500 a month rent cost. Were I to move back to the U.S., to live in a big/urban city with comparable amenities, I'd have two choices: pay A LOT for a nice home in a nice area, or likely pay perhaps the same as Bangkok for a much less nice home in a REALLY less nice and probably less safe area. Neither are very appealing options. Of course, there are lots of more affordable housing markets outside of big cities/urban areas, where you probably can find nice homes/condos/apartments for comparable or reasonable prices, but in those areas, you're likely to be distant from things like modern, better quality hospitals, diverse society and culture, international choices for dining, etc etc. And not a place with snowbound climate or neighbors who enjoy BBQ'd squirrels for dinner. I'm kind of searching in the background for whether there might be some place in the U.S. that has the housing affordability of Bangkok combined with both a decent climate, safe environment and decent social and cultural options. Just not sure I know what those options might be. But it would be something I wouldn't might keeping in my back pocket, just in case things here take a bigger turn for the worse than they already have in recent years. Where ever you live in the world .....Housing costs are going to be a major expense. Believe it or not ....there is reasonable housing in Calif...(in the central valley) that meets many of your requirements....Also I believe Arizona and New Mexico (although I can't personally attest). BUT....the problem then becomes the other expenses such as transportation (generally a car is a MUST but not necessarily so) so transportation expenses increase....and there are other things more expensive... I think you can do it ...never said it was impossible......it is possible to have costs in America equal to the Cost of what it is in Thailand... But as you said ....Major city America vs Bangkok .....Thailand cheaper Suburb America vs Suburb or out in the country in Thailand........Thailand Cheaper Bangkok living vs Living in the suburbs of America .....you can find "same same" costs Costa Rica? 1 Link to comment Share on other sites More sharing options...
kannot Posted October 27, 2013 Share Posted October 27, 2013 I'm astounded at how any Westerner can even begin to consider their existence in this country to be "living" while spending less than ฿500,000 per month. I spend that in a week, the Wife double that..............bluddy women eh!! 1 Link to comment Share on other sites More sharing options...
beachproperty Posted October 27, 2013 Author Share Posted October 27, 2013 Where ever you live in the world .....Housing costs are going to be a major expense. Believe it or not ....there is reasonable housing in Calif...(in the central valley) that meets many of your requirements....Also I believe Arizona and New Mexico (although I can't personally attest). BUT....the problem then becomes the other expenses such as transportation (generally a car is a MUST but not necessarily so) so transportation expenses increase....and there are other things more expensive... I think you can do it ...never said it was impossible......it is possible to have costs in America equal to the Cost of what it is in Thailand... But as you said ....Major city America vs Bangkok .....Thailand cheaper Suburb America vs Suburb or out in the country in Thailand........Thailand Cheaper Bangkok living vs Living in the suburbs of America .....you can find "same same" Yes, but my cheap house in CM doesn't have gang bangers living on one side, and a crack house across the road. LOL....not ALL of America is like that.....BUT it does exist just don't live in Oakland or Detroit. 1 Link to comment Share on other sites More sharing options...
jonesthebaker Posted October 27, 2013 Share Posted October 27, 2013 One of the reasons I brought this topic up AGAIN......is when I left the states .....(and I owned a home) my expenses were as follows. Property tax...........................................................................450/month Electric...................................................................................200/month water......................................................................................100/month garbage......................................................................................75/month gardener.....................................................................................85/month medical ins,.................................................................................750/month cable tv........................................................................................100/month telephone......................................................................................75/month Food.........................................................................................500/month Transportation (gasoline, car insurance, and car payment)......800/month miscelaneous............................................................................300/month Federal Income Tax................................................................1500/month So an average life in America ....I believe I was middle class.....cost $4935/month..... The comparison is interesting. In Thailand, for me, monthly: Rent of 2 story six bedroom 3 bathroom house with large covered veranda: 10,000 baht Taxis to work: about 2000 baht Food: 4000 baht Cable TV/Phone/Internet: 3000 baht Water: 80 baht Electric: 1000 to 3000, depending on season Housekeeper: 7000 Medical: 0 Back in Texas: Mortgage: $1300, including insurance, property tax Natural gas: $70-200 depending on season Electricity: $90-190 depending on season Water: $60-200 depending on season Car Insurance: $190 Gasoline: $200 Insurance health: $250 Food: $500-600 Telephone, Cable TV, Internet: $350 This latter list was four years ago and doesn't include house repairs, costs of maintaining the lawn (fertilizers, mowers, trimmers, hedgers, etc) or storm damages). I really think my lifestyle was/is modest in both places, but I experience it a lot more inexpensively here than there. 4000 baht per month on food. approx 110 baht per day. please tell how and what your survive on for this? Link to comment Share on other sites More sharing options...
HardenedSoul Posted October 27, 2013 Share Posted October 27, 2013 I rent. 8k per month + 1k for bills. I give it 5 minutes before someone tells me at 8k per month in BKK I must live in a rat infested shit hole in the slums with no aircon. Water, electric, internet? 1,000 a month??!! Yeah, pull the other one. I note no one is factoring in kids. Maybe in my case the gets a lot closer when factoring in private school fees, and the cost of privately insuring 4 people. Seems there is a little generation gap in these calculations. Bloody sprogs. Making me get all sensible and move home. Yep the whole sprogs thing is worth mention. Unless you're happy to put your cherubs through the Thai education system, life gets far, far more expensive once you procreate and even then, the standard of teaching in many international schools isn't even on par with a middling comprehensive in Great Britain. 1 Link to comment Share on other sites More sharing options...
HardenedSoul Posted October 27, 2013 Share Posted October 27, 2013 (edited) Throw in a more stimulating variety of things to do for kids here for free, and I'm happy. Off to watch a mini rugby tournament with my son this morning. Hiking yesterday. Just bought a 320d BMW second hand for 700k baht. as I said, it's horses for courses, and it became necessary for quality and a change of style for my family. Just bought a new Honda Click 125i for 54k baht, insurance 300bht, tax 100bht (what was yours?). Took my 2 year old son out on it, through the countryside, no helmets, try that in the UK! You think that's smart, do you? Taking a two-year old out on a motorbike without a helmet??!! You may have gone a bit too native Edited October 27, 2013 by HardenedSoul 2 Link to comment Share on other sites More sharing options...
Thai at Heart Posted October 27, 2013 Share Posted October 27, 2013 Throw in a more stimulating variety of things to do for kids here for free, and I'm happy. Off to watch a mini rugby tournament with my son this morning. Hiking yesterday. Just bought a 320d BMW second hand for 700k baht. as I said, it's horses for courses, and it became necessary for quality and a change of style for my family. Went hiking Friday, went hiking this morning.Just bought a new Honda Click 125i for 54k baht, insurance 300bht, tax 100bht (what was yours?). Took my 2 year old son out on it, through the countryside, no helmets, try that in the UK! Huh? Odd. I had a ford focus. Your point is? There is stimulation but, he's a little young for free climbing...... Link to comment Share on other sites More sharing options...
FiftyTwo Posted October 27, 2013 Share Posted October 27, 2013 (edited) 4000 baht per month on food. approx 110 baht per day. please tell how and what your survive on for this? 1Kg of minced pork, can be cooked many ways, burger patty, graprow, nam prik ong, etc. essentially 10bht per 100gm serving. (10 meals at 10bht) Sticky rice, 5bht per portion from the corner shop, I can only manage 2/3 of a portion in one meal. Yoghurt, OK a little luxury at 14bht each (I like the coconut ones) Bread 62bht a loaf for 20 slices, 1/2 that if I bake it myself (2 slices per serving = 10 servings at 6bht each) Burger buns 29bht for 6 at Makro, 5bht each Pepsi, 440m bottle 12bht, from any corner shop Fruit Smoothie with 3 berries (strawberry, blueberry, raspberry) with real fruit inside and on top 25bht, from a local shop. Tea bag 150bht/100, milk 40bht/l So let me see, in one day breakfast toast and marmite, 7bht (a little marmite goes a long way) tea bag and milk 3bht Snack Yougurt 14bht Lunch Nam prik ong + sticky rice 15bht, tea bag + milk 3bht (OK I could have used this mornings tea bag again at no cost) Dinner Two burgers in buns 32bht, tea bag and milk 3bht So far in the day 77bht, leaving me 33bht for junk/fruit/crisps ....... hang on that's almost enough for a beer! Edited October 27, 2013 by FiftyTwo Link to comment Share on other sites More sharing options...
khunPer Posted October 27, 2013 Share Posted October 27, 2013 Living costs in Thailand are depending of your lifestyle – mainly Western or mainly Thai, dine out or home, fun nights in town and/or drinking with the pals in the pub (every night?), etc. – and that may be different from your previous home country lifestyle, so comparison may not be for same. My budget here is 928,000 bath/year, with equals around 77,500 b/m My Thai budget includes: 30,000 b/m GF’s allowance incl. food home & laundry and salary for a maid 13,000 b/m Electric, Internet and other basic expenses for my house 5,000 b/m Basic household needs, like cleaning stuff, drinking water, sodas etc. 10,000 b/m My allowance, incl. paying when going out, repair bills/small stuff etc. 3,000 b/m Gasoline for car 3,500 b/m Insurance for car, my health & PA insurance 10,000 b/m Average monthly school fee for one child in primary school 3,000 b/m Leisure, fun & saving I live at Samui since 2005. I own my house and car. We are my daughter, a maid, my Thai girlfriend and I. We mainly eat Thai food at home, but some time Western food, and dine out a couple of times a month. I life a modest lifestyle and do need to think about the money I spent; however I live better here, than I could do for the same money back home – I come from Denmark – where just property tax, electric, water and heating of my home today will equal to around 400,000 baht a year. But taking into consideration, that public health and school are free back home, we should be able to just manage for the same as the remaining 40k b/m (for comparison, food is more expensive in Denmark than in USA); but of course not also pay for a maid. I cannot complain, but could of course easily spend 100k plus a month. Some prices of daily needs here has doubled or gone remarkably up over the last ten years (meat, eggs, gasoline), but we just have to find a way to cut somewhere else and mingle it within the budget. I do not regret, I moved to Thailand. 1 Link to comment Share on other sites More sharing options...
Thai at Heart Posted October 27, 2013 Share Posted October 27, 2013 I rent. 8k per month + 1k for bills. I give it 5 minutes before someone tells me at 8k per month in BKK I must live in a rat infested shit hole in the slums with no aircon. Water, electric, internet? 1,000 a month??!! Yeah, pull the other one. I note no one is factoring in kids. Maybe in my case the gets a lot closer when factoring in private school fees, and the cost of privately insuring 4 people. Seems there is a little generation gap in these calculations. Bloody sprogs. Making me get all sensible and move home. Yep the whole sprogs thing is worth mention. Unless you're happy to put your cherubs through the Thai education system, life gets far, far more expensive once you procreate and even then, the standard of teaching in many international schools isn't even on par with a middling comprehensive in Great Britain. I have to agree. It's a big big problem. Link to comment Share on other sites More sharing options...
yingyo Posted October 27, 2013 Share Posted October 27, 2013 Just popped out for light lunch. 7k including the 2 girl massage in the Korean style parlour down the road. Was very nice and certainly a perk of life. 1 Link to comment Share on other sites More sharing options...
erkho Posted October 27, 2013 Share Posted October 27, 2013 I think this is ridiculous, hands down cheaper here in thailand than America and that's that. The ONLY reason why it is not cheaper for me personally are the grey imports I drive were literally 125% more than the same exact model in the states. Now that really hurt and I'm driving them till the wheels fall off.... Link to comment Share on other sites More sharing options...
slipperylobster Posted October 27, 2013 Share Posted October 27, 2013 Probably forgetting something but still this is far more then I would pay in Sweden (Europe) where health care and school is FREE. In Sweden the maid would cost u more than your monthly total in thailand. Agreed, but sex there with the maid is free...isn't it? Link to comment Share on other sites More sharing options...
zydeco Posted October 27, 2013 Share Posted October 27, 2013 (edited) One of the reasons I brought this topic up AGAIN......is when I left the states .....(and I owned a home) my expenses were as follows. Property tax...........................................................................450/month Electric...................................................................................200/month water......................................................................................100/month garbage......................................................................................75/month gardener.....................................................................................85/month medical ins,.................................................................................750/month cable tv........................................................................................100/month telephone......................................................................................75/month Food.........................................................................................500/month Transportation (gasoline, car insurance, and car payment)......800/month miscelaneous............................................................................300/month Federal Income Tax................................................................1500/month So an average life in America ....I believe I was middle class.....cost $4935/month..... The comparison is interesting. In Thailand, for me, monthly: Rent of 2 story six bedroom 3 bathroom house with large covered veranda: 10,000 baht Taxis to work: about 2000 baht Food: 4000 baht Cable TV/Phone/Internet: 3000 baht Water: 80 baht Electric: 1000 to 3000, depending on season Housekeeper: 7000 Medical: 0 Back in Texas: Mortgage: $1300, including insurance, property tax Natural gas: $70-200 depending on season Electricity: $90-190 depending on season Water: $60-200 depending on season Car Insurance: $190 Gasoline: $200 Insurance health: $250 Food: $500-600 Telephone, Cable TV, Internet: $350 This latter list was four years ago and doesn't include house repairs, costs of maintaining the lawn (fertilizers, mowers, trimmers, hedgers, etc) or storm damages). I really think my lifestyle was/is modest in both places, but I experience it a lot more inexpensively here than there. 4000 baht per month on food. approx 110 baht per day. please tell how and what your survive on for this? Easy. I mostly cook at home. I like to do so. And so does my wife. In fact, we usually have lots of leftovers. There is a market right outside the moobahn, so everything is relatively fresh. I do have a separate category for wine, but have cut down on that of late. One of my best investments since being here? A new set of iron skillets and pots from Truevalue over in K-Village. Edited October 27, 2013 by zydeco 1 Link to comment Share on other sites More sharing options...
sandhurstmolonski Posted October 27, 2013 Share Posted October 27, 2013 One of the reasons I brought this topic up AGAIN......is when I left the states .....(and I owned a home) my expenses were as follows. Property tax...........................................................................450/month Electric...................................................................................200/month water......................................................................................100/month garbage......................................................................................75/month gardener.....................................................................................85/month medical ins,.................................................................................750/month cable tv........................................................................................100/month telephone......................................................................................75/month Food.........................................................................................500/month Transportation (gasoline, car insurance, and car payment)......800/month miscelaneous............................................................................300/month Federal Income Tax................................................................1500/month So an average life in America ....I believe I was middle class.....cost $4935/month..... Sorry , Im a Little Off Topic ..But can someone from the Wonderful US of A , explain to me Property Tax ? Garbage ? Gardener ? Medical ins ? ..Cable TV ? and Telephone ? Because these seem incredibly high to me , But Im a Thai / Aussie so please forgive . I get the thai xxxes , and the ones I didn't mention . The Property Tax is Like what an Aussie may call Council Rates ? remembering Australia has some of the most expensive property in the World . Link to comment Share on other sites More sharing options...
zydeco Posted October 27, 2013 Share Posted October 27, 2013 One of the reasons I brought this topic up AGAIN......is when I left the states .....(and I owned a home) my expenses were as follows. Property tax...........................................................................450/month Electric...................................................................................200/month water......................................................................................100/month garbage......................................................................................75/month gardener.....................................................................................85/month medical ins,.................................................................................750/month cable tv........................................................................................100/month telephone......................................................................................75/month Food.........................................................................................500/month Transportation (gasoline, car insurance, and car payment)......800/month miscelaneous............................................................................300/month Federal Income Tax................................................................1500/month So an average life in America ....I believe I was middle class.....cost $4935/month..... Sorry , Im a Little Off Topic ..But can someone from the Wonderful US of A , explain to me Property Tax ? Garbage ? Gardener ? Medical ins ? ..Cable TV ? and Telephone ? Because these seem incredibly high to me , But Im a Thai / Aussie so please forgive . I get the thai xxxes , and the ones I didn't mention . The Property Tax is Like what an Aussie may call Council Rates ? remembering Australia has some of the most expensive property in the World . Some of those, like water and cable tv, actually seem cheap to me. But the rest, yes. Property taxes usually are assessed at a percentage per each $100 dollar value of your home (where I came from). The local county assessor decides how much your house is worth. What's missing from the above is another burgeoning category in the US: the necessity to buy a toll road pass to get anywhere. Link to comment Share on other sites More sharing options...
beachproperty Posted October 27, 2013 Author Share Posted October 27, 2013 One of the reasons I brought this topic up AGAIN......is when I left the states .....(and I owned a home) my expenses were as follows. Property tax...........................................................................450/month Electric...................................................................................200/month water......................................................................................100/month garbage......................................................................................75/month gardener.....................................................................................85/month medical ins,.................................................................................750/month cable tv........................................................................................100/month telephone......................................................................................75/month Food.........................................................................................500/month Transportation (gasoline, car insurance, and car payment)......800/month miscelaneous............................................................................300/month Federal Income Tax................................................................1500/month So an average life in America ....I believe I was middle class.....cost $4935/month..... Sorry , Im a Little Off Topic ..But can someone from the Wonderful US of A , explain to me Property Tax ? Garbage ? Gardener ? Medical ins ? ..Cable TV ? and Telephone ? Because these seem incredibly high to me , But Im a Thai / Aussie so please forgive . I get the thai xxxes , and the ones I didn't mention . The Property Tax is Like what an Aussie may call Council Rates ? remembering Australia has some of the most expensive property in the World . In California....the county assessor collects 1.1% of the value of the property. Usually it starts out when you buy the property say for $500,000 your tax would be $5,500 that you have to pay each year you own that property ....And every year it gets raised by a cost of living index percentage AND sometimes additional fees are voted on by the public...(sewer tax, school fee, etc) which adds even more that you have to pay to the government just for owning your home .... The other expenses I hope are self explainatory (Garbage....for the garbage collector, Sewer fee ....for your waste disposal, etc. Hope that explains 1 Link to comment Share on other sites More sharing options...
sandhurstmolonski Posted October 27, 2013 Share Posted October 27, 2013 One of the reasons I brought this topic up AGAIN......is when I left the states .....(and I owned a home) my expenses were as follows. Property tax...........................................................................450/month Electric...................................................................................200/month water......................................................................................100/month garbage......................................................................................75/month gardener.....................................................................................85/month medical ins,.................................................................................750/month cable tv........................................................................................100/month telephone......................................................................................75/month Food.........................................................................................500/month Transportation (gasoline, car insurance, and car payment)......800/month miscelaneous............................................................................300/month Federal Income Tax................................................................1500/month So an average life in America ....I believe I was middle class.....cost $4935/month..... Sorry , Im a Little Off Topic ..But can someone from the Wonderful US of A , explain to me Property Tax ? Garbage ? Gardener ? Medical ins ? ..Cable TV ? and Telephone ? Because these seem incredibly high to me , But Im a Thai / Aussie so please forgive . I get the thai xxxes , and the ones I didn't mention . The Property Tax is Like what an Aussie may call Council Rates ? remembering Australia has some of the most expensive property in the World . Some of those, like water and cable tv, actually seem cheap to me. But the rest, yes. Property taxes usually are assessed at a percentage per each $100 dollar value of your home (where I came from). The local county assessor decides how much your house is worth. What's missing from the above is another burgeoning category in the US: the necessity to buy a toll road pass to get anywhere. Ok ..Sounds like what Aussies would Call " Rates " ..But Correct , its a 3 rd tier Tax . My House in Australia $550,000 - $600,000 AUD value , would be around $2,000 Aud P/a . Cable seems XXXie , In Thai I dont use ..But Same in Aussie . Just interested in the Comparison , But our property does not allow the Same Options as in the US . I was shocked , when just out of Boston for example how cheap the property was . But I truly dont understand your Market . ( Im a Real estate agent , for what its Worth ) Link to comment Share on other sites More sharing options...
sandhurstmolonski Posted October 27, 2013 Share Posted October 27, 2013 One of the reasons I brought this topic up AGAIN......is when I left the states .....(and I owned a home) my expenses were as follows. Property tax...........................................................................450/month Electric...................................................................................200/month water......................................................................................100/month garbage......................................................................................75/month gardener.....................................................................................85/month medical ins,.................................................................................750/month cable tv........................................................................................100/month telephone......................................................................................75/month Food.........................................................................................500/month Transportation (gasoline, car insurance, and car payment)......800/month miscelaneous............................................................................300/month Federal Income Tax................................................................1500/month So an average life in America ....I believe I was middle class.....cost $4935/month..... Sorry , Im a Little Off Topic ..But can someone from the Wonderful US of A , explain to me Property Tax ? Garbage ? Gardener ? Medical ins ? ..Cable TV ? and Telephone ? Because these seem incredibly high to me , But Im a Thai / Aussie so please forgive . I get the thai xxxes , and the ones I didn't mention . The Property Tax is Like what an Aussie may call Council Rates ? remembering Australia has some of the most expensive property in the World . In California....the county assessor collects 1.1% of the value of the property. Usually it starts out when you buy the property say for $500,000 your tax would be $5,500 that you have to pay each year you own that property ....And every year it gets raised by a cost of living index percentage AND sometimes additional fees are voted on by the public...(sewer tax, school fee, etc) which adds even more that you have to pay to the government just for owning your home .... The other expenses I hope are self explainatory (Garbage....for the garbage collector, Sewer fee ....for your waste disposal, etc. Hope that explains Just to explain the Question ..In Aus , garbage ( Trash ) is included in that 2k , local Government Charge . Link to comment Share on other sites More sharing options...
Spoonman Posted October 27, 2013 Share Posted October 27, 2013 I find Thailand to be cheap to live, 10k USD covers my monthly outgoing's with ease. 2 Link to comment Share on other sites More sharing options...
beachproperty Posted October 27, 2013 Author Share Posted October 27, 2013 sandhurstmolonski" Just to explain the Question ..In Aus , garbage ( Trash ) is included in that 2k , local Government Charge" In America they are starting to charge for everything.....soon they will charge to " just cross the street." Link to comment Share on other sites More sharing options...
Dellie Posted October 27, 2013 Share Posted October 27, 2013 Electric (air)............2500ish baht Water.................................................................180 baht Internet...............................................................1000 baht TV....................................................................1700baht Transportation (fuel, insurance, tax etc for 2 cars).................6000baht Food (eating out).......................................................30000 baht Groceries (incl diapers, formula etc).....................10000baht Common area fee for moo baan (28000 yearly)........... 2000ish baht Facility fees (incl golf course and waterpark 50 000 yearly) 4000ish baht Maid......... ...............................................................8000baht Early years school for 1 kid (120 000yearly)..............10000ish baht Medical insurance (50 000+ yearly)......................................................4000ishbaht Probably forgetting something but still this is far more then I would pay in Sweden (Europe) where health care and school is FREE. you spend 30,000 a month to eat in isaan??? Last I checked Rayong was not in Isaan. Link to comment Share on other sites More sharing options...
Dellie Posted October 27, 2013 Share Posted October 27, 2013 Electric (air)............2500ish baht Water.................................................................180 baht Internet...............................................................1000 baht TV....................................................................1700baht Transportation (fuel, insurance, tax etc for 2 cars).................6000baht Food (eating out).......................................................30000 baht Groceries (incl diapers, formula etc).....................10000baht Common area fee for moo baan (28000 yearly)........... 2000ish baht Facility fees (incl golf course and waterpark 50 000 yearly) 4000ish baht Maid......... ...............................................................8000baht Early years school for 1 kid (120 000yearly)..............10000ish baht Medical insurance (50 000+ yearly)......................................................4000ishbaht Probably forgetting something but still this is far more then I would pay in Sweden (Europe) where health care and school is FREE. In Sweden the maid would cost u more than your monthly total in thailand. Not true. With the tax deductions of the alliance government of the last years you can now have house cleaning for about 350sek (1 hour) per time wich is about 1600baht. Link to comment Share on other sites More sharing options...
Dellie Posted October 27, 2013 Share Posted October 27, 2013 Electric (air)............2500ish baht Water.................................................................180 baht Internet...............................................................1000 baht TV....................................................................1700baht Transportation (fuel, insurance, tax etc for 2 cars).................6000baht Food (eating out).......................................................30000 baht Groceries (incl diapers, formula etc).....................10000baht Common area fee for moo baan (28000 yearly)........... 2000ish baht Facility fees (incl golf course and waterpark 50 000 yearly) 4000ish baht Maid......... ...............................................................8000baht Early years school for 1 kid (120 000yearly)..............10000ish baht Medical insurance (50 000+ yearly)......................................................4000ishbaht Probably forgetting something but still this is far more then I would pay in Sweden (Europe) where health care and school is FREE. In Sweden the maid would cost u more than your monthly total in thailand. Why anyone actually needs a maid is beyond me. Are you really that lazy that you can't sweep/clean or do your own dishes? Did you have one in Sweden, did you play golf in Sweden? Maybe you did...just asking. There is also no such thing as free health care and schooling - you always pay. From what I have seen the cradle to grave model in Sweden necessitates a personal income tax approaching 50% Not everyone is retired and live in a little bungalow. My house is 450sqm and the garden 800sqwah. No way am I taking care of that myself with 2 little kids, a rotational offshore job and running my own business. Link to comment Share on other sites More sharing options...
DGIE Posted October 27, 2013 Share Posted October 27, 2013 Dellie, on 27 Oct 2013 - 12:57, said: Electric (air)............2500ish baht Water.................................................................180 baht Internet...............................................................1000 baht TV....................................................................1700baht Transportation (fuel, insurance, tax etc for 2 cars).................6000baht Food (eating out).......................................................30000 baht Groceries (incl diapers, formula etc).....................10000baht Common area fee for moo baan (28000 yearly)........... 2000ish baht Facility fees (incl golf course and waterpark 50 000 yearly) 4000ish baht Maid......... ...............................................................8000baht Early years school for 1 kid (120 000yearly)..............10000ish baht Medical insurance (50 000+ yearly)......................................................4000ishbaht Probably forgetting something but still this is far more then I would pay in Sweden (Europe) where health care and school is FREE. you spend 30,000 a month to eat in isaan??? She/He spent 1,000 daily eating out so 30,000 a month. Maybe, breakfast-200 lunch----------------300 snack----------------200 dinner---------------300 Dellie for sure eat lots Link to comment Share on other sites More sharing options...
beachproperty Posted October 27, 2013 Author Share Posted October 27, 2013 Dellie"Not everyone is retired and live in a little bungalow. My house is 450sqm and the garden 800sqwah. No way am I taking care of that myself with 2 little kids, a rotational offshore job and running my own business." More power to you Dellie....sounds like a FANTASTIC place to live.....PARADISE Link to comment Share on other sites More sharing options...
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