Since I opened my Revolut account, I haven’t bothered getting a physical card. I’ve been using it daily for months with just the virtual and digital cards, both in stores and for all kinds of online purchases, and I have never had a payment fail when attempting to use a virtual card for payment. One reason I never ordered a physical card is because I am not presently staying at the address on my Revolut account. I’d also heard certain activities can trigger additional KYC checks, and requesting a card to be shipped somewhere that doesn’t match your registered residence is one of them. That doesn’t necessarily mean you’ve done anything wrong, but it can result in your account being temporarily restricted or frozen while Revolut reviews your account. If that happens, you may have to provide additional documentation, such as proof of identity, an explanation of certain transactions, and in some cases evidence of your source of funds or source of wealth before the restrictions are lifted. This is what Gemini had to say about it: Overseas Card Shipping: Requesting a physical debit card to an international address that contradicts your registered residence is a well-documented risk trigger. Compliance algorithms flag address mismatches between your legal tax jurisdiction and physical delivery destinations to prevent identity theft and illicit account proxy use. I’m assuming you haven’t had any KYC requests from Revolut after ordering those three cards, which is great. I’m also guessing you prefer using physical cards because you don’t use a digital wallet, or maybe it’s simply what you’re used to. For me, I haven’t seen much reason to carry another card that could get lost or stolen when my phone already does everything I need. I suppose I could have a card sent to the address registered on my Revolut account and then have someone forward it to me, but even then I’m not sure what I’d gain. If there’s a real advantage to having the physical card that I’m overlooking, I’d genuinely be interested to hear about it.
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