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Recommend 12 or 15 month fixed bank account

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Hello...

I am wondering if someone could recommend a 12 or 15 month fixed bank account offering higher percentage returns with lower risk. Bangkok Bank was offering a 3.25% bank account until October 16, any know of a current similar promotion they can recommend?

Thanks.

David

a 12month fixed would give you the tax witheld back in jan 2015,the 15month you would have to wait till jan.2016.

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