leggo Posted November 21, 2013 Share Posted November 21, 2013 If you are travelling in a mini bus or on a songthaew and they are involved in an accident and you require medical treatment who is responsable and who pays? Similarly if you are on public transport ie train ? Link to comment Share on other sites More sharing options...
sms747 Posted November 21, 2013 Share Posted November 21, 2013 do you imagine any carrier is insured for passengers? maybe the trains but I think that would be it. Link to comment Share on other sites More sharing options...
aveabeeror2 Posted November 21, 2013 Share Posted November 21, 2013 do you imagine any carrier is insured for passengers? maybe the trains but I think that would be it. The bus crash I was in,driver went to sleep, hospital bills were covered. Me, unhurt. Link to comment Share on other sites More sharing options...
khunPer Posted November 21, 2013 Share Posted November 21, 2013 You may need to cover yourself by a PA (Personal Accident insurance) or travel insurance, in Thailand you never know unless public transport company, don't depend on the carrier have one. Link to comment Share on other sites More sharing options...
sms747 Posted November 21, 2013 Share Posted November 21, 2013 do you imagine any carrier is insured for passengers? maybe the trains but I think that would be it. The bus crash I was in,driver went to sleep, hospital bills were covered. Me, unhurt. what was the bus company? Link to comment Share on other sites More sharing options...
mca Posted November 21, 2013 Share Posted November 21, 2013 Ive got all singing all dancing personal accident insurance. About 9k baht a year. Link to comment Share on other sites More sharing options...
loricifera Posted November 21, 2013 Share Posted November 21, 2013 Ive got all singing all dancing personal accident insurance. About 9k baht a year.Please elaborate. What does it cover, and through whom? Link to comment Share on other sites More sharing options...
mca Posted November 21, 2013 Share Posted November 21, 2013 It's with AXA. Their smartcare prime 2 plan 4. Had a couple of claims in the past with me being a clumsy bugger. Never a problem and I didn't pay a penny in private hospital. As much morphine as I could handle! 2 Link to comment Share on other sites More sharing options...
leggo Posted November 21, 2013 Author Share Posted November 21, 2013 It's with AXA. Their smartcare prime 2 plan 4. Had a couple of claims in the past with me being a clumsy bugger. Never a problem and I didn't pay a penny in private hospital. As much morphine as I could handle! Problem is I'm 68 and the cheapest private insurance is way too expensive . Link to comment Share on other sites More sharing options...
khunPer Posted November 21, 2013 Share Posted November 21, 2013 It's with AXA. Their smartcare prime 2 plan 4. Had a couple of claims in the past with me being a clumsy bugger. Never a problem and I didn't pay a penny in private hospital. As much morphine as I could handle! Problem is I'm 68 and the cheapest private insurance is way too expensive . Some companies offers a senior PA, Bangkok Bank for example have one up to 100 years of age (PA 1st Senior Plan), costs from about 2,000 to 5,000 baht/year depending of coverage. Kasikorn Bank may also have one. SCB changed in theirs, so they have separate PA for foreigner that is a bit more up-price, but also with higer benefits. However, most Thai PAs don't cover much for medical. Link to comment Share on other sites More sharing options...
mca Posted November 21, 2013 Share Posted November 21, 2013 It's with AXA. Their smartcare prime 2 plan 4. Had a couple of claims in the past with me being a clumsy bugger. Never a problem and I didn't pay a penny in private hospital. As much morphine as I could handle! Problem is I'm 68 and the cheapest private insurance is way too expensive . My wife has paid for the same policy for her mum since she was about your age so why not give them a shot. Link to comment Share on other sites More sharing options...
leggo Posted November 22, 2013 Author Share Posted November 22, 2013 Will get in touch but suspect it will be expensive as I am faring! Thanks for info anyway! Sent from my i-mobile IQ 2 using Thaivisa Connect Thailand mobile app Link to comment Share on other sites More sharing options...
mca Posted November 22, 2013 Share Posted November 22, 2013 Like i said i pay 9000 baht a year the same as my Thai family. Remember this isn't health insurance its personal accident insurance. The policy prices and coverage are on website. Axa are a huge international company. Nothing dodgy Link to comment Share on other sites More sharing options...
aveabeeror2 Posted November 22, 2013 Share Posted November 22, 2013 do you imagine any carrier is insured for passengers? maybe the trains but I think that would be it. The bus crash I was in,driver went to sleep, hospital bills were covered. Me, unhurt. what was the bus company? Krabi to Phuket, thats all I know. Link to comment Share on other sites More sharing options...
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