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Thai bank life insurance.

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Google Translate not being the best, and the GF's understanding of finance being what it is (slender), I am somewhat confused by this advert for life insurance.

GF reckons that after the term (5 years) is up, and you have not died, you can walk into the bank and withdraw 210% of what you originally paid. I suggest it is if you die, your heir will get 210%.

Can anyone clarify?

http://www.gsb.or.th/products/personal/insurance/permpoon-5_2.php

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