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Retirement Visa vs Retirement extension

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Before I arrived in Thailand, I was looking to apply for retirement visa from outside of Thailand. The process was bit of headache, mostly because I needed to open a bank in Thailand which meant traveling to Thailand and flying back to apply for the Retirement visa. After I found about the Retirement extension upon arrival, I decided to go this route. However, I am still confused as to what is the main difference between the two. It seems Extension is much easier route.

 

Thanks 

 

 

there is no visa with the name of retirement visa

 

You didn't need an account in Thailand to get a non-o or non-oa visa for retirement.  Where did you get that info from?

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