I'll start getting mine in 2027 and like everyone here I deplore that fact there will be no 'triple lock' if I remain living in Thailand.
However, I have no issue with, and am glad to see, those who are defrauding the system getting penalised.
Try not to be so condescending in your replies, with the "Oh, please pay attention"s. Whether or not the S&P is overpriced or not (at the moment) does not matter a jot. Back-test any period of time in recent history over your lifetime and the returns are always better in the stock market and more capital efficient than fix term deposits.
The toss pots forgot it's uk citizens many years ago.
It started with Blair and is still running strong.
But the people of the government past and present,
Send there kids to private school and themselves drive home in there BMW's every night.
No worries.
The Uk caring about it's people. NOT
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