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Visa Type and Financial Requirements for a Couple

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I am an American citizen recently retired and my wife is a Singapore citizen with a PR now living in the USA. Having traveled to Thailand many times over the last 30 years, we are considering moving longer term to the Chiang Mai area. I have reviewed all of the information I can find on Visa and Financial requirements but still come up with two basic questions that remain unclear to us. 1) If I apply for a retirement visa, then what type of visa does my Singaporean wife require? 2) The financial requirement for me is either 800,000 thai Baht in a local bank account certified by the local bank after two months or evidence of minimum monthly income of 68,000 Thai Baht certifed...or a combination of the two. Does this requirement change / increase with the addition of my Singaporean wife? Thankyou in advance. In the next few months as we complete the sale of our home we will be making another trip to Chiang Mai to have a closer look at Chiang Mai as a long term home and also as a base for us to travel to Singapore, Malaysia, Vietnam, and other countries in Asia / South East Asia. While we are there we would plan on making the correct submissions required for retirement visas and establishing financial requirements.

Basically you need 800,000 Baht in a Thai bank OR 65,000 monthly income OR a combination of the two.

Your Wife can then get the same 12 month extension as your dependant. No financials needed.

Edited by Eclipse

  • Author

Eclipse,

OK....so as I understand your reply.....my wife applies as a dependent to my visa.

and, the financial requirement also covers her so there are no additional financial requirements.

Is Citibank in Thailand an acceptable bank for this purpose as all of my income from the USA comes into Citibank NA based in Chicago and the transfer can easily be made to Citibank Thailand?

Thank you for your response.

Eclipse,

OK....so as I understand your reply.....my wife applies as a dependent to my visa.

and, the financial requirement also covers her so there are no additional financial requirements.

Is Citibank in Thailand an acceptable bank for this purpose as all of my income from the USA comes into Citibank NA based in Chicago and the transfer can easily be made to Citibank Thailand?

Thank you for your response.

There is no "retirement visa " available to you in Thailand. You can only secure an extension of stay based on retirement (it is not a visa)

I may be wrong but I do not believe 'Citybank' provides a retail banking service in Thailand. If I am correct you will need to make other banking arrangements.

As said you will have to meet the 800k or 65k requirment or combo and once you have extension of stay wife can obtain a single entry non immigrant O visa allowing 90 day stay and then get matching extension to your date as dependent with proof of marriage and your extension.

Bangkok Bank has a US ACH routing number which makes it easy to transfer funds to accounts here from any US bank (normally online and many at no or little charge). Can not answer Citi question but accounts held in Thailand is what is required for immigration use.

You might want to consider O-A visa while in USA if easy to obtain police report and the basic medical paper. Money would not be required in Thailand for a year (or two) using that method.

You could do as others have suggested or you could both just enter on a 30-day visa-exempt permission to stay, convert to a 90-day non-O visa during the last 15 days of your 30-day exempt, then apply for a one-year extension of stay for the purpose of retirement during the last 30 days of your non-O. The only downside of that is the maddening procedures at Chiang Mai Immigration. They are awful! I suggest that you read some of the threads about Chiang Mai Immigration. You decide that you would rather live elsewhere. Good luck.

You could do as others have suggested or you could both just enter on a 30-day visa-exempt permission to stay, convert to a 90-day non-O visa during the last 15 days of your 30-day exempt, then apply for a one-year extension of stay for the purpose of retirement during the last 30 days of your non-O. The only downside of that is the maddening procedures at Chiang Mai Immigration. They are awful! I suggest that you read some of the threads about Chiang Mai Immigration. You decide that you would rather live elsewhere. Good luck.

Both of them cannot convert to a non immigrant visa at immigration. Only the one that will be doing the extension based upon retirement will be able to do it. Immigration does not do conversions for dependent extensions.

It would be best if the they both got single entry non-o visas at a nearby embassy or consulate.

Eclipse,

OK....so as I understand your reply.....my wife applies as a dependent to my visa.

and, the financial requirement also covers her so there are no additional financial requirements.

Is Citibank in Thailand an acceptable bank for this purpose as all of my income from the USA comes into Citibank NA based in Chicago and the transfer can easily be made to Citibank Thailand?

Thank you for your response.

If you plan on using the 65k baht income option you don't really need a bank account here. You will get a income affidavit from the US embassy or the consulate in Chiang Mai to prove your income.

As far as I know you cannot open an account at Citibank here.

Basically you need 800,000 Baht in a Thai bank OR 65,000 monthly income OR a combination of the two.

Your Wife can then get the same 12 month extension as your dependant. No financials needed.

What about this ?

Retirement visa extension restrictions for foreign married couples

http://www.thaivisa.com/forum/topic/686171-retirement-visa-extension-restrictions-for-foreign-married-couples/

Basically you need 800,000 Baht in a Thai bank OR 65,000 monthly income OR a combination of the two.

Your Wife can then get the same 12 month extension as your dependant. No financials needed.

What about this ?

Retirement visa extension restrictions for foreign married couples

http://www.thaivisa.com/forum/topic/686171-retirement-visa-extension-restrictions-for-foreign-married-couples/

That is old news and was quickly rescinded.

You could do as others have suggested or you could both just enter on a 30-day visa-exempt permission to stay, convert to a 90-day non-O visa during the last 15 days of your 30-day exempt, then apply for a one-year extension of stay for the purpose of retirement during the last 30 days of your non-O. The only downside of that is the maddening procedures at Chiang Mai Immigration. They are awful! I suggest that you read some of the threads about Chiang Mai Immigration. You decide that you would rather live elsewhere. Good luck.

Yes, there are a lot of horror stories about CM immigration. However, if you are willing to pay an agent the whole process is a lot less painful.

My last retirement extension took 20 minutes. I don't even attend CM Immigration for the 90 day report, simply give my passport to the agent one day before.

Your money, your choice.

Basically you need 800,000 Baht in a Thai bank OR 65,000 monthly income OR a combination of the two.

Your Wife can then get the same 12 month extension as your dependant. No financials needed.

What about this ?

Retirement visa extension restrictions for foreign married couples

http://www.thaivisa.com/forum/topic/686171-retirement-visa-extension-restrictions-for-foreign-married-couples/

If you check the final post on 2013-12-09 19:02:25 there is link to clarification thread - dependent option does not require funds - if spouse of age and wants retirement extension (as some do) then they will also have to have required funds.

Eclipse,

OK....so as I understand your reply.....my wife applies as a dependent to my visa.

and, the financial requirement also covers her so there are no additional financial requirements.

Is Citibank in Thailand an acceptable bank for this purpose as all of my income from the USA comes into Citibank NA based in Chicago and the transfer can easily be made to Citibank Thailand?

Thank you for your response.

If you plan on using the 65k baht income option you don't really need a bank account here. You will get a income affidavit from the US embassy or the consulate in Chiang Mai to prove your income.

As far as I know you cannot open an account at Citibank here.

Sorry Joe but wrong info. He can open an account with Citi Bank Thailand with a deposit of 100,000 baht at the branch across from Asok Station , the branch at Central World will not open an account (at least for an American ) without a work permit. Even if he is using the affidavit method it still behoves him to have a Thai bank account here unless he wants to pay high ATM fees and Foreign Transaction fees when he uses them to get money. Also if he has a Gold Account at Citi Bank in USA they will link his accounts anywhere in the world and he can withdraw funds without FTF and only be charged ATM fees if he uses non Citi Bank accounts.

His best bet is to open a Bangkok Bank account when here and then can transfer money online from Citi Bank to Bangkok Bank account since there are only Citi Banks (according to their web site) in Bangkok not in Chiang Mai where he wants to live.

Interesting thread. We are also planning on moving to Thailand towards the end of the year. So if we are a married couple (both over 50) does it mean that we each have to have 800k/65k or can it be that amount for both of us? Obviously, we will both have to get the extension visa too?

Interesting thread. We are also planning on moving to Thailand towards the end of the year. So if we are a married couple (both over 50) does it mean that we each have to have 800k/65k or can it be that amount for both of us? Obviously, we will both have to get the extension visa too?

Only the one that is getting the extension based upon retirement would need the financial proof to get it. Financial proof is not needed for the other one to get an extension as their dependent.

Interesting thread. We are also planning on moving to Thailand towards the end of the year. So if we are a married couple (both over 50) does it mean that we each have to have 800k/65k or can it be that amount for both of us? Obviously, we will both have to get the extension visa too?

Only one of you needs to qualify financially.

The other gets the 12 month extension based on being a dependent.

As said you will have to meet the 800k or 65k requirment or combo and once you have extension of stay wife can obtain a single entry non immigrant O visa allowing 90 day stay and then get matching extension to your date as dependent with proof of marriage and your extension.

Bangkok Bank has a US ACH routing number which makes it easy to transfer funds to accounts here from any US bank (normally online and many at no or little charge). Can not answer Citi question but accounts held in Thailand is what is required for immigration use.

You might want to consider O-A visa while in USA if easy to obtain police report and the basic medical paper. Money would not be required in Thailand for a year (or two) using that method.

Immigration WILL NOT issue his wife an extension based upon dependency if he is on an O-A, despite what is said on the MFA website. O-A visas are granted by the MFA, and Immigration sees it as trespassing on their turf. They will, however convert to retirement extension, IF the money is in a Thai bank, and properly seasoned, at which point his wife will be considered a deoendent, and issued an extension.

This is my direct experience at Chaeng Wattana; lovely Chiang Mai may have their own ideas. Maybe NancyL could comment?

O A visa are not issued by MFA. They are used by the Thai Embassy in your resident country. The dependent is issued. Non O visa and this is extended in Thailand to match the husbands OA visa. This was not possible in the past, but this police order ruling has now been changed.

O A visa are not issued by MFA. They are used by the Thai Embassy in your resident country. The dependent is issued. Non O visa and this is extended in Thailand to match the husbands OA visa. This was not possible in the past, but this police order ruling has now been changed.

Thanks for the correction. Could you please link to the new Police Order, so I can download it, and update my files.

Also, if the husband is on the last entry of the O-A, which is good for a year past the validity date, will the spouse be renewed (since the O-A will have expired at that point)?

My experience with this admittedly is from 2011/2012, and we were told that it could not be done, and they didn't care what the MFA/Embassy/Consulate had told us.

And I think you'll find that the MFA is in charge of visas, as well as Embassies/Consulates, not to split hairs.

Thanks in advance for your reply.

O A visa are not issued by MFA. They are used by the Thai Embassy in your resident country. The dependent is issued. Non O visa and this is extended in Thailand to match the husbands OA visa. This was not possible in the past, but this police order ruling has now been changed.

Thanks for the correction. Could you please link to the new Police Order, so I can download it, and update my files.

Also, if the husband is on the last entry of the O-A, which is good for a year past the validity date, will the spouse be renewed (since the O-A will have expired at that point)?

My experience with this admittedly is from 2011/2012, and we were told that it could not be done, and they didn't care what the MFA/Embassy/Consulate had told us.

And I think you'll find that the MFA is in charge of visas, as well as Embassies/Consulates, not to split hairs.

Thanks in advance for your reply.

The dependent extension is valid until the end of the current permit to stay date that the OA visa allowed not the visas expiration date.

Clause 2.20 of Police Order 327/2557 basis for extension of stay,

Thanks, UJ.

I hope the OP has the good fortune to engage an Immigration Officer, who is aware of this, and willing to obey the rules...

Forget CitiBank if you are going to be in CM. They only have a branch in Bangkok and I doubt if you wan't to go all the way to BKK for your annual statement for Immigration

Also your US CitiBank is pretty useless unless you have one of their premium services, someone above mentioned the "Gold Account" as others have stated, get a Bangkok Bank account when you get here and then transfer funds from your US CitiBank account to BB via their NY branch with it's US routing number

Better deal all around since my experience with CitiBank when I first moved here was that they had the poorest foreign exchange rate of any of my US Banks, and I know that because I was trying to raise the deposit for my Condo in Pattaya using a US CitiBank card and a US Etrade Bank card, and the exchange rate was 2 to 3 baht less using the CitiBank card on the same day

The final nail in my experience with CitiBank was when I was transiting Germany on my way back to the US and was charged a "non-CitiBank" ATM fee in Germany using a CitiBank ATM in the lobby of an actual CitiBank in Frankfurt. Double whammy, exchange rate much lower than even the kiosk's at the airport and the extra fee

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