High Rate Return On Equity (safe Haven On Equity)

[ArranP]

does any know of high interest/return deposit accounts that give 8% - 9% or more?

[chiang mai]

does any know of high interest/return deposit accounts that give 8% - 9% or more?

The real world is second left and straight ahead.

[Casanundra]

There are some in Indonesia that pay 12%.

However, would you want you money tied up in Indonesia Rupiah in an Indonesian bank where corruption is rife and with fluctuating unstable currency rates...

[johnnyk]

I'm sure there are places that will pay 8-9%.

They get their hands on your hard currency (euros, dollars, yen etc) and you get monopoly money back when you cash out.

Enjoy.

[bluedragon]

Hi, try a mutual fund!!! Some are up 20% year to date. Regards, BD

[autopilot]

Invest in diversified small/mid cap value ETFs.

Examples:

IWS - 1 yr return - 19%, 3 years returns - 76%, 5 years return - 111%

MDY - 1 yr return - 11%, 3 years returns - 51%, 5 years return - 75%, 10 years return - 234%

[bendix]

He's asking for the security of term deposits, not equity funds so what's the point of pointing him in that direction?

Having said that, 8-9% is hard to find in REAL terms and with minimal risk - any returns on term deposits in that range will be in softer currencies (one post has already mentioned Indonesia) and with their own kinds of 'other risks'.

You might want to consider some corporate bonds. Some New Zealand companies and finance houses (Elders Rural, is one, I think) are offering around 10% but you obviously buy into the currency risk too.

Good luck.

[autopilot]

He's asking for the security of term deposits, not equity funds so what's the point of pointing him in that direction?

There is no "security" in term deposits - inflation/taxes will eat you alive.. Invest for growth to get ahead in the game.

[bendix]

I agree.

But that's not the point. He asked for term deposits, so we can assume he's risk averse or might not have a long enough time frame to justify equity based investments.

oh . . . never mind ... I'll get my coat

[ArranP]

Hi, thanks guys.

At the moment, I'm invested in the UK some £300,000 (sterling) at 5.25%.

However someone mentioned just a few weeks back, due to the current climate, rather than invest in Thailand, better would be to lock funds away, (i guess offshore ie. not in Thailand) in an account that returns 8% to 9%.

Then take the interest either monthly/half yearly or yearly ? but I lost the thread and don't recall who mentioned this to me

Regards

Arran.

[HenryB]

does any know of high interest/return deposit accounts that give 8% - 9% or more?

Please E mail me I will be glad to take your money.

[astral]

Invest in diversified small/mid cap value ETFs.

Examples:

IWS - 1 yr return - 19%, 3 years returns - 76%, 5 years return - 111%

MDY - 1 yr return - 11%, 3 years returns - 51%, 5 years return - 75%, 10 years return - 234%

Please explain these abbreviations ETF, IWS, MDY for the uninitiated.

Thanks

[johnnyk]

Hi, thanks guys.

At the moment, I'm invested in the UK some £300,000 (sterling) at 5.25%.

However someone mentioned just a few weeks back, due to the current climate, rather than invest in Thailand, better would be to lock funds away, (i guess offshore ie. not in Thailand) in an account that returns 8% to 9%.

Then take the interest either monthly/half yearly or yearly ? but I lost the thread and don't recall who mentioned this to me

Regards

Arran.

If you are invested offshore (CI, IOM) you are getting 5.25% NET at NO RISK in HARD CURRENCY.

Anything more than 5.25% will involve a risk premium.

Count your blessings.

[lannarebirth]

Invest in diversified small/mid cap value ETFs.

Examples:

IWS - 1 yr return - 19%, 3 years returns - 76%, 5 years return - 111%

MDY - 1 yr return - 11%, 3 years returns - 51%, 5 years return - 75%, 10 years return - 234%

Please explain these abbreviations ETF, IWS, MDY for the uninitiated.

Thanks

ETF is an abbreviation for " Exchange Traded Fund "

IWS:

http://stockcharts.com/h-sc/ui?s=IWS&p...id=p18606562578

MDY:

http://stockcharts.com/h-sc/ui?s=MDY&p...id=p18606562578

[Naam]

You might want to consider some corporate bonds.

that's the only way nowadays to achieve decent yields of 9-10%. sovereign emerging market bonds which yielded 15-20% only a few years ago now cause tears in your eyes.

[autopilot]

Invest in diversified small/mid cap value ETFs.

Examples:

IWS - 1 yr return - 19%, 3 years returns - 76%, 5 years return - 111%

MDY - 1 yr return - 11%, 3 years returns - 51%, 5 years return - 75%, 10 years return - 234%

Please explain these abbreviations ETF, IWS, MDY for the uninitiated.

Thanks

ETF - exchange traded index fund (traded in AMEX - American Stock Exchange ).

Another two favorites of mine:

IWN - iShares Russell 2000 Value Index:

1 yr return - 22%, 3 years returns - 68%, 5 years return - 115%

IJJ - iShares S&P MidCap 400 Value Index:

1 yr return - 14%, 3 years returns - 60%, 5 years return - 100%

[steveromagnino]

Invest in diversified small/mid cap value ETFs.

Examples:

IWS - 1 yr return - 19%, 3 years returns - 76%, 5 years return - 111%

MDY - 1 yr return - 11%, 3 years returns - 51%, 5 years return - 75%, 10 years return - 234%

Please explain these abbreviations ETF, IWS, MDY for the uninitiated.

Thanks

ETF - exchange traded index fund (traded in AMEX - American Stock Exchange ).

Another two favorites of mine:

IWN - iShares Russell 2000 Value Index:

1 yr return - 22%, 3 years returns - 68%, 5 years return - 115%

IJJ - iShares S&P MidCap 400 Value Index:

1 yr return - 14%, 3 years returns - 60%, 5 years return - 100%

any chance you can share numbers for these funds for the period say 1999 - 2004 instead? just for comparison :-)

[bendix]

Exactly. I'm not against such investment products (and have some money in equity-based unit trusts and managed funds), but I notice the proponents of them choose their reporting period very carefully to show them in the best light.

I suspect the returns shown in steve's timeframe would be minimal at best, if not negative.

Which is no bad thing for a long-term investor or a buying opportunity, but not all people have either the time or investor sophistication to realise or take advantage of that.

[autopilot]

Invest in diversified small/mid cap value ETFs.

Examples:

IWS - 1 yr return - 19%, 3 years returns - 76%, 5 years return - 111%

MDY - 1 yr return - 11%, 3 years returns - 51%, 5 years return - 75%, 10 years return - 234%

Please explain these abbreviations ETF, IWS, MDY for the uninitiated.

Thanks

ETF - exchange traded index fund (traded in AMEX - American Stock Exchange ).

Another two favorites of mine:

IWN - iShares Russell 2000 Value Index:

1 yr return - 22%, 3 years returns - 68%, 5 years return - 115%

IJJ - iShares S&P MidCap 400 Value Index:

1 yr return - 14%, 3 years returns - 60%, 5 years return - 100%

any chance you can share numbers for these funds for the period say 1999 - 2004 instead? just for comparison :-)

steveromagnino,

MDY, from 01/01/1999 to 12/31/2004 - 80% total return.

The other ETFs in my list don't go that far so need to calculate the return based on the underlying index the ETF is following, for example for IWN - iShares Russell 2000 Value Index:

The Russel 2000 on 4-Jan-99 was 421.26

The Russel 2000 on 31-Dec-04 was 651.57

Around 55% total return by my calculation, and this without including dividends re-investment, which will spike up the total return even more.