Returning to U.K. after 11 years

[transam]

I have paid NI all my working life until the day I stopped work and retired. Those NI payments pay for many things including the NHS..

 

http://www.bbc.co.uk/newsbeat/article/10078062/why-do-we-pay-national-insurance

[JB300]

I have paid NI all my working life until the day I stopped work and retired. Those NI payments pay for many things including the NHS..

 

http://www.bbc.co.uk/newsbeat/article/10078062/why-do-we-pay-national-insurance

I've always believed the statement that NI has nothing to do with NHS except both of them start with the word National, but clearly I've always believed wrongly... https://www.moneyadviceservice.org.uk/en/articles/income-tax-and-national-insurance#national-insurance

What do National Insurance payments pay for?

Your National Insurance payments go towards state benefits and services, including:

- The NHS

- Unemployment benefits

- Sickness and disability allowances

- The State Pension

[chiang mai]

27 minutes ago, transam said:

I have paid NI all my working life until the day I stopped work and retired. Those NI payments pay for many things including the NHS..

 

http://www.bbc.co.uk/newsbeat/article/10078062/why-do-we-pay-national-insurance

Sadly that was the 2010 view of the way the world was then, the 2017 view is very different and now NI payments have nothing to do with NHS eligibility, only residence counts - even the NHS themselves tell us that paying tax and/or NHS has nothing to do with eligibility, only residency counts. But I find that confusing because I would have to be resident in order to pay tax, governement admits that, so if I pay tax I must surely be eligible for NHS?

[partington]

2 hours ago, chiang mai said:

Sadly that was the 2010 view of the way the world was then, the 2017 view is very different and now NI payments have nothing to do with NHS eligibility, only residence counts - even the NHS themselves tell us that paying tax and/or NHS has nothing to do with eligibility, only residency counts. But I find that confusing because I would have to be resident in order to pay tax, governement admits that, so if I pay tax I must surely be eligible for NHS?

Not strictly true as I'm sure you know.  You pay tax on any money arising in the UK (bearing in mind the tax free allowances)  even if you don't live there. 

 

An international property magnate or that @£$% Rupert Murdoch could pay hundreds of thousands in tax and not be entitled to NHS treatment for free because of non-residency.

[rickudon]

Unfortunately (or fortunately) their are no hard and fast rules on what counts to be Ordinarily resident in the UK for NHS purposes, other than if you have been there for the past 6 months your OK. It is a fuzzy points system, so if you haven't been there for 6 months and your absence wasn't a temporary one off, it depends on many things, including:

 

Do you have a permanent UK address?

 

Are you registered with a GP?

 

Do you pay Utility bills?

 

Do you have a UK bank account, showing transactions in the UK?

 

Are your visits to the UK part of a regular pattern, of more than a few weeks duration, and not just for a holiday or visiting relatives?

 

Are you working or claiming benefits?

 

Is your wife and children (if any) with you?

 

Have you sold property abroad or cancelled a rental contract?

 

Have you returned assets and possessions to the UK?

 

This is just SOME of the questions they could ask.  Currently probably they would only ask a couple, but in the future .....

 

On another point, as far as the EU is concerned, we spend 30 million a year treating their citizens, but they spend 150 million treating ours ....... Will they pay after Brexit?

[The manic]

Find a good local pub - the heart of the community.  Get an address and bills in your name.  Get warm clothes for winter.  Forget about going out mid week.  Nothing to do after 11pm. Be prepared for high prices and service with a frown.  Oh and factor in the petty bullies, bureaucrats, jobsworths and nosy parkers who will seek to control you life.  Forget about seeing a Dr when your sick. Just forget it.  Be prepared for Islamic no go zones and the streets full of burgas. Don't discuss politics unless you are a liberal Marxist.  Britain remains one of the most randomly violent countries I've ever lived in.  Don't look at people, stare, smile or greet people.  It's asking for trouble.  Good Luck. 

[The manic]

On 13/02/2017 at 10:41 AM, Eff1n2ret said:

But that 's what we're all telling you. The entitlement starts from day 1, but if you've just got off the plane and ended up in a hospital bed, you can expect them to ask a few questions. You may not have a utility bill, but if you can show them the shipping documents for all your possession, or the instructions to letting agents to give notice to your tenants because you want the house back, or something like that, then you won't get a bill. Or if you do, the onus then falls on them to prove that they're justified in chasing you for payment.

Eligibility may start after 6 months if you are lucky for free NHS treatment. 

[theoldgit]

2 hours ago, The manic said:

Eligibility may start after 6 months if you are lucky for free NHS treatment. 

Can you please provide evidence to support that statement please?

 

[chiang mai]

2 hours ago, The manic said:

Eligibility may start after 6 months if you are lucky for free NHS treatment. 

You are simply quite wrong and the thread thus far confirms that.

[chiang mai]

On 14/02/2017 at 11:17 AM, partington said:

Not strictly true as I'm sure you know.  You pay tax on any money arising in the UK (bearing in mind the tax free allowances)  even if you don't live there. 

 

An international property magnate or that @£$% Rupert Murdoch could pay hundreds of thousands in tax and not be entitled to NHS treatment for free because of non-residency.

Yes of course, I was trying to draw (not very successfully) the parallels between tax residency (which is absolutely confirmed after six months residency), eligibility for all benefits and the ultimate residency marker (not minimum) for free NHS eligibility.

[daveAustin]

Find a good local pub - the heart of the community.  Get an address and bills in your name.  Get warm clothes for winter.  Forget about going out mid week.  Nothing to do after 11pm. Be prepared for high prices and service with a frown.  Oh and factor in the petty bullies, bureaucrats, jobsworths and nosy parkers who will seek to control you life.  Forget about seeing a Dr when your sick. Just forget it.  Be prepared for Islamic no go zones and the streets full of burgas. Don't discuss politics unless you are a liberal Marxist.  Britain remains one of the most randomly violent countries I've ever lived in.  Don't look at people, stare, smile or greet people.  It's asking for trouble.  Good Luck. 

What utter tripe.

[chiang mai]

2 minutes ago, daveAustin said:

What utter tripe.

Whether it is or not depends on where you live in the UK, your age to some degree and how you carry yourself/act + some luck or lack thereof.

[hottrader77]

On 2/16/2017 at 10:23 AM, rickudon said:

Unfortunately (or fortunately) their are no hard and fast rules on what counts to be Ordinarily resident in the UK for NHS purposes, other than if you have been there for the past 6 months your OK. It is a fuzzy points system, so if you haven't been there for 6 months and your absence wasn't a temporary one off, it depends on many things, including:

 

Do you have a permanent UK address?

 

Are you registered with a GP?

 

Do you pay Utility bills?

 

Do you have a UK bank account, showing transactions in the UK?

 

Are your visits to the UK part of a regular pattern, of more than a few weeks duration, and not just for a holiday or visiting relatives?

 

Are you working or claiming benefits?

 

Is your wife and children (if any) with you?

 

Have you sold property abroad or cancelled a rental contract?

 

Have you returned assets and possessions to the UK?

 

This is just SOME of the questions they could ask.  Currently probably they would only ask a couple, but in the future .....

 

On another point, as far as the EU is concerned, we spend 30 million a year treating their citizens, but they spend 150 million treating ours ....... Will they pay after Brexit?

so if i am born in the uk and am a uk citizen why do i need to answer , i should be classed as a uk citizen and it does not matter if i spend 6 months overseas What these rules smack of is if you want to use NHS and even if your a uk citizen born there and worked there for 30 years and paid taxes there then you cannot live abroad and retire abroad and come back if your ill and use the NHS in other words you are forced to live in the uk with its freezing winter and expensive prices and you cannot leave , its virtually a tactic of stopping you moving abroad , you might say oh well you can live abroad 6 months and live england 6 months and still get NHS , but that then means you must retain a property in the uk with all the expenses involved and maybe you dont want to rent it out but have to so you can pay the bills , this should not happen it should be enough that your a uk citizen born there and worked 30 years and payed taxes therefore i qualify for NHS full stop. just like now they have given freedom to take a lump sum pension , and the amount you get on a state pension is pathetic compared to other european countries 

[JB300]

so if i am born in the uk and am a uk citizen why do i need to answer , i should be classed as a uk citizen and it does not matter if i spend 6 months overseas What these rules smack of is if you want to use NHS and even if your a uk citizen born there and worked there for 30 years and paid taxes there then you cannot live abroad and retire abroad and come back if your ill and use the NHS in other words you are forced to live in the uk with its freezing winter and expensive prices and you cannot leave , its virtually a tactic of stopping you moving abroad , you might say oh well you can live abroad 6 months and live england 6 months and still get NHS , but that then means you must retain a property in the uk with all the expenses involved and maybe you dont want to rent it out but have to so you can pay the bills , this should not happen it should be enough that your a uk citizen born there and worked 30 years and payed taxes therefore i qualify for NHS full stop. just like now they have given freedom to take a lump sum pension , and the amount you get on a state pension is pathetic compared to other european countries 

Yep, you've pretty much summed it up exactly (don't didn't mention the fact you're pension will be frozen if you do move abroad to live in somewhere like Thailand)

[SheungWan]

2 hours ago, hottrader77 said:

so if i am born in the uk and am a uk citizen why do i need to answer , i should be classed as a uk citizen and it does not matter if i spend 6 months overseas What these rules smack of is if you want to use NHS and even if your a uk citizen born there and worked there for 30 years and paid taxes there then you cannot live abroad and retire abroad and come back if your ill and use the NHS in other words you are forced to live in the uk with its freezing winter and expensive prices and you cannot leave , its virtually a tactic of stopping you moving abroad , you might say oh well you can live abroad 6 months and live england 6 months and still get NHS , but that then means you must retain a property in the uk with all the expenses involved and maybe you dont want to rent it out but have to so you can pay the bills , this should not happen it should be enough that your a uk citizen born there and worked 30 years and payed taxes therefore i qualify for NHS full stop. just like now they have given freedom to take a lump sum pension , and the amount you get on a state pension is pathetic compared to other european countries 

If you don't like the cold weather then buy a bigger overcoat. Or do you want that paid for on the NHS?

[Rc2702]

8 hours ago, hottrader77 said:

so if i am born in the uk and am a uk citizen why do i need to answer , i should be classed as a uk citizen and it does not matter if i spend 6 months overseas What these rules smack of is if you want to use NHS and even if your a uk citizen born there and worked there for 30 years and paid taxes there then you cannot live abroad and retire abroad and come back if your ill and use the NHS in other words you are forced to live in the uk with its freezing winter and expensive prices and you cannot leave , its virtually a tactic of stopping you moving abroad , you might say oh well you can live abroad 6 months and live england 6 months and still get NHS , but that then means you must retain a property in the uk with all the expenses involved and maybe you dont want to rent it out but have to so you can pay the bills , this should not happen it should be enough that your a uk citizen born there and worked 30 years and payed taxes therefore i qualify for NHS full stop. just like now they have given freedom to take a lump sum pension , and the amount you get on a state pension is pathetic compared to other european countries 

I believe they are more open armed if you have a sex change.

[7by7]

10 hours ago, hottrader77 said:

i should be classed as a uk citizen and it does not matter if i spend 6 months overseas What these rules smack of is if you want to use NHS and even if your a uk citizen born there and worked there for 30 years and paid taxes there then you cannot live abroad and retire abroad and come back if your ill and use the NHS

You are a British citizen; but access to he NHS is based upon residency, not citizenship.

 

But as a British citizen you are entitled to immediate NHS treatment when you return to the UK to take up residency; without having to pay the IHS surcharge non citizens taking up residency in the UK have to.

 

Even if you never accessed the NHS during that time, your 30 years of taxes paid for a lot more than the NHS.

 

Police, fire brigade, other emergency services; even if you never used them, they were there if you needed them.

 

Got children? Where did they go to school? Even if they were educated totally privately, their teacher's training was paid for by taxpayers. If they went to university, that was subsidised, if long enough ago completely paid for, by taxpayers.

 

Ever use public roads? Guess where the money for those come from. Even public transport is subsidised by the taxpayer; ever use that?

 

I could go on.

 

As said, if you return to the UK to take up residence you are immediately entitled to NHS treatment; even if you are no longer paying any tax.

 

But if you choose to live abroad, why should my taxes pay for you if you get ill and want treatment for nothing?

 

Edited February 21, 2017 by 7by7

[SheungWan]

11 hours ago, hottrader77 said:

you might say oh well you can live abroad 6 months and live england 6 months and still get NHS , but that then means you must retain a property in the uk with all the expenses involved and maybe you dont want to rent it out but have to so you can pay the bills

If one is doing the 6 month/6 month formula then it is reasonable to assume that sufficient finances are in place to afford such an arrangement. The 'must retain a property' is not an external imposition but rather a choice of how one wants to work the arrangement. Doesn't work of course if renting out one's home address to finance living in Thailand, but that's life.

[steve187]

On 1/25/2017 at 0:11 PM, sandgroper2 said:

Last time I was in Lincoln, was woken in the early hours ever day by chanting over loud speakers on every street corner.

no chanting in Lincoln, i have lived there for 16 years and never heard any. must be confusing it with somewhere else maybe lincoln NE USA

[hottrader77]

On 2/21/2017 at 11:25 AM, JB300 said:

 

Yep, you've pretty much summed it up exactly (don't didn't mention the fact you're pension will be frozen if you do move abroad to live in somewhere like Thailand)

 

yes true your pension will be frozen if i lived in thailand in retirement which should be unlawful , but you can now take your pension as a lump sum but you have to pay 25% tax but have to be careful where you put it 

[JB300]

yes true your pension will be frozen if i lived in thailand in retirement which should be unlawful , but you can now take your pension as a lump sum but you have to pay 25% tax but have to be careful where you put it 

We're getting well OT, but are talking about (Frozen) State pensions here, are you sure you can take a lump sum out of your State Pension?

Can take 1/4 of your private pension as a lump sum but that wouldnt be frozen anyway...

[hottrader77]

https://www.pensiontransferexperts.co.uk/state-pension-lump-sum.html

[nong38]

The big question here is will you be able to integrate  with the rest of the locals and do you require an interpreter? 

Things have changed a lot in the last 11 years, alas Tony Blair still delusions of grandeur.

[elliss]

16 minutes ago, nong38 said:

 

 

16 minutes ago, nong38 said:

The big question here is will you be able to integrate  with the rest of the locals and do you require an interpreter? 

Things have changed a lot in the last 11 years, alas Tony Blair still delusions of grandeur.

      You will need  interpreter @ UK  immigration, which in  staffed by  multi racialists ,

      with no british ancestory . Welcome ? 

Edited February 27, 2017 by elliss

[SheungWan]

15 minutes ago, elliss said:

 

      You will need  interpreter @ UK  immigration, which in  staffed by  multi racialists ,

      with no british ancestory . Welcome ? 

One of the perks of the job is dealing with grumpy old gits living in the past.

[ajarngreg]

 

 

          OP, I feel very sorry for you and hope that you'll have very good luck, meet the right people with the right friends. I know exactly how you must feel. Just think about the future and now, not what has happened before.

 

 

 

 

       Best of luck. 

 

        

[Rc2702]

1 hour ago, elliss said:

 

      You will need  interpreter @ UK  immigration, which in  staffed by  multi racialists ,

      with no british ancestory . Welcome ? 

Surely these internationalist chaps can adapt. Things change. Have a look in the mirror every now and then. 

[renaissanc]

On 1/24/2017 at 9:05 AM, hottrader77 said:

you also forgot to mention that after a few months of ignorant people you come into contact with you will be ready to book your flight straight back out of uk , also the usual stigma and blindfolded view that people there have in conversation with them, such as when they say to you , "oh ! you have been living in thailand have you how many ladyboys you been with " they will try to embarrass you with this because they saw a one sided blindfolded view of thailand on tv and they have never been so dont understand the laid back lifestyle here, Also they will try to embarrass you  in conversation with , " and how many little underage girls have you been hanging around with abroad " ? because they are in their tiny little one view world controlled by the BBC oh and dont forget you still have to pay your TV license (nonesense)  also scraping the ice off your car , paying the extremley expensive council tax and gas and electric bills , after 2 months you will be wishing you had never gone back hearing the one sided news drummed down your neck every night , and down at the local you will get sick of been told , " your a dirty old man for fancying a 20 year old girl at the local and better watch envious and jealous husbands who are under the thumb looking at you when you chat to the 21 year old student bargirl .  and mentioning to his also under the thumb mates that the dirty old mnan is at it again. also the amount of times you will be ripped off with car garage bills , insurance , petrol the list of rip offs is endless over there yes you will be wishing you had never gone back and miss those lazy days in the sun with your mates and the usual 21 year old girl you meet for fun times together every few days and also talking to 20 year old girls without any sterio types about telling you your a dirty old man , yes it wont be long before your at the international airport ready to fly out of the  dark, expensive, narrow minded , freezing cold fridge we call home the UK .

I assume that you really have to return to the UK, James. I think it will be a little traumatic because you will miss so many aspects of life in Thailand, and you will most probably wish you were back here every day or so. I've been here since 1984, and I would find it incredibly difficult to return to the UK. I'd have one foot in the airport all the time. I hope that it all goes well for you, James!

[james24]

Thanks guys

 

Yes I have now left Asia and Latin America but am currently in Spain visiting family before the U.K. 

 

One thing that im looking into at the moment and would like an opinion on is Gibraltar. I know that if I work there I am eligible for the nhs but does anyone know if working there will help me get back in the system in any way when I return to the U.K.?

 

Just thinking it might make things a bit easier...

[ajarngreg]

11 minutes ago, james24 said:

Thanks guys

 

Yes I have now left Asia and Latin America but am currently in Spain visiting family before the U.K. 

 

One thing that im looking into at the moment and would like an opinion on is Gibraltar. I know that if I work there I am eligible for the nhs but does anyone know if working there will help me get back in the system in any way when I return to the U.K.?

 

Just thinking it might make things a bit easier...

 

 

 

 

Mate, I hope that you can get nhs there and you might even find a job, who knows.

 

            Here's  link where you can search for one: : http://www.recruitgibraltar.com/jobSearch.asp

 

            Whatever happens, don't let it bring you down. The times they're a changing......

 

     http://www.recruitgibraltar.com/relocationGibraltar.asp

 

   For the youngsters here, that's John and Yoko at "the Rock".

 

   The freaking monkeys there bite, be careful. 

       

Edited March 4, 2017 by ajarngreg