Investment Companies v Banks

[Sooo Upto Me]

Hi, just needing bit of info here. I have a a sum of money in Bangkok Bank on a fixed term acc which is only getting me 1.75% interest pa. Also UK banks only give around 2% pa everywhere. Even my Barclays offshore bank acc is giving less than 1% pa now. Would like ur views in what these investment offshore companies are like? Where they advertise between 6% - 10% pa for fixed term accounts. And no management fees. Is there a catch?

Any feedback on this would be greatly appreciated.

By the way I'm a long term UK expat in Thailand so it needs to be a offshore company not a UK based company.

Thanks in advance.

[Sooo Upto Me]

And any suggestions on reliable companies with min 6% interest rate on 12mth plan. With easy access & online banking transfers.