Since Pacific Cross ads are flashing on Thai Visa I thought I would ask for a quote. me 60 years old.  Quote came online in real time.  Standard Plan, 23,500 baht.  780K baht max.  Maxima plan 68,340 Baht, 5 Million baht limits.  I would be getting it for just a few years while waiting for my USA Medicare.  Does anybody have any experience with Pacific Cross?  Do they direct pay the hospitals as most of BUPA would or is it a pay then get reimbursed type of coverage?  Any idea which hospitals accept them?

 

Thanks

On 02/08/2017 at 9:12 AM, gk10002000 said:

Standard Plan, 23,500 baht.  780K baht max.

 

780KBaht? That wouldn't go very far in many hospitals.

 

 

On 02/08/2017 at 9:12 AM, gk10002000 said:

Maxima plan 68,340 Baht, 5 Million baht limits.

 

Even that isn't exactly expansive. Some heart surgery and a few days in intensive care could be more than that.

Avoid. A friend of mine was with them for 2 years. He didn't have many good things to say about them. Just like most local Thai insurance companies, 99% offer a crap deal and when it comes to paying out.... I just don't even want to get started on that. Too many horror stories I heard. Best to go uninsured in Thailand, get treated at gov hospitals, or buy quality real insurance from non Thai companies e.g. Aviva, MHS etc.