topt

Things must have changed because after the big floods some years ago I was under the impression most companies either would not cover at all or very minimal amounts. My Tokio Marine Safety Insurance Policy has a flood limit of 1000 baht.......which is of course less than the deductable......so effectively not covered. Earthquake is however covered. For you maybe. For others it could give peace of mind. How many stories do we see about electrical faults and subsequent fires destroying dwellings. I have also made a successful claim on my insurance for accidental damage with no issues. Find a good local broker and get them to do the work to offer options - you will then need to read the small print of the policies.

Is that from Pattana - they used to wear really tight trousers..........?

Just switch Line Voom notifications off? It doesn't affect other Line stuff.

Yes but if you don't have that their site suggests a charge of just over 11p a minute to landlines in the UIK calling from Thailand - which is not at all cheap....... https://www.webcalldirect.com/calling_rates/ Even with an existing number they are quoting 5.5p per minute to a "main mobile" whatever that means or nearly 30p a minute to others. Unless of course I am reading the rates wrong?

There isn't but for whatever reason I don't receive any and never click on the Voom setting even when showing a dot. Mind you I have most settings generally set to off.......... How many are you getting and from whom?

Actually no. One of the reasons for using the vpn is for gps spoofing - or making it seem you are somewhere else to access geo locked sites so seems pretty logical to me........ Now if you said you were using a vpn with the location set to Thailand then.........

Then the family, if they are the 'theoretical inheritors ' under Thai law will need to sign it over to her - and it will probably have to go through probate which if no will will be another minefield. If the daughter really wants that to happen then someone is going to have to pay....... Which comes back to your original reason for posting - make a Thai will - 100% agree

Why don't you just try it without the vpn and see what happens?

I hope you are proved correct because it could be expensive with or without a will.

I think you are local to Pattaya? Whatever you decide on can you please post details of your installer if you believe they were competent. Thanks.

Online banking theoretically never sleeps...........(apart from maintenance and outages.....)

Unfortunately legally, unless in her name, it probably won't be that simple........

It's only a bit more than $US100k......and it is now 18 months........ Take a lump sum from a pension or Roth or whatever your specific country has and then in theory it is taxable..... However this is all very simplistic.

So how did you discover it as it seems you do not check your account very often if they took 3 payments before you realised.....? Somehow they got hold of your details presumably from another transaction at some point. I suggest you monitor your new card a bit more closely when you get it...... You don't mention which bank but if you use the app you can normally freeze the card similar to what @gamb00ler mentions above until you need to use it.

Did they say why the tracking system hadn't been updated?