But you can have savings if you want, it is how you handle them that counts. If I had to go back to the UK to stay I would have about 2000GBP in my UK bank. 1000Baht in one of my Thai banks, I guess you know the rest.
Not that long ago I had nearly all my life savings in my UK bank, but I am getting older now and have to prepare to go back to the UK to stay if my health fails me.