Sheryl

The UK Financial Ombudsman office helps with a number of consumer issues including related to private insurance https://www.financial-ombudsman.org.uk/consumers/complaints-can-help/insurance Many people have used it with good effect However if this accident was due ot intoxication, and there is evidence of it, they are out of luck.

I have never seen or heard of a travel policy that specifies only treatment at a government hospital. In fact, most government hospitals are unable to supply the documentation required by insurance companies (and this, more than lack of insurance, is why government hospitals in tourist areas often end up unreimbursed. It takes more than an invoice to get payment from an insurance company). The policy will of course have had a financial limit. What, we don't know. But as the article did not mention that as a factor, and seemed to indicate no insurance payment of any amount to date, I think it morel likely an issue of the circumstances of the accident.

As I previously mentioned most policies would exclude accident due to intoxication, ditto suicide attempts. Certainly a "fall from balcony" would raise questions in an insurer's mind. Though the onus of proving drugs or alcohol were involved, or that it was self-inflicted, would fall on the insurer. If no evidence of same in his medical record then the family should appeal to the relevant Ombudsman.

Might be an issue of his having been intoxicated at the time - or insurer may be trying to ascertain if this was the case. Or ditto that it was not a suicide attempt. An accident due to intoxication (alcohol or drugs), and suicide attempts, would be excluded from most policies. He does not have to travel by air ambulance, can go on a commercial flight but would have to buy out a full row in business class to accommodate stretcher and have a medical attendant (nurse). Often done and hospitals can help coordinate it, or there are companies that do this. Still not cheap but nowhere near the price mentioned here. From what I recall something along the lines of US$40,000 all in. They likely also need funds to pay accumulated hospital bill, though, and hospital won't let him leave until it is paid. Still not likely to reach much more than 100,000 pounds though.

These medications are not controlled substances in the UAE but they are prescription only, I wasd able to verify that. Same I assume in the Netherlands. I am unable to get clarity on rules for bringing non-controlled, but prescription-only, medications into the UAE. Every link refers only to controlled drugs which require a permit. I assume that prescription only meds do nto require a permit to bring in but you should have proof of prescription in some form. For the Netherlands all I can find is: "You are only allowed to bring in medicines for your own use. Sometimes we ask for proof that the medication is for yourself " https://www.belastingdienst.nl/wps/wcm/connect/bldcontenten/belastingdienst/individuals/abroad_and_customs/restricted_prohibited_import_export/medicines1/medicines I think for both countries, having with you a medical certificate signed by a doctor that mentions these 2 drugs as prescribed should suffice. Since Thailand does nto really have a drug prescription system as such, that would be easier to get. Just request a medical certificate for the visit where doctor advised you to takew these 2 medications and make sure it mentions this.

They have said nothing of the sort. There is not the slightest need to be a Christian. Plenty of Jews, Muslims, Buddhists and people with no organized religion have done 12 step programs successfully. There is however a need to believe in a Higher Power of some sort. Which can be nature or any number of other things. It does nto have to be a Supreme Being as generally understood in the Judeo-Christian religions. Plenty of Thai Buddhists in AA. They do not become Christians. For most Buddhists, the Dhamma (universal law/nature) is a higher power.

The very best place in that region would be the Eye Center at Khon Kaen University Hospital (Srinagarind) KKU Eye Center Department of OphthalmologySrinagarind Hospital Khon Kaen University123 Mitraparp Road, Khon Kaen 40002 Thailand086-789-5720 If you are not up for that long a trip (I think 2 - 2 1/2 hours?) Mukdahan Provinical Hospital should be able to do an OK job, though their eye doctor might only be available on certain days of the week.

This is a very common reaction. I have had similiar responses twice: once long ago after an assault at gunpoint and then 3 years ago after I was rammed into by a motorcycle at high speed while crossing an initially empty street. In both cases it resolved with time. But it took a fair while and the resolution was quite gradual. I was initially very, very spooked. How long has it been since your accident? Just yesterday for the first time I was able to cross the same street at the same place where my accident occurred almost 3 years ago without any anxiety. I've been pretty OK crossing streets in general for about a year now (difficulty lasted about 18 months but with steady gradual decrease in intensity) but that specific spot remained hard until yesterday. For me at least, what I found was that after something like this happens there is a heightened awareness of one's physical vulnerability and also the illusion of safety that we all have and need to function gets shattered (it is an illusion, since the truth is that accidents and violent attacks can happen at any time and our bodies are very fragile.. but to function in life, we need to be able to go around assuming that they aren't going to happen). Tincture of Time, is my prescription for you. It is nto fast, but it works.

Yes very common there. There is also a "VIP" channel where the IOs are less likely to hasske and costs 800 - 1000 baht. That might not have been helped OP much if this would have been his 3rd sequentual re- entry but it does help in other cases.

There is no one size fits all answer to this. Depends on what type of clot you had and what is believed to have caused it.

If I were using it, yes, they would. I use to 800K method For anything, they will accept only bank book. Which must also show an entry on the day of extension. A bank statement showing all transactions and balance on date of extension is not accepted. Frankly I do not think my IO knows how to read a bank statement and she has it fixed in her head that a bank book, and only a bank book, must be used. I would actually like to switch to the monthly method, I am getting my US Social Security directly deposited to my Thai bank account and it is sufficient amount, but would be a nightmare as I have a lot of transactions and more than 10 transactions, they lump everything together with code "ACM" (accumulated)so unless I were to update the bank book virtually weekly it would not show the deposits... and the bank is a 60 km round trip. Bank statement would, of course, show it, but my IO won't accept that. A number of other unique "peculiarities" at my OI. Including bribe required to file 90 day report (and will nto accept mail in or online).

Yes.

Actually my IO refuses to accept statements and wll accept only bank book. Which is quite a hassle due to combined entries etc. But my office is renegade in many respects.

If the dog is not eating then it is possible there are internal injuries. Needs to be evaluated by a vet. Simply having run off does not necessarily mean uninjured. Compensation issue hinges on nature of injuries if any.

There are now much less invasive alternatives to fusion e.g. minimally invasive decompression surgeries. Whether suitable in your soecific case, you'd have to ask a spinal specialist. I has minimally invasive decompression of lumbar spine done here, excellent results. My sister had surgery on both cervical and lumbar spine here, also excellent result. Wife of my Canbodian worker had 3 extensive spinal surgery here but for more complex problem related to childhood spinal trauma. Excellent result. But every case is different and success very much depends on the skill and experience of the surgron which in Thailand means a handful of surgeons all located in Bangkok. Regarding repeat epidural injections the recommended maximum is 2 or 3 times per year NOT per lifetime. Many people opt to forego surgery in favor of periodic injections, especially if they are poor surgical risks. Systemic cortisone use is associated with increased risk of blood clots but not, as far as I know, occasional localized injections. I strongly suggest you consult Prof Wicharn at BNH spine center to get detailed assessment and individualized recommendations. You will need a recent MRI. If you don't already have one can save money by getting it at an imaging center www.mrithailand.com before seeing doctor.

Dr. Mason is unquestionably the best. And feedback on m has been uniformly excellent. There are good and bad (and in-between) doctors at all hospitals. Experience with one doctor or service is not generalizable to the entire hospital.

I do nto recall any member having had this. But I can recommend an excellent thyroid specialist if you want a second opinion: https://www.bumrungrad.com/en/doctors/Jun-Srimanunthiphol This procedure is usually done after thyroid surgery for thyroid cancer. Have you had surgery?

It is definitely illegal.

yes indeed - the lens makes a huge difference to cost, anywhere in the world. To avail of the better English speaking etc in Thailand you may have to go to a private hospital and cost will be around 100K per eye. The least expensive Thai option, upcountry government hospitals, is not feasible if not living here and just flying in for the treatment. Also note that you will need to be here for a while as there is follow up care. By the time yo uadd in flight and hotel, will cost yo ua great deal more than doing this in VN. Private health care in VN is substantially better bargain, price wise, compared to Thailand. Cataract removal is the single most common opthalmological procedure and any opthalmologist will be expert in it.

Agree with the above.. doesn't have to be a full year but there are definite advantages to waiting until vision in the 1st eye has stabilized which is usually a couple of months. Among other things, any needed correction can be made for lens strength in the second eye to get optimum combined vision. In which regard, some people might like to consider monovision: that is when one eye is deliberately left or made a little nearsighted and the other one 20/20, in order to reduce need for reading glasses. To do that it is essential to have enough time between eyes.

I do not agree with the above. Boots and Watsons in Thailand sell mainly cosmetics and their pharmacy counters have only a very small range of drugs and usually expensive imports. Better to use a real Thai pharmacy. While counterfeits are an issue for certain prescription on;y drugs with special appeal to expats (e.g. benzos, ED drugs) they are NOT an issue for common medications like this. Especially nto for locally made generics - no profit margin in them. But you won't find them at a Boots or Watsons. I recommend buying one of the many locally made brands of amlodopine. These are dirt cheap and absolutely no one would have any reason to counterfeit them. In Bangkok many expats like the South East pharmacy on Sukhumivt between Sois 11 -1 3.

Yes, amlodopine can be bought without prescription at any pharmacy. So can the many other types of blood pressure medication.

Countless TV members have had this done and there have been many, many threads on it. Google "cataract + site:aseannow.com" Costs for the surgery alone (i e. not including initial visit and tests) per eye for standard lens ranges from about 20k at an upcountry government hospital to >100k at the most expensive private hospitals. If other than standard lens is used this adds substantially to the cost. It is a day surgery with local anesthetic. If you want suggestions on hospital/doctor please indicate where in Thailand you are. And any other known medical or eye problems .

There is no registered brand of darolutamide in Thailand. Enzalutamide is available only as imported brand Xtandl and must be obtained at a hospital. Hospital pharmacies here do not sell to the general public, they only provide medications ordered by a doctor on staff at that hospotal. So you would have to see an oncologist at a hospital. Where in Thailand are you?

Completely off topic posts about dual passports remived. I don't know what thread they were meant for but they certainly did nto belong here.