Sheryl

Majority of these "cancer tests" are not suitable for screening purposes.

It is nto an effect of normal aging to go from being able to walk 1 km to having difficulty waling 300 meters within the space of 3 months. Something must have occurred within that time period to account for this. Nor is it normal to have aches all day long for no apparent reason. Did you have a period if inactivity, or reduced activity, for any reason? Have you had any respiratory infection in past 3 months? What type of "medical examination" have you had? By what type of doctors?

What is your age and medical history? There are s number of labs that can do blood tests but you might need other tests as well.

Have you already tried medications? Surgery is reserved for cases that do not respond to conservative therapy.

April International (France) does their own underwriting.

I really doubt any insurer is going to exclude anything related to anything you ever saw a doctor got in past 2 years. Have you actually applied and been told of such an exclusion? Can you post a picture of the form that is saying this? Are you sure each insurer says this or are you thinking of one which insures on moratorium basis and does not do full medical underwriting? What they are looking for are chronic conditions or events that put you at above higher risk. Personally I have April Global (not April Thailand), but there are many others especially if you are under 60. Including: William Russell Allianz International Cigna Global BUPA Global AxA Global (do not confuse with AXA Thailand) AETNA Globsl AiA IMG I suggedt You go back to your broker and clearly tell them you do not want a policy from a Thai company and ask for a listing of interntionally issued expat policies. Aldo specify no moratorium period, you want a policy that does full medical underwriting. It is most unusual for a broker to provide only 3 options. Did you specify a low premium range or other factors that might account for this?

That they have so far paid Claims is no assurance they will be able to continue to so. Especially given what seems to be very low capital. And what to me is a financially unsustainable business model.

Agree. Or at least, excessive. There is no specific time period that should be waited before taking antibiotics. In any given situation either they are necessary ( which case delay is dangerous) or they are not (in which case they shouldn't be taken). And duration should depend on the underlying condition and drug.

The glycemic index of white and whole wheat bread is the same but the glycemic load is quite different. glycemic load is more important than index.

That must be April Thailand. And I think an exaggeration. They will not exclude anyone gor a simple cold. April International will certainly not do this. Stop looking at Thai issued policies and look at international expat policies.

Valosine is just as genuine as Effexor. Just different brand name and locally made rather than imported. Medication costs have risen recently along with everything else. Even locally made drugs as the raw material has to be imported. I doubt you will save much buying this online once shipping costs are taken into account and given that you will need multiple small shipments. And there is always risk of customs refusing the shipment. At the moment Valosine is the only local brand. In time I expect there will be more which may lower prices through competition.

You need to contact the Embassy by phone not email. Even after hours there will be a Duty Officer you can speak to. Tell them it is to report death of a UK citizen. Their involvement is not just for "paperwork purposes". It is primarily to insure next of kin are notified and the body released only to (or in accordance with the instructions of) next of kin. If he has a Thai wife (legally married ) then that step will be quick. She will have to show marriage certificate. Secondarily they can issue a document in English confirming he died abroad based on his Thai death certificate. This may be necessary to get any assets in the UK released and also for his wife to claim any death benefits or survivor pension she might be entitled to. Again, Amar can do all this gor you ou at very reasonable cost. They have contacts with all the Embassies and know each Embassy's procedures.

If an autopsy is done there will be a fee for that. But unless cause of death is unclear/suspicious an autopsy is not required and you should tell the police family goes not want and will not pay for one. And unless there is a legal reason for autopsy (i.e. suspicious death) there is no reason to bring the body to Bangkok. It is NOT the law that this has to be done. They do have to hold the body until Embassy authorizes release but that can be done at a lical government hospital morgue. It is common for police to try to exploit these situations and to want to bring body for autopsy as they receive a kickback for this. I suggest you contact Dao Metcalf at Amar for asdustancr. She can handle everything including paperwork with Embasy and dealings with police at a very reasonable fee as well as arrange cremation/burial or whatever is desired. https://www.amarinternational.com/index.html

No such spray available as of yet. Respiratory problems are not a contraindication to vaccination. Quite the opposite.

Controlled psychotropic substance in small quantity = just have in a clearly labelled prescription bottle or have a copy of a prescription with you.

Yes

Unhelpful bickering posts have been removed.

You have a legal right to uour medical records. They have to provide it on request. They can if they want charge for photocopying etc.

BUPA Thailand was a Thai company with some sort of affiliation with BUPA intetnational. Ditto AETNA, Pacific Cross Thailand etc etc. These are Thai companies and come under Thai insurance regulations. Impossible to say what another insurer would have done. Possible they would have excluded only ovarian conditions but can't be sure.

Witholding any part of your medical history potentially invalidates the policy altogether. There are travel policies that will cover "acute exacerbations" of pre-exisitng conditions, try to get one of those.

No. There are general orthopedists in the area but none AFAIK specializing in knees. Also none as far I as can tell with training abroad Exceptions being 2 docs at BPH but you said you don't want to go there it is well worth the trip to see Dr. Panya.

The horrors (and perils) of Heathrow aside, my flight BKK-LHR was OK. It was a Boeing 787-8 and rather small plane, and full to capacity, so not great in those terms but what can one expect. I suspect with fuel prices like they are, the airlines are using the smaIlest plane necessary for the passenger load. was in Business class, service was OK, food (vegetarian) was OK. Nowhere near the caliber of Korean Air (which is what I normally take to US) but I have no particular complaints...and certainly worth it not to have a stop over. Actually the arrival in LHR was OK it was departing through LHR that was a nightmare (and literal petri dish).

Do not self prescribe a scan as it might not be necessary. See s good knee specialist first. From physical exam and Xray he will know if there is need for a scan. Best knee specialist in Thailand is in Bangkok https://www.bumrungrad.com/doctors/Panya-Wongpatimachai

Fully vaxxed and boosted. And was able to get Paxlovid as I'm in US now. First 24 hours was like a nasty flu but as soon as Paxlovid kicked in was much better. Now fully recovered except for tiring more easily. Unfortunately infected my 90 year old aunt & uncle before I knew I had it. They too were fully vaxxed and started Paxlovid within hours of first symptoms do did well.

That may well explain the pain and good that heart attack was ruled out. However your description of feeling like your heart stops briefly suggests you have occasional premature beats. Probably what are called premature ventricular contractions (PVCs). These can be brought on by stress or smoking among other things. If they become frequent can be dangerous (in which case see a cardiologist). Note that while an actual heart attack has been ruled out this does not mean you have no coronary artery disease. Does not even mean you don't have angina just that it was not occurring at had time they did the EKG. For that you need at least a stress test. No immediate rush if you continue to feel OK but put a proper cardiac exam with stress test on your "to do" list.