
howerde
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Denied Health Insurance for O-A
howerde replied to hml367's topic in Thai Visas, Residency, and Work Permits
It mentions it here in this police order. section 6.3, dated dec 2021 https://www.immigration.go.th/wp-content/uploads/2022/02/RTP-Order-No.654-2564.pdf -
Personal experience, use a policy from your home country. that has an appeal process and is covered by a ombudsman, Thai policies have no such cover and change their conditions as and when they feel like it, i have had a policy for 5 years, made a small claim for out patients, they tried every trick to avoid paying, firstly saying you did not report the symptoms within 24 hours so can not claim, lucky a doctor had solution, then they said max claim 1900 baht per claim and can only claim 10 times a year nothing on policy about this, just had my renewal up 80% ps my full claim was only about 15000 baht
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Can Anyone Help Me Name Whatever Afflicted Me ?
howerde replied to allane's topic in Health and Medicine
Well a blood test is needed no way did those checks diagnose gout, you are right you do not want to go to a hospital and ask to see a doctor, they will likely send you to one of their permanent doctors and you could go round and round with tests, hope fully Sheryl will be along and can point you in the direction, you are best looking at hospital websites and checking the doctors specialist field, as you are paying YOU select the doctor, i have found the best ones only have clinics in the hospital at certain hours . you also want to see a doctor who has spent time in the west -
Can Anyone Help Me Name Whatever Afflicted Me ?
howerde replied to allane's topic in Health and Medicine
what was the uric acid reading in the blood test? it is high if 7 mg/dL, or higher, if you have no history of gout, then getting it in feet and hands at the same time seems odd, gout is very painful, maybe a second opinion needed -
UK ILR for +65 year olds
howerde replied to durhamboy's topic in Visas and migration to other countries
She will have to apply for spouse visa(i assume it has expired) and start the process from scratch, there are no shortcuts if you leave the country without ILR unfortunately -
UK ILR for +65 year olds
howerde replied to durhamboy's topic in Visas and migration to other countries
Returning resident is available if you had ILR but have been out the country more than 2 years. there are conditions https://www.gov.uk/returning-resident-visa#:~:text=You may be able to,Office to leave the UK Otherwise you would have to apply from the start ie wait 5 years and all the other conditions, i read on another forum a guy got a returning resident visa and he had left the UK 14 years previous, thought he did have a house and family in the UK during this time The life in the UK test does not need to be taken if you are 65 or over or no need to prove English if 65 or over https://www.gov.uk/life-in-the-uk-test https://www.gov.uk/english-language/exemptions -
Bangkok: Annual Health Check Up Recommendations
howerde replied to ReloTH's topic in Health and Medicine
I had one 18 months ago at Bumungrad, it lasted all day, think was 25k, best would be to check the different packages at other hospitals it should be on their websites, look through and decide what tests you want. below is link to see Bumungrads prices ie https://www.bumrungrad.com/en/health-check-up-center-bangkok-thailand-jci-best/check-up-packages -
I went about 5 years ago and enjoyed the show it was well put together, though i thought the tiffany show and alcazar ones in Pattaya were better, but all 3 are worth seeing
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Recommendation for health insurance for a Thai citizen
howerde replied to ole1291's topic in Health and Medicine
Sorry do not know, i would think a public hospital would use the decisions of the public hospital doctors not what the private hospitals say needs doing, they might accept the tests, at the end of the day it is all down to money, there is only so much money. in the social security system You could get your wife to ask the hospital but as we all know you could get a different answer each time, i have had first hand experience of a rural hospital and have to say the older doctors DO not like to be challenged, or even a query can end with ok, you can go now lol -
Recommendation for health insurance for a Thai citizen
howerde replied to ole1291's topic in Health and Medicine
As i understand she has selected the option to use any doctor she wants, she would use the social security as the first option, if there were delays or if she was not happy with the hospital doctor, then she would use FWD, not sure but i think that if tests etc were done at the hospital using the social security then the private doctor should use those tests, but these things never seem to be clear in Thailand -
Recommendation for health insurance for a Thai citizen
howerde replied to ole1291's topic in Health and Medicine
A friend uses FWD, note i am not recommending them, but she uses them .this is in addition to to Thai social security scheme, as delays can be long, is is around 50ish no current health issues and pays 80 000 baht a year, not sure exactly what policy she uses. https://www.fwd.co.th/en/products/ she has never needed to claim, but says they are a good company -
Transferred yesterday to Kasikorn Bank was 9 seconds which is usual, i always transfer between 3-4 pm Thai time mon-fri, so banks open in UK not sure it makes any difference, but seems to work for me, the longest it has taken was 30 min and that was back in oct when the markets were all over the place
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A Thai marriage that has been registered at an Amphur is legal in the UK . you do not get any certificate or any other paperwork to say so, the embassy can not issue anything as there is nothing to issue. i can not see what youR residence in the UK has to do with the yellow book, perhaps their motive is something else! on second thoughts are they asking for the affirmation for marriage that you get from the embassy before you get married? then is translated and stamped by MFA
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Insurance for extension of Non-OA
howerde replied to Lim Yuan Hai's topic in Thai Visas, Residency, and Work Permits
You will need to buy the insurance from one of these companies https://longstay.tgia.org/ -
I suspect the main reason is they are lazy/don't know how to fill in the forms, there is no reason why they can't open an account, they will just come up with a different excuse( need work permit, need mobile phone contract etc etc, There are usual travel /visa agents in most places, they might do it you will need to ask. Nakom Phanom is a bit remote for most agents, are there any expat bars/restaurants expats can have a lot of local knowledge,( they probably had the same issue themselves) they would know ant local facebook groups whatapp etc, it is annoying but just keep plugging away
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Benefits of Returning to UK with a Thai family?
howerde replied to FrankThePlumber's topic in UK & Europe Topics and Events
What are your wifes qualifications and english, a 20 000 pounds job would seem optimistic to me especially up north (hope i am wrong) there have been huge changes to employment terms fixed term contracts, casual work zero hour contracts are normal unless you are qualified and have experience. consider heating bills my gas/elec last year was 1300 i have just had the company contact me asking me to update my direct debit to 364 per month! but without doubt the education and health must be a strong reason to return, i have no kids but if one did come, i would not hesitate to return -
Has anyone received a new UK passport recently?
howerde replied to onebaht's topic in Visas and migration to other countries
That is likely because you gave them your daughters name when you phoned them, and they told you what you wanted to hear, exaggerating what they can see, did they tell you they were a third party or did you believe you were talking to an HMPO employee, i dont think you can read the article unless you subscribe, but it is all in the article -
Has anyone received a new UK passport recently?
howerde replied to onebaht's topic in Visas and migration to other countries
When you call HMPO you actually speak to someone working for a third party 'teleperformance' (french company and due data protection they can not see your details or anything on the HMPO system, all they can do is email HMPO, on your behalf https://www.telegraph.co.uk/news/2022/04/28/company-behind-passport-call-centre-chaos-reprimanded-home-office/ -
Non B on an emergency travel document.
howerde replied to Steven mason's topic in Thai Visas, Residency, and Work Permits
Yes not clear you gov Thailand says UK Emergency Travel Documents UK Emergency Travel Documents (ETDs) are accepted for entry, airside transit and exit from Thailand. If you’re planning to enter Thailand using a UK ETD, you should contact the nearest Thai Embassy or Consulate before you travel to seek advice about whether a visa is required. If you’re requesting a 2-way ETD from Thailand, you must provide proof that you have a non-immigrant visa. Good luck -
Non B on an emergency travel document.
howerde replied to Steven mason's topic in Thai Visas, Residency, and Work Permits
Have a look, i am not sure you can use it to get visa https://www.gov.uk/emergency-travel-document UK Emergency Travel Documents UK Emergency Travel Documents (ETDs) are accepted for entry, airside transit and exit from Laos. If you’re planning to enter Laos using a UK ETD you should contact the nearest Lao embassy or consulate to get the appropriate visa before you travel. If your passport has been lost or stolen, you must report the loss or theft to the nearest police station and get a police report. You will then need to get a certificate of loss from the Immigration Department in Vientiane, which usually takes 1 to 2 working days. After getting an ETD from the British Embassy, you will need to get an exit visa from the Lao Ministry of Foreign Affairs, which takes up to 3 days. https://www.gov.uk/foreign-travel-advice/laos/entry-requirements -
I have a no O-X and was thinking about changing mine as it is not much use to me now. Has your friend reported every years to immigration to have documents checked, and at immigration have they checked the medical insurance? When i went last year, i was told by immigration that there is no need to report yearly( my office is Chang Wattana Bangkok), i queried it and showed them the print out from London embassy website, they were very blunt, ask London why that is on their website, they are not our rules , i did ask different people and they all said the same i entered Thailand, last week and no medical insurance was asked for by immigration. I called the immigration hot line 1178 and they told me the same no need to go to immigration every year, though they never replied to emails in both English and Thai. I am considering not renewing my health insurance and was going to change my permission to stay, i found this on the consular website - Foreigners who enter Thailand with Non-O-X visa may change from Non-O-X to other type of Visa by submitting request to the Immigration Bureau. Spouse and child’s visa approval will be changed according to status of the main applicant. However, spouse can apply for Non-O-X by himself/ herself if he/she meets the qualifications. link https://consular.mfa.go.th/th/content/80939-non-–-immigrant-visa-“o-x”-(long-stay-10-years)?page=5d68c88b15e39c160c0081e5&menu=5d68c88b15e39c160c0081e6 This was my plan, though i can see it not working, if this did not work, then i would just leave Thailand and enter on a new passport. The airline will not check the insurance or anything else, if he has a visa that is good enough for them, have they ever had to show immigration the insurance?
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No looking at new cars unless you are buying one
howerde posted a topic in Thailand Motor Discussion
When i took my car in for a service at the dealer a few weeks ago, while i was waiting i went to look at the new cars in he showroom, a guy came across and i just said i was just looking, he went away, then a few minutes my partner came out the service office and said they don't want you looking at the cars unless you are buying one, go and sit in the waiting area which had free coffee cold drinks crisps etc, but still very odd