
howerde
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Everything posted by howerde
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I can totally believe this, my experience was not as bad as yours, but unnecessary work carried out. it seems money beats ethics
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Pacific Cross Health Insurance - Claims experience ?
howerde replied to Pumpuynarak's topic in Insurance in Thailand
I had a policy tied to my visa had it 3 years no claims, then due to an accident i tried to claim on the out patient part of the insurance, they turned it down as i had not informed them within 24 hours, the doctor i saw actually phoned them and they relented my total claim was for about 15000 baht, at renewal my premium jumped from around 30000 to 88000 baht, then the hospital contacted me and said the insurer wanted to see all my medical records, i had had the policy 3 years i gave full disclosure at the time, so 3 years after i had taken out the policy i had one of those full checkups at the hospital they did not find anything of significance, i then had a letter from the insurance adding a whole lot of exclusions for things i do not have, if it is for your Thai wife have a look at FWD. -
New TM30 Registration Web Site
howerde replied to BKK57's topic in Thai Visas, Residency, and Work Permits
The only place i can find any info in english is this from a Phuket newspaper https://www.thephuketnews.com/landlords-hotel-managers-urged-to-re-register-for-online-tm30-reporting-89577.php -
New TM30 Registration Web Site
howerde replied to BKK57's topic in Thai Visas, Residency, and Work Permits
Yes the email stated she needs to file a new TM30, the e mail gave the new address. -
New TM30 Registration Web Site
howerde replied to BKK57's topic in Thai Visas, Residency, and Work Permits
My landlord stated she had an email from immigration saying she had to re register on the new site/ -
Best 2 places i have found are the Londoner or Scruffy Murphy's never seen Turkey outside Christmas or thanksgiving
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Exclusion on insurance and data sharing
howerde replied to Krabi King's topic in Insurance in Thailand
Even with a no medical check needed he will need to declare his lung condition and the fact that he had a medical check, failure to declare this will invalidate his insurance and beware the fact he had a full medical check up, he may well find that a Thai insurer will refuse to pay up anyway as they can say you must have had an pre existing issue because you went for a checkup, In simple i would stay away from any Thai insurer there is no appeal against an insurer or ombudsmen to complain to, get insurance from your home country that has adequate complaints procedure -
The bread in Makro Big C etc is all made for Thai tastes, packed with sugar, salt and who knows what else, i tried it but no way, made my own for a while but found a bakery that does a decent loaf, unfortunately it is in Bangkok
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Transferring Visa to a New passport
howerde replied to steveb5's topic in Thai Visas, Residency, and Work Permits
I never paid a fee at CW, the form is on the official Thai immigration website, i downloaded it filled it in, -
Transferring Visa to a New passport
howerde replied to steveb5's topic in Thai Visas, Residency, and Work Permits
At CW walk in only -
Transferring Visa to a New passport
howerde replied to steveb5's topic in Thai Visas, Residency, and Work Permits
At CW last month they wanted filled in application form your old and new passport, copy of old and new passport bio page and copy of old visa/extension of stay and you need a copy of your last entry into Thailand, i had a particular hard time she wanted a copy of my last 90 day report and print out of TM30 https://www.immigration.go.th/en/?page_id=3202 number 22 -
Seen a few reports about 3-4 weeks, did mine mid may and was 6 weeks, the site still says allow 11weeks
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It was not approved it still showed pending on 4 Sep so cancelled it, and went in person on 5 Sep, Took all of 3 minutes to do, shame about the 2 1/2 hour round trip, lets hope for a better performance in Dec (i never bothered asking them why as i would have just been told the first thing that came into their head)
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There is no minimum/ maximum time abroad(once you move abroad and are no longer resident you lose your right to free NHS treatment getting it back is quite simple see below https://www.gov.uk/guidance/using-the-nhs-when-you-return-to-live-in-the-uk#:~:text=Complete a GMS1 form to,are eligible for free healthcare. for what it is worth if you are still registered with your gp you would be covered unless you tell them you live abroad, i hear some people use a relatives house to still show an address in UK(they get themselves on the council tax bill, but as you know the GP where you are registered must be in the area where your 'new address' is
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Am I the only one using (Indian) 'cook in sauces'?
howerde replied to BritManToo's topic in ASEAN NOW Community Pub
I use them either Sharwoods or Pataks madras i get 5 portions out of a jar and 2 chicken breasts i add a good portion of peas, only eat once or maybe twice a month. -
How much does health insurance cost in Thailand now?
howerde replied to Social Media's topic in Health and Medicine
Sorry i was advised to remove it ( not by anyone on the forum), -
How much does health insurance cost in Thailand now?
howerde replied to Social Media's topic in Health and Medicine
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How much does health insurance cost in Thailand now?
howerde replied to Social Media's topic in Health and Medicine
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I should have added the best doctors i saw there were doctors that worked in the government hospitals but had evening/weekend clinics at Bumrungrad
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Do not take the hospitals recommendation, do your own research, tried looking at his bio https://www.bumrungrad.com/en/search-for-a-thailand-doctor but it will not load, look at all the relevant bios, i would not touch any doctor that has not done time in the west trained and or resident, their bios show this( i have found even at this hospital some doctors will just dismiss you as they know best, unlike in the west you can question the doctor). hopefully Sheryl will be able to track one down; I would also look at other hospitals by checking the doctors bio. your money you chose the doctor https://www.bumrungrad.com/en/centers/ent-ear-nose-and-throat-center-bangkok-thailand
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Converting from Non-IMM O to Non-IMM OX
howerde replied to Mike Teavee's topic in Thai Visas, Residency, and Work Permits
The guidance on the London website does not mention this, simply must be held in a Thai bank i take that as in one bank account, the Vancouver embassy states A copy of bank statement (from Thailand financial institutes only) and a letter of guarantee from the bank with bank’s contact information showing a deposit of the amount equal to and not less than 3 Million bahts, Which i read as it must be all in one account further the London embassy website states Applicants must have Thai medical insurance during their stay in Thailand (per the approval of the Office of Insurance Commission) and medical claims for outpatient must not be less than 40,000 Baht, for inpatient must not be less than 400,000 Baht. But then states 3 million baht coverage is required Copy of evidence stating that applicants have insurance as per stipulated by the Office of Insurance Commission and health insurance of Thailand which covers COVID-19 related medical expenses, both inpatient and outpatient, no less than 100,000 USD for the whole period of your stay in Thailand. Please check < http://longstay.tgia.org> for more information regarding the insurance requirement.