Often not as simple as that, in Pattaya they'll want to see owners ID, plus the fine if late, maybe 2k? hassle anyway, something the owner or agent should be doing
which consulate closed?
I've not heard of anyone being denied boarding (its usually airline that checks), so it "should" be ok, of course a visa would stop you worrying, just get your story straight, maybe book a flight out of Thailand, cancelable flight
Years ago i crashed my bike in UK, not my fault, anyway my Dad and i bent the forks back to straight using a plank of wood old fashion style, rode it fine after
haven't you only been with April a year or so? i kind of expected them to dig deeper, see what happens, must be stressful which is the last thing you want when have a health issue
Annual policies are restricted to consecutive days 30, 45, 60, think i got 90 once, no more. You can get travel insurance \backpacker insurance for up to 18 months (consecutively), sometimes a max age limit 45, probably varies per country
Travel insurance is usually only valid if previously spent 6 months in home country, so it's fine for the first year, 18 months, then you need to find something else. Check the policy doc, it will specify