steve187

Who's names are on the letters listed?

most annual insurances only cover for 3 months travel in the year,

I booked a 8 month holiday and took out insurance via quidco with a cash back amount, ended up costing £1.00 per day.

I just looked at a well known price comparison site for you, and insurefor quoted £110 with 20% cash back from quidco, making it less than £100.00

I have had reason to claim for an inpatient operation this trip, so i'm glad i took out the insurance

yearly costs are car tax, compulsary insurance, and optional insurance, but at 22,000 baht thats seems excessive to me, you need to shop around

personal visit to hull by apointment.

I wonder what speakers fee he charges nowdays? 50,000 pounds per event maybe plus expenses?

and who is paying for his security detail?

There are two types of 2.5" hard drives, sata and ide, other than that they are all the same, some manufacturers fit extra casings to them.

Blair needs locking up.

see link here for a list of prepay cards - http://www.moneysupermarket.com/prepaidcards/

i use one but i have UK address,

before boarding a flight to Thailand, you will need either a visa or a booked airline ticket out of Thailand within 30 days.

If you want to do as you say in your OP, stay in Thailand for 60 days fly to Singapore, re-enter Thailand on a 30 day visa exempt entry, but you will need your next flight out booked, and within the 30 days. and you could keep doing that and each visit to Thailand would have to be up to a max of 30 days.

Whatever method you use for the adults , you would also have to do for the child, as without the visa, or a flight out within 30 days you could be refused boarding of the flight to Thailand.

have a great holiday

A straight turn around at KL airport is fine.

same as post 3, i try to use red. but sometimes have to use green.

I took out a 7 and half month travel insurance, whilst in the uk to enable me to travel here, cost me £1.00 per day which included previous condition of high blood pressure and high cholesterol, i went through confused.com and went for columbas direct, yes they do have restrictions on being UK resident, you will have to check the terms and conditions, to see if your length of stay in the UK fits. I have had reason to claim for an inpatient operation and after checking i had a return ticket, and checking with my GP, that i had not had that illness before, they settled the claim direct with the hospital. At the moment i do half ( ish) the year here and half (ish) in the Uk, so a little different to your circumstances. A friend of mine is here for 10 and got cover for the same price, but it is his first long trip here. good luck hunting

i have posted our experiance in the bkk forum,if y have the money to buy better y put into a fixed bank acc.there is 4.6%on offer over 5years with scot.widows.or y can buy ours at 25%below the last value.see the bkk forum investing topic.if you are a non tax payer y will be laughing all the way to los.

Meatboy could you let me have a link to this thread , i can't seem to find it

A lot fo good words of advice already....

I use an agent; they do everything and you can sleep easy - yes it costs a bit more (I pay 5% of rent) but worth it. They organise all services, repairs, credit checks etc, basically you don't need to do anything apart from tell them which bank to put the money in :-)

I'm registered as an Overseas Landlord which helps with tax too.

I get about 5% return p.a. but of course (hopefully) the house is still appreciating in value so that's something when you come to sell it. If you put the money in the bank you'll only get the 5% (if you're lucky), so short term the same, long term a big difference!.

Also, it's a place to fall back on if every you need, or an asset you can use.

If the Op buys to let, would he not pay capital gains when he sells?

depends where the house will be, some councils will rent from you and guarantee the rent, also armed forces sometimes rent for families, but if renting on the open market get a good company to rent out for you, A friend of mine rented out his house, he used a more expensive company but they got a good tenant, at £150.00 more per month than the others in the area, this extra money more than covered the more expensive companies higher %, and he gets a better service from them, they get all their work from word of mouth, no advertising, Buy in an area good for renting.

cut your teeth with the family, lots of time for Bangkok later.

You mate went 3rd's on the total bill, whats the issue ?

Must admit, I'm struggling to see what's so wrong about it also.

I was once invited out by a friend, he had his GF with him. I bought a round, he bought a round and when it came to her round....... They tried to claim that as a couple they only had to pay once, which of course left me paying double.

If the OP is expecting his friend to chip in when the GF doesn't, I don't think the OP's friend is the one that is being cheap.

if its a two bedroom apartment, then thats it 2 rooms, bill split in half, as to rounds of drinks or food, when there are three then thats different, the couple should buy two rounds. but bedrooms should be paid equal, he had one bedroom, so did the couple, rooms are charged each room, not each occupant

Move on, looks like you have been had.

get a grip

I assumed from the title of this thread that the temporary arranges were over and we had full time staff, with longer than one half day opening

Things could change in the future, and your wife has 30 years to go before claiming state pension, which is enough years to get a full pension in her own name, earnings up to £102.00 ( 2011 - 2012) per week are free from national insurance, tax allowances are higher £143.00 per week before tax.

By my caculations your wife at 16 hours x £6.08 ( minimum wage)is earning £97..28 just £5.00 short of paying N.I. So could your wife work one more hour to make her liable to N.I contribution, or is that why her company only employ her for 16 hours. if your wife has to pay N.I so does her employer at a higher rate than your wife.

Self employed (class 2) 'stamp' is £2.50 per week, voluntary (class 3) 'stamp' is £12.60.

class 2 can also be paid whilst in Thailand to top up, any shortfall of the 30 years from the uk.should your wife move back to thailand before pension age. must have lived and paid N.I. for three years in the UK. see here - http://www.hmrc.gov....ontr/abroad.htm

I thought they changed the number of years to 20.

No changed men from 44 to 30, not sure if women were already 30 or they changed as well , but now all are at 30 years.

let us know what she is like and the opening hours, after your visit

Dont forget all the paper work to prove you have been together over the whole two year period, council tax bills etc. and also unless i missed it in the posts, does the course that your wife is taking include citizenship material that is approved by the border agency?

when you serach click on the grey 'this topic' button and it then gives you a drop down menu, selection where you want to search from there

I don't think anyone will have a problem finding a registry office in the UK, they will need any divorce documents translating into English to present to the registrar.

Yes registry offices are everywhere, but not all are designated. for example Lincolnshire has 13 registry offices but only one is designated